📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The march to financial freedom

19899101103104241

Comments

  • beanielou
    beanielou Posts: 95,816 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    beanielou wrote: »
    Watch opening ceremony & leave shopping :)

    Or maybe not:o
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    :rotfl: Figured I could do both if I was quick off the mark - Ald! was almost empty, roads empty, traffic lights mostly green too.

    Am out tomorrow night and milk was the deciding factor (as it so often is!).
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Evening all

    Another hot day and balmy night I suspect - been out tonight to see friends and no spends involved. :)

    Busy work day and needed to do a fuel fill up - only noteworthy as I managed to get it exactly on £40.00 :D Part business/part personal use (mileages all noted).

    Financials:
    - bank account checked
    - freepostcodelottery (both) - checked
    - Nectar - not looked at anything there as yet
    - Nectar card value - up at £74.43
    - Inbox Pounds - up at £9.03
    - Qmee - nothing to add there still.

    I think our energy readings will be higher this week, partly with DS around more using his gadgets, partly as I'm eating salads (with a roasted chicken thigh tonight) and DS is having cooked foods, but I'm combining oven use where I can.

    DS cut the grass today so that's cost me £2. He tells me he is bored now too, only another 5+ weeks to go :rotfl: He's at my Mum's tomorrow, complete with treats that I bought in Ald! last night, so an earlier start.

    Looking forward to it being month end and pay myself day tomorrow too - it'll be close on an average month which is good. :)

    Hope everyone has had a good day. :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • beanielou
    beanielou Posts: 95,816 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy Friday :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Happy and Hot Friday indeed! :j

    End of the week, end of my month. Haven't paid myself yet, as I've got some business banking still to do first thing tomorrow morning, as I ran out of time today with client facing stuff.

    A No Spend Day too :j

    Forgot yesterday, but took the bloods form back to the GPs - none of the boxes had been ticked nor had it been signed, so another GP looked at it and ticked most of them - including B12 and FSH. I am feeling reasonably well today, just a bit funny this morning as I was due to drive..I wonder if the fear of it getting worse is bringing on a bit of a panic issue. I hope not anyway and I was fine as the day went n.

    Financials:
    - bank account checked
    - freepostcodelottery (both) - checked
    - Nectar adpoints - 12 added, up at 66
    - Nectar Canvass - nothing done there, but a Homebase email survey for 50 points arrived and I did that :)
    - Nectar card - £74.43 still
    - Inbox Pounds - up a tad again at £9.14
    - Qmee - another 11p today, 22p in the pot

    One washing load on the line, great breeze and in the shade so that should be dry soon. Another in the machine. Towels and bins done. Rest of house to do over the weekend.

    My list for the next few days:
    - send birthday parcel by MyHermes (cheaper and more convenient for me)
    - meter readings
    - business banking
    - pay myself (mega important :D)
    - housework
    - exercise bike 30 mins
    - wrap up accounts for month

    I brought back some donated cakes from work today...very yummy, though DS has worked his way through the chocolate ones and I've been left with the strawberry - saves me taking a few more hundred calories onboard then :rotfl:

    Think that's my lot for today - need a rest as it's been full on since first thing. :)

    Happy weekend everyone. :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • supersaver1000
    supersaver1000 Posts: 2,465 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Happy weekend too. Sounds like you had a fab productive day.

    Don't forget to relax :)
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • beanielou
    beanielou Posts: 95,816 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy weekend to you :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • I just sat in garden and read my book. Nothing achieved except a haircut :)
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    Happy resting!
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • supersaver1000
    supersaver1000 Posts: 2,465 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Sounds perfect :A
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.7K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.