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Just Say NOvember 2013!!!

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  • apple_muncher
    apple_muncher Posts: 15,243 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Fmess wrote: »
    Hey, can you not get a prepayment card? I pay £10.40 a month for the card and can get all my prescriptions (gf or otherwise) for free. I usually get 10+ gf items a month so it's less than £1 each.

    Thanks for the reminder! I'm sure I had good reason not to go down this road when I was diagnosed, but I can't quite remember why now!

    I have found that giving up grains - even going fairly paleo - made for much better health. I dropped the extra weight and felt soooo well, along with tons of energy for exercise and daily life. Since the munchkin was diagnosed, we've made the most of her free items. And I've put on weight and feel fairly sluggish now! That's my own lack of discipline so totally my own doing!

    Now I just need to apply the spending discipline to eating! Simples!

    A nsd ahead, I hope. (famous last words, eh?) Munchkin spent the night tossing and turning in with us, so I really need to get her more Ca1po1.Still sending her to school, though!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • MrsGSR
    MrsGSR Posts: 1,041 Forumite
    Debt-free and Proud!
    PurpleJay, I used to be an Avon lady too. How long have you being doing it and how do you find it ? I did it from Jan 11 till Dec 12, found I made most of my money when I was pounding the streets canvassing. When I did F&F family I just about covered my costs.
    Have also done mystery shopping but it was turning out to be costing me more because I was needing to go into the city and unless I had a few jobs in one day it wasn't worth it. I enjoyed it though!
    Squirrelling away in September No 33
    It's not about the money, it's about financial freedom, being in control of it and living in the natural world and not a material world
  • Morning Chickadees.....

    I nearly got excited thinking someone has turned the heating on in our office as it was actually above freezing point today. But alas the air vents are now open and the air con is back on...............and so is my coat. :o How do these people think I can work if my fingers have fuzed together from the onslaught of frost-induced-can't-type-won't-type syndrome??

    Movning on.......so I spoiled an SFD yesterday with the purchase of mushrooms to make my own sausages ( yes really ) and frozen corn to go in my black bean chill, nachos of the cheap variety to go with said chill and a packet of mints earlier in the day as I had a sudden craving!

    I spent 4 hours in the kitchen yesterday boiling black bleans and black eyed beans (for the sausages), measuring spices, steaming the sausages, chopping onions, prepping lunch for today AND I made no bake chocolate macaroons and I have 5 sausages in the freezer having eaten one yesterday (not as nice as I would have hoped) and 4 tubs of chilli. Living on salad everyday was getting expensive and living on millet is getting boring ( still not done though)...

    So people are chugging along nicely I see.. OH's getting kicked into gear and rightly so, lots of charity shop donations happening which is great news, Phillipines appeal donations as well is even better, hair colour being ditched in favour of Autumn style hues of varying colours and home-jobs, eBay being [STRIKE]used[/STRIKE] tolerated and generaly "get on with it attitudes" - very good to read. I see others are paying off bits here and there to credit cards which is amazing - see it all adds up when you can count on each other for support!!!

    Have always wondered about being an Avon lady but I would need a car. I think it would also turn into a bit of an obsession though too so I need to make sure I have the time to invest in it. My LLL uses them so the demand is there....... hmmmmmm NSK rubs chinny chin chin..

    Right then - the board in my building sat yesterday to decide whether to approce my request for a 5-year sabbatical. I got a missed call last night when my hands were full of sausage mix ( oooh errrr ) so I couldn't pick up the phone. Fingers crossed it was a positive and that is was my line manager calling to tell me. Either way I'd probably resign but having a safety net makes a little more sense... saw this article and got VERY excited about what is out there for me! However one can't count her chickens just yet...

    Over and out from NSK Towers until a little later. Hope everyone has something to be glad about despite the weather, the darkenss, the cold and whatever else plagues us this time of year. I am looking forward to seeing the Christmas lights on Oxford Street personally....:T
    “Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".
  • MrsGSR
    MrsGSR Posts: 1,041 Forumite
    Debt-free and Proud!
    NSK, I did all my Avon on foot, with a toddler in a buggy and a baby bump ;)
    Squirrelling away in September No 33
    It's not about the money, it's about financial freedom, being in control of it and living in the natural world and not a material world
  • traveller
    traveller Posts: 1,506 Forumite
    Hi everyone.

