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Mrs PG's Hopes & Dreams for a debt free future !
Comments
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Why did that post twice????!!!! XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Well done to little miss PG
Hope you get some success from your letter Piq and that it persuades dear Mrs PG to get her letter sent
The bird poop posts have made me giggle
I went to a first date once and on the way a bird pooped on my head. I had to try to wash it out in the horrid public toilets before I met him
Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
Yes I agree a bit of honesty about the fact that not everyone is rolling in it would not go amiss. Saying you have had a 25% pay cut compared to what you were getting in 2000 say certainly puts it into perspective
Hope Mr PG gets some time off soon..
XMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Still using the Sleep Cycle App,
Have you heard of ASMR (Autonomous Sensory Meridan Response) aka sleep whisperers? You should check them out on YouTube. What they do sounds a little bizarre. They use whispering, tapping, scratching and sounds to create a pleasurable tingling that begins in the head. They seem to send you to sleep by distracting your mind away from all those thoughts that go round and round in your head when you're trying to sleep.Diary: Conquering Debts Once and For All
CC1 Jan 2012 $875.32 / CLEARED
CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09
Ex mortgage - 89.07% debt paid0 -
Blimey that sounds weird but fun BoF!:D
Please please start the endowment claim....it's not personal about HIM (the adviser, (not Granny's boss:rotfl:) he will have insurance cover..it's about making sure you leave no stone unturned to get DF;)MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
brizzledfw wrote: »Blimey that sounds weird but fun BoF!:D
Please please start the endowment claim....it's not personal about HIM (the adviser, (not Granny's boss:rotfl:) he will have insurance cover..it's about making sure you leave no stone unturned to get DF;)
Also if you can get the back payments of endowment you have lost through bad advice it will ensure you keep your home at the end of all this.Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Box_of_Fluffies wrote: »Have you heard of ASMR (Autonomous Sensory Meridan Response) aka sleep whisperers? You should check them out on YouTube. What they do sounds a little bizarre. They use whispering, tapping, scratching and sounds to create a pleasurable tingling that begins in the head. They seem to send you to sleep by distracting your mind away from all those thoughts that go round and round in your head when you're trying to sleep.
Thanks for this Mrs F . Sounds a bit weird though , have you tried it out ? I will take a look . I remember looking at videos of SingingTibetan Bowls or somethign which I think DFW recommended !
I don't actually have trouble falling asleep, its staying asleep that's the problem.......but saying that, since I have been using this Sleep App I have been sleeping better. Think maybe its a subconscious thing, I don't want to mess up the graphs and bar charts by getting up int he night ! Last night it said I had sleep quality of 92% which is pretty good, but I was absolutely exhausted xLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
brizzledfw wrote: »Blimey that sounds weird but fun BoF!:D
Please please start the endowment claim....it's not personal about HIM (the adviser, (not Granny's boss:rotfl:) he will have insurance cover..it's about making sure you leave no stone unturned to get DF;)
I can just imagine Grannys Boss receiving an angry letter from me about my endowment policy !! :rotfl:LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Oh what fun that would be
Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10
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