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2014 mfw

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Comments

  • kitjos
    kitjos Posts: 223 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    I wont be able to OP anymore this year - December is never a good month for extra money, what we do have is being used to build up savings after dipping into them to pay CC.


    Didn't do too badly this year - got about 75% of my target :).


    Would like to thank this forum and JCL, without this I wouldn't of had the incentive to push past the 130k mark - which I have by 1k. So happy to see the numbers dropping.


    Thanks to Lomcevak for taking over 2015 thread, will keep a look out for your starting thread - would love to join again.


    Hope everyone has a merry Christmas xx
    "Don't underestimate the value of financial security"


    Wanting to be mortgage free by 45. £155,000 start / £86,880 currently

  • Catslovelycats
    Catslovelycats Posts: 1,749 Forumite
    1,000 Posts Third Anniversary Combo Breaker
    last OP for 2014
    #80 £277.08
    Brings my total OPs to £2228.34
    Really pleased I beat my £2K target, but it was really hard work!

    Looking forward to joining 2015 thread.

    Thanks
  • UnionGirl
    UnionGirl Posts: 182 Forumite
    No. 64 with £125 OP for December and the last one of the year for me.

    Thank you to JCL for doing the updates this year, and I look forward to taking part again in 2015.


    UnionGirl
    As my Mum always said "Look after the pennies and the pounds will look after themselves"
  • Gaz83
    Gaz83 Posts: 4,047 Forumite
    1,000 Posts Combo Breaker
    #107 here, unfortunately I think I'll fall short of my target by a couple of hundred pounds (due to car trouble). Still, delighted to have gotten down nearly £5,000 of my mortgage in its first year!
    "Facism arrives as your friend. It will restore your honour, make you feel proud, protect your house, give you a job, clean up the neighbourhood, remind you of how great you once were, clear out the venal and the corrupt, remove anything you feel is unlike you... [it] doesn't walk in saying, "our programme means militias, mass imprisonments, transportations, war and persecution."
  • Tahlullah
    Tahlullah Posts: 1,086 Forumite
    Hi all

    final payment of £1000 for 2014 for me.

    Thanks for the help on the way.

    Have a good Christmas and perhaps see you in the new year.

    Tx
    Still striving to be mortgage free before I get to a point I can't enjoy it.

    Owed at the end of -
    02/19 - £78,400. 04/19 - £85,000. 05/19 - £83,300. 06/19 - £78,900.
    07/19 - £77,500. 08/19 - £76,000.
  • Tony_R
    Tony_R Posts: 280 Forumite
    PPI Party Pooper
    I've been terrible this year on the overpayments. However, I've just made one of £500 and hope to get back to normal in 2015.
    MFW 2015 - #88 £3,345 / £3,500
    MFW 2014 £2,990,MFW 2013 £7,905, MFW 2012 £12,216
    Opening Mortgage Balance (15th July 2010): £200,999
    Current Mortgage Balance(2nd July 2015): £150,999
    Total overpayments to date: £30,292.00
    Updated 19/05/2015
  • Beckyy
    Beckyy Posts: 2,833 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #54 reporting a November OP of £161.25

    (I think Octobers OP of £94 is showing as November on the spreadsheet)

    Thank you! :)
  • secondtoughest
    secondtoughest Posts: 234 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    #114 paying my final OP for the year of £547 - £5000 target reached!

    It's the first year I've done it and I've found it really worthwhile! Many thanks to JCL for all the hardwork :T
    2016 diet challenge 16lbs/42lbs lost

    2014 MFW #114: £5000 overpayments made
    2015 Savings Challenge #65: £6000 saved
  • Upsy_Staffordshire
    Upsy_Staffordshire Posts: 375 Forumite
    100 Posts
    #86 here and oh dear I've completely failed this year! My target for the year was £3,500 and I've only managed £350!

    However, we bought our car on finance and as the final settlement was due next year, I decided to pay it off in full a few months ago, so we would save a year's worth of interest. We've been trying to get our savings back up again, which is going well so far, and so hopefully next year we will be able to focus on making overpayments once more :D

    Well done to everyone who has met their target!
    Thank you to everyone who posts on here :)
  • norfolkdream
    norfolkdream Posts: 383 Forumite
    Ninth Anniversary 100 Posts Mortgage-free Glee!
    Dec standard OP £165.00

    Total now £3240/5000 64.8%

    Really poor show this year, gutted :o

    Thanks JCL :)
    MFW 16 No 33
    2016 OP Paid/Target 2063/£2063 (100%) COMPLETE
    Mortgage Free - Apr 2016 -DONE!:j
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