    Mr GSR-I hope you feel better soon. It sounds like you've pulled something :(

    I did spend yesterday. I got my youngest another christmas pressie for £9.99 and I needed to get some light bulbs. So that was £14.98 in Argoos. Today will be a SFD though.

    I too still feel a bit down, so have decided to try to be a bit Pollyannaish about everything now. Because either way, whatever is on my plate, be it emotionally or financially, is here for the long haul, so i need something to make light of it :rotfl:

    Good luck everyone :T
    :A Your Always in my heart, you never ever will be forgotten-9/9/14:heart2:
  • So I should be ok on a motorbike. I want to have travel boxes attached on the back in pink...; - )
    “Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".
  • thriftylass
    thriftylass Posts: 4,033 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 12 November 2013 at 10:37AM
    These are for friend's christmas pressie (still need to laquer them) [IMG][/img]12c41f77-40e5-47a8-b102-f5f641a18532.jpg

    And these are for two of our friends kids, they'll go into hampers I make for the family [IMG][/img]46699fe0-74f0-4bc6-87bb-1c30da9a8306.jpg

    Just noticed that my Amazon gift account i also back to £20 in credit after the billing mistakes they made earlier (I was sure they had already credited my card agin though, need to double check).

    EDIT: just checked and Amazon paid £20 back into my bank account and credited the same amount into my gift certificate account. CAn I count that as money made, lol. I better wait a while before using it though just in case it was a mistake.
    DEBT 02/25: total £6100 Debt free date 12/25
  • saw this article and got VERY excited about what is out there for me! However one can't count her chickens just yet...

    NSK, have you heard of this guy? http://chrisguillebeau.com/ He's traveled to every country in the world and is a big proponant of "travel hacking" If I'm honest I find him kind of irratating, but the concept/info is stil interesting.

    Another SFD here, not much else to report.
    KC
    Total debt: [STRIKE]£9473.62[/STRIKE] £7,384.87 22% PAID
    TAF #25 NSD 8/12 | Food £43.45/£50 | eBay 0/20 | Exercise 5/18
    :T Proud to be Dealing with my Debt :T
    DFD: June 2015
  • Morning folks

    SFD's still going well, although I may have to go and spend some points, because the one thing that I forgot to stock up on, was loo roll. Technically I have enough to last until I am planning to go shopping, but s@d's law says that something will happen, or I will drop the last roll down the loo before then. Better to be safe than sorry I think.

    On to the tinned peaches now, which I really quite like, but I think the satsuma's helped keep my vitamin c levels up and stave off a cold I thought I had coming.

    Trying to work out the best way to get to the train on Friday. I can drive and park in a 24hr car park for the weekend or get a taxi there and back. The costs of both are pretty much equal I think, but it's hard to work out what the price of the parking will be. The website only gives a day rate not a certain time period rate. I'd rather drive so that I don't have to wait for a taxi to get there.

    Started nagging people for Christmas present ideas too, although that means I get nagged too, and as my normal fall back is books and DVD's, I am a little stuck this year. All my books and DVD's are in storage to declutter my flat a little, so I can't really ask for more. Thinking cap is well and truly on.
    Feb NST #4
    Food £16.55/£200, Fuel £0/£250, Ents £17.47/£180, General £4/£100, SFD 8/15, LTW 11/16
    Debt Free Date Friday 29th March 2014 :j
  • MrsGSR
    MrsGSR Posts: 1,041 Forumite
    Debt-free and Proud!
    So I should be ok on a motorbike. I want to have travel boxes attached on the back in pink...; - )

    Oooh yes you will!
    Squirrelling away in September No 33
    It's not about the money, it's about financial freedom, being in control of it and living in the natural world and not a material world
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