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The march to financial freedom
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It's certainly been a scorcher today - MiT sorry you've had rubbish rain up there, like SS, hope the sun comes your way very soon.
I'm lucky, this room stays lovely and cool, so it's lovely for using the laptop in.
Really hope the weekend is more of the same as well!
Ooh, a couple of financial updates:
- Qmee - 5p in the pot
- Inbox Pounds - up to £1.36Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Happy Friday and the start of the weekend - yes! :j
Let's start with the surprise of the day - a girl from school has turned up at the house tonight to see DS :eek: He kept that very quiet. Just a friend or something more...I have no idea, they're in the lounge. We're entering a new stage of hormonal nearly 14 year olds left to their own devices. I'd better have a little chat laterthough they may just be friends...and I hope this might be the start of him taking care of his appearance! :j
Aside from that, good work day, business banking done, expenses reimbursed to self and 2 loads of washing done and being line dried.
Financials then:
- bank account checked
- freepostcodelottery (day) - checked
- nectar adpoints - nothing in extra, still on 45 pts
- nectar canvass - just profile updates
- nectar search - up at 85/100
- nectar card - up at £67.42
- Inbox Pounds - up at £1.60
- Qmee - nothing as yet tonight but still time
The Netti nose pot has arrived - so shall report on how that goes - in one nostril and out the other hopefully :rotfl: Can take several goes to start noticing a difference.
The Smints have arrived so I'm well stocked up there.
Tomorrow, it's Opticians appointment and I expect to come away with new prescriptions. I need to get a birthday voucher too but that's coming out of the eBay sale money from Monday night.
Hope everyone has had a good day.Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
I have opticians tomorrow as well. Need to pick up my new glasses. They're varifocals so I am in for some fun the next few days :eek:
Ha ha at DS with his young lady. It's great when they discover girls as it is so much less bother getting them to have a shower. I never need to tell DS now whereas I used to have to threaten him to make him get clean. Drove me up the wall5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Good luck with the new specs - will take a bit of getting used to I expect.
DS is quite the dark horse. Hugging, holding hands and walking her home tells me this is more than just a friendship. They say the quietest ones are the worstAnd she is a year older.. Am hoping for the same transformation MiT
. We've had a good mum-son chat and now have some agreed rules in place - she's coming back round tomorrow :eek: My DB has been coaching me this evening by text - he's gone through this stage already with his 2 children as they're a bit older.
Netti pot is...erm...interesting and clearly an acquired technique. I will get better with practise - I hope :rotfl:Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Oh my goodness just been reading about neti pots. I think I'd like to try one but please use bottled water. :eek:OSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
supersaver1000 wrote: »Oh my goodness just been reading about neti pots. I think I'd like to try one but please use bottled water. :eek:
Yes, there's full instructions with it - you can use filtered, bottled or cooled boiled water.Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Glad you have had The ChatI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Glad you have instructions. My new iron just has pictures. Will have to wait for the effects of the cider to wear off before driving it ... It was making my head hurt. Luckily I don't like ironing ...:)OSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
Morning folks.
Not sure what happened last night - either our internet connection or my laptop was on a go slow, so I didn't get to post. A good clear out, shut down and re-start seems to have sorted it this morning. Or could just have been DS hogging all the bandwidth.
Stayed up late to watch England play, shame about the result though.
Opticians appointment went well - a small change in one eye, but it's marginal whether they change the prescription or not. Seems my problems are too much laptop time :eek: and the slowing down in change of focus (ie. age :eek:). So am back in a couple of weeks for a field vision test and a decision on prescription then. Nothing spent in there. :T
I did buy a fair few bits in Wilkos though from dog treats (£3) to beauty stuff - cleanser, wrinkle decrease (stop laughing at the back), cotton wool pads, shampoo, conditioner. Should have come to £30.81, but with everything I bought heavily on offer and a £3 off spend voucher at the till, bill was £15.31.
I was 10 minutes over the new 2 hrs free parking, so that cost £1.10. :mad:
Bought the birthday gift voucher out of the eBay sales money - another job done. Just one more June birthday to pay out for, then onto a load more for July - fortunately only one expensive birthday in there.
Financials:
- bank account checked
- freepostcodelottery (both) - checked
- Nectar adpoints - 6 more and up at 51 pts
- Nectar search - 85/100
- Nectar Canvass - nothing extra done there
- Nectar card - still on £67.43
- Inbox Pounds - up at £1.86
- Qmee - 27p in the new pot
I can probably get the Search to 100 today and finish that, already done IP, Adpoints and Qmee.
Housework mostly done including DS's shirts. His 'friend' was here again yesterday and is coming round again later today!He has agreed to cut the grass again for £2 too. :T So I'll be doing some garden stuff as well. It's warm and cloudy at the moment, with the sun poking through on and off.
Top of decluttering list is my study with all those books to start Zapping again or move to the garage, plus we're off out later on as well. So I'd better get a move on if I've a hope in achieving anything today!Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Sinuses - I have had that OP - FAB results for first 3-4months and then a few problems have crept back but CT scan revealed everything OK and sinuses are as they were post op. So its now down to maintenance!! I do have to keep nose/sinuses hydrated though and use STERIMAR twice a day - I have it on repeat prescription now which is fine as I live in the land of no prescription charges..........you can buy it over the counter but not cheap. I also occasionally use a nasal spray Flixonase also on prescription but as as much as I use to. Also recommend that you hydrate internally as well ...... i.e drink plenty of water! Probably more than you think I was surprised and I also have to sleep with windows wide open. Have changed my bedding too ( natural wool duvet!) - not allergic but it was recommended and the combination of all of the above seems to help with only occasional lapses now!Be the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat'0
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