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2014 mfw

edited 4 January 2015 at 7:27PM in Mortgage-Free Wannabe
1.3K replies 81K views


  • JCLJCL Forumite
    574 Posts
    Debt-free and Proud!
    The spreadsheet has been updated for the last time in 2014. There will be one last update done on Sunday to pick up anyone who posts over the next few days.

    MuddyWhiteChicken - your post came in after I had done the updates so I will pick that one up on the 4th. :)

    A big thank you to everyone who has said thanks for my efforts during the year - it's very much appreciated and it's been my pleasure to play a small part in maintaining the challenge and motivation for everyone during the year.

    All that's left for me to say is to wish you and yours a happy, healthy and overpaying New Year!

    Get those posts in over the next few days for any last overpayments in the 2014 Mortgage Free Wannabe Challenge.....
    MFW 2015 #41 = £20,515/£20,515
    MFW 2014 #41 = £26,100/£25,000
    MFW 2013 #41 = £10,000/£10,000
    Original MF date = May 2036 - MF achieved on 15 June 2015
  • froddingtonfroddington Forumite
    6.7K Posts
    Part of the Furniture 1,000 Posts Combo Breaker
    No. 3 - December's OP of £400 made today.

    Many thanks JCL.

    Happy New Year all x
    "There's only one way of life and that's your own" - Levellers

    "I'm feeling like a Monday but someday I'll be Saturday night" - Bon Jovi
  • apple_muncherapple_muncher Forumite
    11.9K Posts
    10,000 Posts Seventh Anniversary Name Dropper I've been Money Tipped!
    Whoops - late again!

    Number 56 with a total for the year of £18, 572.

    Many thanks JCL!
    NST Simple June #1; NSD 2; Ex 4

    Mortgage £300 ish (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143; 01/19: 18.275) MFWDate: very soonish
  • Happy New Year! Sorry for the late update - OP £500 in November and £1800 in December.
    JCL, thanks for all your hard work - this thread is such an inspiration, and motivates me to keep making overpayments, when I sometimes want to spend money on more fun things....
    MFiT T3 no 115, MFW 2015 no 65
    April 2011 balance when mtg started 300,000
    March 16 2015 balance - 165,972
    MFiT T3 target 190,000 - REACHED!!!!:beer:
  • #47 with final £400 OP for the year.

    Thanks JCL.
    MFW #66 - £4800 target
  • skapsskaps Forumite
    2.3K Posts
    Dec op total £778.56
    Thanks JCL.
    MFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different
  • mortgage_girlmortgage_girl Forumite
    880 Posts
    Part of the Furniture 500 Posts Combo Breaker Mortgage-free Glee!
    No 77 checking in with my final op for 2014 of £600.05. Thank you ever so much for keeping this thread up to date for us JCL and I look forward to taking part in next year's challenge.
    Well done everyone!
    :jMortgage free 08.08.19 :j
    2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
    MF date was Nov 2041 - mortgage neutral 23.07.18

  • fluffysoxfluffysox Forumite
    1.1K Posts
    Part of the Furniture 1,000 Posts Combo Breaker
    Happy New Year to you all!
    Thanks to JCL for all your hard work this year!
    Sorry it's late but here's my update for December 2014:
    £125 for December taking total to £2000, just met our target
    Credit card bills are pretty big and we always pay off in full so this December and January won't have much money left over. It's not all Christmas shopping, I had two weekends away, home insurance was paid in full, our wedding anniversary and a new vacuum cleaner for me :) however we have kept back £500 to pay off the remainder of a 0% finance deal. Wouldn't bother except we will be applying for a new mortgage soon and the £49 a month will count against our affordability ;)
    Goals for 2015, rediscover my frugal self, particularly with grocery shopping! Move house! Ensure there is plenty of fun things planned so we always have something to look forward to :)
    2016 MFW OPd £2000, 2015 MFW OPd 3000 then bought new bigger house with bigger mortgage.
    MFW OPd 2014 £2000 2013 £9700 2012 £2848.39 2011 £2509.58 2010 £11000 2009 £112002008 £4939 :D
    Beautiful boys born May 2011 and October 2013 :)
  • JCLJCL Forumite
    574 Posts
    Debt-free and Proud!
    The final update of the 2014 Mortgage Free Wannabe challenge has been done.

    Here's a look at the year in numbers:
    • 117 MSE members signed-up and posted an overpayment during the year
    • We collectively overpaid a massive £715,293 (against an overall target of £771,655)
    • 51 people reached the overpayment targets they set for 2014
    Well done to everyone who took part during the year. You have all made great strides towards being mortgage free. Congratulations also to those of you who achieved the ultimate goal of paying off your mortgage in 2014.

    The final 2014 MFW spreadsheet is available through the links below:
    2014 MFW (Google Drive)
    2014 MFW (Dropbox)

    I know this thread has been a great source of inspiration for many people and it has been fantastic to play my part in keeping it going and seeing all of the great posts from everyone taking part.

    Lomcevak has got the 2015 MFW challenge up and running so I look forward to joining you all there as we continue to work towards becoming mortgage free.

    The 2014 MFW challenge is now officially closed.

    Best wishes

    MFW 2015 #41 = £20,515/£20,515
    MFW 2014 #41 = £26,100/£25,000
    MFW 2013 #41 = £10,000/£10,000
    Original MF date = May 2036 - MF achieved on 15 June 2015
This discussion has been closed.