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Mrs PG's Hopes & Dreams for a debt free future !
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Can you not use last years xmas doormat? Buying a new doormat for 12 days of the year sounds quite ridiculous to me... Although I can appreciate the festiveness.
Loving the elf on the shelf ideaDiary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
Can you not use last years xmas doormat? Buying a new doormat for 12 days of the year sounds quite ridiculous to me... Although I can appreciate the festiveness.
Loving the elf on the shelf idea
:rotfl::rotfl:No !! Its tradition !!
In all fairness it goes down on the 1st December and there its stays until its mouldy and faded, so we often have Reindeers and Christmas Cheer all year round or at least until the summer !! Last years was plonked in the bin in about June if I remember rightly xxx:rudolf:LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Ah ok that's not so bad then
You seem slightly more sane now
Diary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
Bit late now to add my tuppence on the bank situation I think ? But if you do read this before going then this is my thoughts....DS1 wanted a debit card too so we went into town and for some reason he really wanted a B@rclays one, I almost didn't go in and sent DH instead
but glad I did as I had nothing to worry about as I signed a form and that was that no checking on my history (thank Gawd as our biggest debt was with them for over half of everything we owed
!) So don't even worry about it, nothing will happen and your DD should be fine for the bank account and card
. I also had to "disassociate" myself from someone in my family with the same initials as me and my hubby has had to do the same as well as his brother had the same initials as him (and a shed load of debt) after that we were fine for credit (unfortunately which then lead to all the debt
) is that what your ex had to do?
Have a lovely time getting festive this weekendMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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Ah ok that's not so bad then
You seem slightly more sane now
I dont actually feel that sane today I must admit !!! xx
LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
debtfreewannabe321 wrote: »Bit late now to add my tuppence on the bank situation I think ? But if you do read this before going then this is my thoughts....DS1 wanted a debit card too so we went into town and for some reason he really wanted a B@rclays one, I almost didn't go in and sent DH instead
but glad I did as I had nothing to worry about as I signed a form and that was that no checking on my history (thank Gawd as our biggest debt was with them for over half of everything we owed
!) So don't even worry about it, nothing will happen and your DD should be fine for the bank account and card
. I also had to "disassociate" myself from someone in my family with the same initials as me and my hubby has had to do the same as well as his brother had the same initials as him (and a shed load of debt) after that we were fine for credit (unfortunately which then lead to all the debt
) is that what your ex had to do?
Have a lovely time getting festive this weekend
Thats a huge help DFW thankyou and it really does put my mind at ease. I will hopefully get it sorted at the weekend.xxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Severe flood warnings in place here this evening. The school has been opened as an evacuation centre but it's a pretty long swim from where I am !
In preparation , the girls, the Wine, the Baileys , Xmas Choccies and Weetabix have all been moved to higher ground . High tide in about and hour. In the meantime we will sit and wait ....................... XxxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
I hope the storm is not so bad.2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
I hope the storm is not so bad.
Thanks Alex. We were fine last night, but the girls were baffled when they woke up and found most of downstairs upstairs !!!LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Glad all was ok XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0
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