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Mrs PG's Hopes & Dreams for a debt free future !

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  • Great news on the car :T

    We've not done the elf thing as fifty quid was extortionate I thought (cheapest I could find)! My friend posted hers on fb this morning and whilst her boys wrre asleep in their bunks the elf had covered the room ceiling to roof in toilet roll ;) was a right mess lol!

    We aren't near river or sea here but I heard a few places were evacuated not fsr from here. Whilst we collected the kids from school the plastic corrugated shelter thing blew off! A few of the men went running after it to make sure it didn't hit anyone was quite scary! Nothing worse than that here though :)

    Xx

    I paid £20 after xmas on eb@y for ours complete with the storybook.

    These Elves seem to quite like tricks with Toilet Roll, I'm not sure I fancy tidying it all up though. The flour was bad enough after the Snow Angel exploits !!

    I heard that some of the men from the Garrison were deployed to help the flood victims your direction . Thankfully they weren't needed here after all xxxx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    I wish I could have an elf. Bit silly as there's only me here, but nevertheless I envy you your elf....
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    How did the shopping go . ;)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Only just found your new diary, mostly thanks to Mr B for commenting on Pooh's diary and DF(w) for posting the link. Not read up to date yet but wanted to say 'Hello' :hello: Happy New Diary, here is to a happy start and a glorious end

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Piquant wrote: »
    I wish I could have an elf. Bit silly as there's only me here, but nevertheless I envy you your elf....

    I think I love the Elf more than anybody else. I see no reason why you cant have an Elf of your very own Piq !! xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • brizzledfw wrote: »
    How did the shopping go . ;)

    Im still recovering, hence my absence yesterday !!

    I actually came over all peculiar in one of the shops. DD1 had to fetch me a chair and a bottle of water. This is what spending money does to me these days !! xxx :o:o
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • grannyx2 wrote: »
    Only just found your new diary, mostly thanks to Mr B for commenting on Pooh's diary and DF(w) for posting the link. Not read up to date yet but wanted to say 'Hello' :hello: Happy New Diary, here is to a happy start and a glorious end

    Granny x

    Oh thanks you so much Granny.

    I'm sorry you lost me,we were missing you over here !!

    I did try and put the link on the end of the last diary, but as you know I'm not much good at the technical side of things !! xxx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    I wasn't sick when I went last week PG..but I did almost weep in the middle of the shopping centre..think shopping will never be the same again ! I also hugely resent the time it takes now!

    Have a good day
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Finally caught up

    Great news re car

    Love the elf idea, not heard of it before. Would be fun to do with DGC when they visit - will keep an eye out for suitable elf and put him away for next year.

    Not sure if you got the bank situation sorted but just to let you know Hal1fax was linked to Ll0yds t5b, not sure about now though since t5b and L split. They are all part of Ll0yds group

    These 2 links should help

    http://www.moneysavingexpert.com/savings/safe-savings#whatcounts

    http://www.fsa.gov.uk/pages/consumerinformation/uk_groups/index.shtml

    Just after starting my self-managed dmp, I opened an account with Hal1fax with no trouble and my largest debt was with them (silly I know but didn't at the time)

    Hopefully you'll have no trouble sorting accounts for DD

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    I knew one of us would know which bank was linked to what bank.....well done granny!

    Sorry you felt rough shopping, that'll be the stress kicking in, although Christmas shopping is awful anyway. I don't have any Christmas spirit when it comes to shopping at all - a bit bah humbug I'm afraid :o
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



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