2014 mfw 1 December 2013 at 10:00PM edited 4 January 2015 at 7:27PM in Mortgage-Free Wannabe 1.3K replies 81K views

JCL

The spreadsheet has been updated for the last time in 2014. There will be one last update done on Sunday to pick up anyone who posts over the next few days.

MuddyWhiteChicken - your post came in after I had done the updates so I will pick that one up on the 4th.

A big thank you to everyone who has said thanks for my efforts during the year - it's very much appreciated and it's been my pleasure to play a small part in maintaining the challenge and motivation for everyone during the year.

All that's left for me to say is to wish you and yours a happy, healthy and overpaying New Year!

Get those posts in over the next few days for any last overpayments in the 2014 Mortgage Free Wannabe Challenge.....

froddington

No. 3 - December's OP of £400 made today.

Many thanks JCL.

Happy New Year all x

apple_muncher

Whoops - late again!

Number 56 with a total for the year of £18, 572.

Many thanks JCL!

rockabelle

Happy New Year! Sorry for the late update - OP £500 in November and £1800 in December.
JCL, thanks for all your hard work - this thread is such an inspiration, and motivates me to keep making overpayments, when I sometimes want to spend money on more fun things....

grastgirl

#47 with final £400 OP for the year.

Thanks JCL.

skaps

#68
Dec op total £778.56
Thanks JCL.

mortgage_girl

No 77 checking in with my final op for 2014 of £600.05. Thank you ever so much for keeping this thread up to date for us JCL and I look forward to taking part in next year's challenge.
Well done everyone!
MGx

fluffysox

Happy New Year to you all!
Thanks to JCL for all your hard work this year!
Sorry it's late but here's my update for December 2014:
£125 for December taking total to £2000, just met our target
Credit card bills are pretty big and we always pay off in full so this December and January won't have much money left over. It's not all Christmas shopping, I had two weekends away, home insurance was paid in full, our wedding anniversary and a new vacuum cleaner for me however we have kept back £500 to pay off the remainder of a 0% finance deal. Wouldn't bother except we will be applying for a new mortgage soon and the £49 a month will count against our affordability
Goals for 2015, rediscover my frugal self, particularly with grocery shopping! Move house! Ensure there is plenty of fun things planned so we always have something to look forward to

JCL

The final update of the 2014 Mortgage Free Wannabe challenge has been done.

Here's a look at the year in numbers:

• 117 MSE members signed-up and posted an overpayment during the year
• We collectively overpaid a massive £715,293 (against an overall target of £771,655)
• 51 people reached the overpayment targets they set for 2014

Well done to everyone who took part during the year. You have all made great strides towards being mortgage free. Congratulations also to those of you who achieved the ultimate goal of paying off your mortgage in 2014.

The final 2014 MFW spreadsheet is available through the links below:
2014 MFW (Google Drive)
2014 MFW (Dropbox)

I know this thread has been a great source of inspiration for many people and it has been fantastic to play my part in keeping it going and seeing all of the great posts from everyone taking part.

Lomcevak has got the 2015 MFW challenge up and running so I look forward to joining you all there as we continue to work towards becoming mortgage free.

The 2014 MFW challenge is now officially closed.

Best wishes

JCL