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WTBSEs 'Starting From Scratch' Savings Diary.

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  • cathybird
    cathybird Posts: 15,660 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi Eco Miser!!! ... How are things with you? ...

    WantToBeSE, haven't googled this at all but are you sure there are no online courses for psychotherapy? ... The number of tertiary qualifications you can do online is pretty broad these days and while I imagine there would be a hands-on element to it this might be easier to organise if it was only necessary for a certain amount of time? Perhaps it could even be carried out near you in Cornwall. Just a thought.
  • Eco_Miser
    Eco_Miser Posts: 4,864 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi Cathy, SAD I think. There's so much I need to be doing, but I've been browsing the Internet for the last 5 hours. Reseach, I call it :)
    Eco Miser
    Saving money for well over half a century
  • WantToBeSE
    WantToBeSE Posts: 7,729 Forumite
    I've been Money Tipped! Debt-free and Proud!
    Hi Guys :)

    EM-How is the 'research' going? ;)

    Cathy- i dont think there is a 'distance' course for psychotherapy training. I would really like to do a course at a college, to meet like-minded people and build a bit of a social life.

    I am starting to look at how my credit score/file stands. This time last year, i signed up to the free 31 day Experian trial, to see my credit score, which was (as i suspected), awful.
    I have heard people talking about getting free credit reports from 'Noodle' but am unsure where to look on here for a link showing how to get it for free.
    Can i get another free trial from Experian if i use a different email address?
  • Experian_company_representative
    Experian_company_representative Posts: 2,134 Organisation Representative
    Part of the Furniture Combo Breaker
    The CreditExpert (Experian) free trial is for new customers only, but you can always get a report from us for £2 if you just want a snapshot.

    James
    Official Company Representative
    I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"

    Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen
  • WantToBeSE
    WantToBeSE Posts: 7,729 Forumite
    I've been Money Tipped! Debt-free and Proud!
    Hi James,
    Thanks for the reply :) Could you post the link for me to follow to get that £2 report? Thanks :)

    Also, any advice on rebuilding my credit score would be really appreciated.
  • cathybird
    cathybird Posts: 15,660 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    WantToBeSE, you can get a free report from annualcreditreport.co.uk, once a year. I do. :)
  • cathybird
    cathybird Posts: 15,660 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That was disconcerting, the Experian guy suddenly materialising like that. ...
  • cathybird
    cathybird Posts: 15,660 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Eco Miser, I spend so much time browsing the internet :) I understand exactly. I have to say, I think of you every time I turn down the thermostat in my house - I'm sure you'd think the place was way too hot anyway, actually. Particularly since we aren't even having an especially cold winter (so far). :)
  • WantToBeSE
    WantToBeSE Posts: 7,729 Forumite
    I've been Money Tipped! Debt-free and Proud!
    Thanks Cathy, i'll have a look :)
  • Eco_Miser
    Eco_Miser Posts: 4,864 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 10 January 2014 at 11:00PM
    WantToBeSE wrote: »
    EM-How is the 'research' going? ;)
    I gave up and went shopping instead.
    cathybird wrote: »
    That was disconcerting, the Experian guy suddenly materialising like that. ...
    MSE_Forum wrote:
    This is an open forum - anyone can post.
    Anyone:eek: can read too.

    cathybird wrote: »
    Eco Miser, I spend so much time browsing the internet :) I understand exactly. I have to say, I think of you every time I turn down the thermostat in my house - I'm sure you'd think the place was way too hot anyway, actually. Particularly since we aren't even having an especially cold winter (so far). :)
    It's all very well reading from the Web, but there is so much I should be doing, like housework.

    I don't normally touch my thermostat - I just turn the boiler on or off as required.

    Yes, it's been windy, with the associated wind chill, but indoors it's quite warm.

    And you've declared your savings for January in the 12K in 2014 thread already! I don't do it, but I wouldn't be able to declare until the 31st (dividend day) anyway.
    Eco Miser
    Saving money for well over half a century
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