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Best Cashback Cards Article Discussion Area

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Comments

  • I dont think you'd be allowed to buy that many coins at one time unfortunately. However you can only buy up to 9 coins online at one time. 9 x £5 for example. Check out:

    http://www.royalmint.com

    So maybe you could do this over several days? Not sure how much P & P is :confused: as didn't bother to register as I dont have my card yet. But you might be able to make a small profit this way?

    Let me know how you get on

    Cheers!
  • Good news. I just registered. Thought why not check out the P & P and it seems to be free!? But I dont know if they'd put a limit on the amount of purchases you could make?:confused:
  • lisyloo
    lisyloo Posts: 30,077 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Check whether this is consider a "cash advance" by your card as ou'll get charged interest straight away.
    Of course you could pay the card of (or even put it in credit for a short time) to avoid interest.
    Please let usknow if you find out.

    I generally advise against being in credit because sometimes credit balances are not insured but I think it's a small risk if the period we are talking about is very short.
  • misterk_2
    misterk_2 Posts: 47 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    I applied yesterday for the American express platinum 5% cashback card, i've just realised that i didnt check if there was an annual fee or not, anyway i cant seem to find out now on their website, so does anyone know if they charge an annual fee? Plus do they charge for purchases?
  • jammiev
    jammiev Posts: 1,039 Forumite
    I dont think you'd be allowed to buy that many coins at one time unfortunately. However you can only buy up to 9 coins online at one time. 9 x £5 for example. Check out:

    http://www.royalmint.com

    So maybe you could do this over several days? Not sure how much P & P is :confused: as didn't bother to register as I dont have my card yet. But you might be able to make a small profit this way?

    Let me know how you get on

    Cheers!

    9 is the max in the basket but you can add more by going back to the original product and clicking on add to basket!!!:cool:
  • jammiev
    jammiev Posts: 1,039 Forumite
    hi, just checking, whats the best cash back card at the moment for supermarket spending after the initial introductory period?
    anyone beat 1% spending less than £3500 per year?
    thanks
  • stphnstevey
    stphnstevey Posts: 3,227 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    jammiev wrote: »
    9 is the max in the basket but you can add more by going back to the original product and clicking on add to basket!!!:cool:

    Would this not be classed as buying currency or a cash withdrawal and therefore incur a charge from the credit card?

    Like your thinking though!

    I know BT using the Egg Money card can be classed as part of their 1% - I maxed out my £200 limit last year using it as a mule for stoozing
  • jezza2412
    jezza2412 Posts: 238 Forumite
    Lucy,

    Although the link you gave us does indeed state 2% cashback, if you go to the Platinum Card page site via their main page, it states only 1% cashback, and also a 2.5% fee on balance transfers:

    http://www.barclaycard.co.uk/personal-home/cards/platinum-hero/platinum-with-cashback/index.html

    So I'll use your link if it's still valid! ;)

    When you get your card, can you let us know if they are indeed still giving you 2% cashback- thanks!

    lucy604gym wrote: »
    There is a good offer of a Barclaycard at the moment via the Barclays Internet Banking, I have just applied
    2% Cashback on Supermarket & Petrol spend, plus a 9 month BT with only a 1.5% fee.
    You can access by clicking on the link below



    http://www.barclaycard.co.uk/barclays_landing/platinum386b.html?TC=EXGLA14013

    :T
  • sillygoose
    sillygoose Posts: 4,795 Forumite
    Part of the Furniture
    I am going to apply via the link too! good point!

    Does anyone know if this card can be cleared in full monthly by direct debit?

    Thanks.
  • Mrs_Mug
    Mrs_Mug Posts: 10 Forumite
    Be warned, we have found that the time between receiving a Capital One statement and having to make payment is VERY short. If a bank holiday coincides with your statement's arrival, or you are on holiday, you could have problems meeting the deadlines. Set up a direct debit so you don't end up out of pocket.
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