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WTBSEs 'Starting From Scratch' Savings Diary.

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  • Experian_company_representative
    Experian_company_representative Posts: 2,134 Organisation Representative
    Part of the Furniture Combo Breaker
    I do read a lot of threads and chip in where I think I can help.

    James
    Official Company Representative
    I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"

    Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen
  • cathybird
    cathybird Posts: 15,598 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Eco_Miser wrote: »
    I gave up and went shopping instead.


    Anyone:eek: can read too.



    It's all very well reading from the Web, but there is so much I should be doing, like housework.

    I don't normally touch my thermostat - I just turn the boiler on or off as required.

    Yes, it's been windy, with the associated wind chill, but indoors it's quite warm.

    And you've declared your savings for January in the 12K in 2014 thread already! I don't do it, but I wouldn't be able to declare until the 31st (dividend day) anyway.

    Reading from the web is so much more fun than housework though :)

    I have been mindful of keeping the heat down, but you're right, it's really not that cold at the moment.

    Re the savings, I might be able to squirrel a little more away this month but may as well hold fire now till Feb.
  • cathybird
    cathybird Posts: 15,598 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I do read a lot of threads and chip in where I think I can help.

    James

    I know, I'm being silly :) It was just rather sudden. It was a bit like someone making a comment about Prince Phillip only to have the man himself appear to reply. :)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    cathybird wrote: »
    I know, I'm being silly :) It was just rather sudden. It was a bit like someone making a comment about Prince Phillip only to have the man himself appear to reply. :)
    I had a thanks from the man himself once :money: and when I commented on it he thanked me again. Had to take out a restraining order in the end, obviously stalking me :cool:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • cathybird
    cathybird Posts: 15,598 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    gallygirl wrote: »
    I had a thanks from the man himself once :money: and when I commented on it he thanked me again. Had to take out a restraining order in the end, obviously stalking me :cool:.

    Blimey, really!! That must have been a "moment" :) What did you say that he thanked you for, gallygirl? ... :)
  • WantToBeSE
    WantToBeSE Posts: 7,729 Forumite
    I've been Money Tipped! Debt-free and Proud!
    Morning All :)

    You've all been busy while i've been sleeping :D

    Gallygirl-I'm impressed, what did the man himself say to you?

    I am £40 away from reaching my £1000 target for January, which means i'll definitely be able to make it! :j

    I am thinking I'll aim for £1500 by the end of February. I don't think that's an unrealistic target to set.

    I will HOPEFULLY have some extra hours at work on a regular basis soon. One of the girls wants to cut down her hours (and eventually leave), and i am the only person who has said they wants more hours...so fingers crossed!

    Supposed to be going out to lunch with my boys at 1.15, to celebrate my oldest son's 14th (tomorrow), but he is still in bed :D Oh to be a teenager again!

    Have a great day!
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    cathybird wrote: »


    Gallygirl-I'm impressed, what did the man himself say to you?

    Nothing - just pressed the thanks button twice but I could tell a lot of respect went into it :rotfl:. I did also get a reply to a PM once as well :T. Cathybird - that was indeed quite a moment :D.

    WTBSE - impressive looking figures :j.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • WantToBeSE
    WantToBeSE Posts: 7,729 Forumite
    I've been Money Tipped! Debt-free and Proud!
    Thanks Gallygirl, i am getting there with the figures. I get frustrated easily by the slowness of it all, but i know it'll be worth it in the end :)

    Hey Cathy- i hope you are feeling all better now?
  • cathybird
    cathybird Posts: 15,598 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The tummy bug is all better but still have a slight cold ... it has hung on very persistently - have had it since just after Christmas. But basically okay, WantToBeSE - thanks for asking :)
  • TM6
    TM6 Posts: 1,116 Forumite
    WTBSE, I love your idea of setting a target :beer:

    I need to see how January works out and then I will set a February target :dance:
    "One hundred years from now, it will not matter what kind of car I drove, what kind of house I lived in, how much was in my bank account, nor what my clothes looked like but the world may be a little bit better because I was important in the life of a child."
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