Best Cashback Cards Article Discussion Area

lisyloo

What would you consider to be a good back up credit card to the Amex?

Egg money - 1% on everything.

lisyloo

i want a visa or mastercard only and want to be able to get cashback on all purchases.
any ideas ??

Why only those two?
Amex is 5% for 3 months and £33.75 via quido.
Egg money is a mastercard and pays 1%.

Amex is not accepted everywhere but you can't beat the cashback especially if you have any big bills (like holidays) coming up.

richev

is there anything else that offers the same as egg
% on everything but can offer a higher percentage ?

lisyloo

Other than AMEX I don't know of any others.
Capital one was offering 1% but I think that's been withdrawn.

At the moment offers are being withdrawn which may be something to do with the massive global credit crunch that's underway.

richev

what is the max limit on that egg card
its not like £500 is it ?

i signed up to a barclay card a year ago and the limit was £250 !! was my 1st ever credit card though.. maybe that had something to do with it.

any ideas ?

chris_o

roddydogs wrote: »

So lets get this right-existing cashback customers are still getting their 1%? thanks

That's what Capital One tell me.

chris_o

IvanOpinion wrote: »

Probably until the card expires or they change their mind

Ivan

Even if they do withdraw the cashback for existing cardholders I'll probably hang on to it for the free credit checks.

lisyloo

what is the max limit on that egg card
its not like £500 is it ?

I have £3500.
They are not usually huge because it's meant to be pre-loaded.
So I initially had £3K on Egg Money and £15K on Egg Visa (no cashback).

Of course it's also down to personal cirucmstances, but I get the impression that we are not awash with cashback deals at the moment.

What's your objection to Amex?
I am well aware there are some restrictions to using it (not that many these days) but 5% is well in excess of anything else on offer at the moment.
Not trying to push it but you haven't said what your objection is.

richev

i want to use a cashback card to order my ebay stock.
and get cashback..
The suppliers i use do not accept cashback.. i have about 4 suppliers i get my stuff from and none of them accept it

so really im looking for a visa / mastercard 1
but seems i may have left it too late if there are hardly none about

lisyloo

The suppliers i use do not accept cashback..

I think he meant they won't accept Amex.
That's why he wants a visa/mastercard to get cashback with.

Amex is not accpeted everywhere and clearly in this case it's a big problem.