📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mrs PG's Hopes & Dreams for a debt free future !

13940424445154

Comments

  • Have a wonderful evening, you all deserve it Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Happy sweet 16th to DD, hope you have all had a lovely evening

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • We had a lovely time thankyou ! Girls were fab, but then I would say that as they are mine. The pub was packed !

    Just a shame that while we were there Mr PG got a work call and he had to drive to Somerset at 1am this morning. Managed to get his head down for two hours then dragged himself out of bed and off he went. He is on his way back no, but then has to go straight into meetings this afternoon. His new best friends are Red Bull and Pro Plus ! xx :(
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Morning :)

    Glad to hear that Mr PG was around to hear the girls singing, not good he didn't get much of a break though. I hope he manages to catch up on sleep at some point :)

    What are you doing for DD1's 16th? My DS1 is 16 in October and I don't know what to do, I want it to be special but not have to spend tonnes of money at the same time :p He's not as social as your DD though so I think a party would be out of the question ;)

    No idea on claiming all this money back through complaints procedures, misselling etc so won't join in ;) but if it's meaning you get out of debt quicker I would seriously consider setting time aside to do it.

    Have a lovely weekend :)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Eager_Elephant
    Eager_Elephant Posts: 4,714 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Sorry to butt in....

    When my DD was 16 (just over a year ago) we did a sleepover:eek:

    On the spectrum of nerdy/geeky to popular my son is towards the geeky side and has a few close friends who think and act like him. :T

    (Her doesnt have learning difficulties or anything but some people find him a bit far out - he wants to be a physicist so that explains it better:rotfl:)

    My son has always been allowed to drink within reason so we agreed to allow alcohol - we told the parents first but unfortunately 1 lad (who's parents are religious) was not allowed to come.

    We asked the parents how much alcohol their lads could have (bottles of WKD etc) and made sure they had only their quota.

    I did pizzas and had a small buffet and left them all downstairs playing x-box and watching movies while DH and I stayed upstairs.

    It went really well, I only told them once (about 3 o'clock) to keep quiet.

    They had about 2 hours sleep and in the morning we did bacon sarnies.

    The funniest bit was when I got up one of the lads was sweeping the floor (there wasn't much mess) and had also washed up!!! I told him he was always welcome back.

    My son and his friends said it was a great party. (I was worried about gate crashers - you hear about the kids that put their parties on Facebook and everyone comes but bless them all they didn't even mention it til afterwards!)

    If you don't want them to your house can you do cinema and a mcdonalds or do you have laser quest or something similar?
  • Thanks EE my son is definitely a geek! He's always talking about quantum physics and other things which go *whoosh* over my head! He's popular as he's on sports teams etc but he's not interested in it (he probably has the right idea too lol) he went to a sleep over minus the alcohol as you just described over the holidays. They didn't get any sleept at all! I might see if he wants to do something similar and we also have a laser quest which he loves so will look into that :) ...I might invite your son's friends though if they clean up after themselves :p as I know my son Is messy lol xxx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 1 March 2014 at 9:07AM
    Lovely idea EE..that's sounds fun..luckily I have a few years before DD1 gets to that dizzy age of 16!

    PG..sorry to hear Mr PG is off again but at least he's back for the birthday weekend. Your lifestyle is exhausting, I completely understand why you have a fuzzy head... I have been feeling overwhelmed myself recently, but some bad news yesterday but then 2 lots of very good news helped a lot. Feel much more positive today..let's hope it lasts! :)

    If you can spare the time ( and £40?!) maybe get a massage, ie some time for you.

    If there is anything Piq or I can do to help write the letter let us know (Piq..I haven't checked in with you but I thought you'd agree!;)) verbal advice is still advice..yes it's harder to prove but it shouldn't be impossible and it's really worth a go. I suspect a sworn statement would be the way to start...without reading up on it it's what I would start to do to get my head around the 'story' of what happened when and who said what.

    Have a great weekend

    Brizzle x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I havent time to catch up on the messages I have missed over the last few days, I will try and do that tomorrow. Birthday weekend been a success so far, DD1 16 today,
    Cant believe she is so grown up already 1!

    Oops must dash, the first of the family have just knocked on the door !!

    Wish me luck ! xxxx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • _party_: BIG HAPPY BIRTHDAY TO DD1.
    :bdaycake:
  • Happy Birthday to DD1, oh to be 16 and know what I know now....
    Trying to shift that debt!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.