Enjoying the journey - budgeting, saving and remaining credit card free

fedupandskint

Hump day over and done with.

Shred it with weights level completed tonight, slowly getting better. Will have another go tomorrow before work then a day off on Friday.

Financial Ombudsman has taken my case on fir investigating the misselling of packaged bank account fees. No idea if they will uphold my complaint. I hope they do but you never know at this stage.

Not much else to report today apart from had pancakes tonight to use up an egg as yesterday had to use up leftovers first. Pancakes turned out well however I wasn't terribly bothered about eating them. Don't think I'll bother next year! I used to love them but after a few years off I seem to have list my taste for those.

Chrysalis1976

Hi ya :hello:

Just popping in to say well done on all the exercise, I know shred can be tough! Any news on your complaint, I hope they agree and pay you a nice sum in compensation. Also any news on your job applications?

Hope you are well.

C x

fedupandskint

I found out today I've been offered an interview for the one I thought I had no chance with. It's the furthest away from where I live but I'm going for some experience as it's been a while since I last had an interview. There is a task to complete first just to make it even more difficult than it already appears to me! Goodness knows what they will ask as as it's another area I'm unfamiliar with. This is the one I thought I'd be screened out at the first stage so it's a surprise.

Hope it goes ok though.

Day off Shred it with weights today as my arms are slightly achy from those push ups yesterday. I'll done another round tomorrow before the weekend arrives at 4pm!

Work ok today, say goodbye to a pal tomorrow who leaves for pastures new but will see her next weekend at the leaving do which we pre ordered today. To remind myself of the cost of around £14.

Had a good catch up with another friend today at work which was very good to hear how things are going well for her.

NSD today of course easy when no pennies to spend!

fedupandskint

A lovely evening yesterday, went so quickly as they always do! Rustled up a great tea out of what was in cupboards and freezer of sweet potato and fish curry then marmalade pudding and custard. Yum!

Today I'm cooking a beef stew ready for tomorrow and I've put the washing out to see if it dries today, swept and mopped the floors, all the windows are open to let some much needed fresh air in on this bright sunny day. Just deciding what to do next...with a coffe and left over pudding.

Found somewhere great to go for a short break in a 2 or 3 months time, just need to sort the dates out and we'll be off!

Did shred yesterday after work, pleased I did it. Thinking I might do some different exercise today, will see.

Picked up an incredibly cheap cut of meat yesterday for tonight's tea. Found a recipe to try out for it with more slow and long cooking that the weekend is made for.

This afternoon's plans are clean the bathroom, put the casserole on to cook, exercise, long dog walk and plan for tomorrow. Feeling like a quiet weekend which is a good job as it's going to be! Also means will be a NSD weekend too which is also good with no pennies left to spend!

fedupandskint

A productive hour listing more CDs to sell. 2 carrier bags stuffed full now reduced to a quarter of one bag. I don't miss the ones which have already gone as they were both, unlistened to stuffed in carrier bags for 7 years and, they were all from another phase of life long over with.

I'm more pleased that the de cluttering continues and is going well. Sometime in the next couple of months I'll declutter the drawers in my room and tart up the drawers to sell to go to a new home.

Beef stew made, smelling gorgeous. All ready to go for tomorrow. As the weather is so bright today here I'll take the dog on a lovely long walk this afternoon and do the cleaning tomorrow as it looks dreadful here for a good part of the day.

fedupandskint

Well I had a productive afternoon. Second casserole made for a long cook this afternoon while I tidied up an eBay listing, cleaned three quarters of the house, brought the washing in just before a hail shower arrived which was almost dry! Also a long dog walk and then I completed the whole of banish fat boost metabolism for the first time in absolutely ages which was hard going, but I did it!

NSD 17 today and no clothes spend day 20.

More jobs to get on with tomorrow.....

fedupandskint

All cleaning finished for today!

Just deciding if I feel up to exercising or not today, think I might give it a go as I have a free afternoon for a change at the weekend.

Work stuff out and ready to go for the morning, meal planned for the week ahead and still need to exercise plan got the week ahead.

I will make time for a pamper session this afternoon as one is long overdue!

Ironing done too.

Easy to declare a NSD today making it NSD 18 and no clothes spend say 21

fedupandskint

Well I did have have a pamper yesterday afternoon with a bath, facemask, exfoliate and hair pack. Long overdue!

Decided I felt a little too achy yesterday and had a day off exercise.

Work ok today, found lots to read for the work I have to do for next weekend.

Shred with weights done this evening, much better today at last!

NSD 19 today and no clothes spend day 22. Payday on the way at last!

This weekend, I'll take an old rug to the cleaners to see if they can revive it for me and I'll put it in the spare room if it doesn't cost too much to clean. Pennies very tight at the moment.

fedupandskint

Final episode of smileys people watched, a brilliant series, carefully constructed with quiet and space and little violence throughout dealing with the aftermath of the Cold War.

Papers read to attempt to write the piece of work I need to do. Better take that hurdle in my head down to do it. Going to work on it more tomorrow.

NSD 20 today.

fedupandskint

More papers found today for the work I need to write, getting there a little further today. Worked from home this afternoon and dutifully completed my work and finished at the usual time too.

Then a dog walk then a read through all those papers and a bit more order in my head sorted out.

Shred it with weights completed again, even though I didn't really feel like it today. Pleased with how it went as I felt quite tired at the time. One more go this week then it's back to banish fat boost metabolism once more too see how that feels second time around.

Planning to try and write tomorrow morning to make a start on things.

PayPal money turned up today and I dutifully paid it straight towards the loan overpayment making a pleasing £204 overpaid this month. That's worth the financial tightness over this month.

Onto happier news, for the first time in around nine years I have experienced an incremental pay increase making me £33 a month better off. Sadly this won't last as so far all the jobs I've applied for so far do not match this salary unfortunately. Still better to enjoy it now while I have it!

Looking forward to the conclusion of wolf hall this evening. The only 2 drama serials I've stuck with for ages is this and smileys people. I've enjoyed the slow pace and natural speaking pace and pauses for once.

NSD again today, of course, no pennies left until payday.
NSD 21 and no clothes spend day 24