2014 mfw

black_taxi_2

transferred £1693 from my bank to mortgage lender-final redemption fee yesterday.

They told me they will send me a letter within 5 working days.

The mortgage lender will still hold name Land Registry of Scotland

I will take letter to solicitors and they will change deeds to my name

total cost £200+

I'm not declaring myself MF until deeds are in my name,hopefully next week or so.

ps. I tried logging into my online mortgage account tonight and it's closed,so things are moving

mortgage_destroyer

No 100 here please can you put me down for a total of £725 for December please.

Smashed my prediction of £5000 for overpayments for 2014 total will be £7810 just wondering should I round it up to £8000 by making another overpayment of £190!!

Many thanks JCL for running this so well.:beer:

ElusiveLucy

#150 here with my Novmber update of £500 OP.

Might as well do my update for December for £500 as well as I have the SO set up for that.

Had a bit of a wobble at the start of Nov and had to cancel the SO for the OP as wasn't sure I would have the money, but then got an unexpected bonus from work, so have made the £500 OP for November, even though it was a bit late....phew!

black_taxi_2

Letter HSBC today


Contact solicitor to remove our legal challenge over the property


(im mortgage FREE)


Solicitor told me 6/8 weeks for deeds in my name


THX ALL who have stayed the course/your time will come

Yorkielass

Went AWOL again.

Over the last 3 months we've had a new drive way and new bathroom done. Bathroom involved a complete gutting, and everything being moved round. Our ISAs took a bit of a bashing, but we've both got 6 months take home stashed in them which we're happy with for now.

Spent some time this week reassessing finances, getting back to grips with our money again and today I rang up and made a £1000 overpayment - the first in addition to our DD since May.

We are now on a mortgage finish date of March 2039 so we've knocked almost 3 years off the end date during 2014, with the standard overpayment going out on Monday. I really hope I can get together a bit extra for another December overpayment and I'm hoping that in 2015 I can be a bit more consistent and focused with finances.

So Number 24:

September: 642.54
October: 642.54
November: 1642.54

Thanks for keeping this thread going JCL

JCL

Hello all! This week's update is done.

Congratulations black taxi - superb!

Calicocat - I had given you number 140 but then had a clearout of everyone who hadn't posted an overpayment. I've added you back on as number 5 this time and updated the spreadsheet with your overpayment.

Nearly into the last month of the year. Keep it going all!

Have a great weekend everyone.

froddington

No. 3 - £350 OP for November

Thanks JCL

theyorkbrood

York Brood - No 20 - last payment for the year £300
Many thanks JCL for running this board this year :beer:

Catslovelycats

#80 £1299 OP since I last posted
Thanks

ecoelle

Hi all,can i pop on my last OP of the year please, unless of course my numbers come up on the lottery.

December £175 for ecoelle

Cheers x