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Enjoying the journey - budgeting, saving and remaining credit card free

15657586062

Comments

  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Today's jobs are
    Fill bin with rubbish - done
    Exercise - circuits for an hour
    Walk to check some cars out
    Cleaning to finish
    Write holiday list
    Washing to dry on the line
    Stew to make
    Soup to make?
    Dhal to make?

    Better get a move on then!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    What a busy day I had today

    All jobs done on the list above and cleaned all the windows and doors outside too as they really needed doing after all that horrible weather we've had recently.

    Also a round of banish fat boost metabolism done after 2 days off. Will see how I feel tomorrow before I decide if it's back to shred it with weights tomorrow or Tuesday.

    A total no spend weekend surprisingly taking me to NSD 15 and no clothes spend day 15 too!

    Car hunted, found one I like and a lot I cannot afford at all. Will look again once I'm back from hols in a couple of weeks.

    Back to work tomorrow for a shorter week than usual, and tomorrow I will hand in my notice for that job and then do the same in the other job on Thursday.

    This week will be a busy one, lots of jobs to do to get ready for hols. Can't wait!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    One day down and three more to go before holiday begins, looking forward to it!

    Handed in my notice at work today to start on Friday.

    Applied for a 0% CC and accepted straight away for the 20mth offer at 0% on purchases and offered a credit limit 3.5 times higher than I asked for. How times change from 6 years ago, eh? Anyhow, what it does mean is I can fit the cost of a car onto it, use the cash I have to pay some of it off straight away then split the cost over the remaining months to see what I can repay monthly. All going well, taking it out for a test drive tomorrow to see if I like driving it.

    Shred it with weights done tonight, going ok which is good.

    Forgot to reclaim the experience claim today as mega busy at work, will do it tomorrow.

    NSD today making it NSD 16 and no clothes spend day 16.
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    A super early nights sleep last night and woke up feeling surprisingly tired, hope it's not another cold starting as I felt like I was fighting one off today, better not be! It's been a couple of very busy days at work so far this week.

    Day off exercise today and back to it tomorrow as usual.

    Took car out for a test drive, all ok and just mulling over it is really the car for me at the right price. If it is we're aiming to lower that price down or looking for another one after the holiday.

    A spend day today on stamps for 2 letters on to claim expenses and one to send off to CreditExpert.

    Better get on with some packing!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Super busy day at work today, only one more day to go then it's a day getting ready to go away.

    Banished fat and boosted metabolism this evening, feeling quite tired as a result!

    NSD 17 and no clothes spend day 18
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Handed my notice in today at my old job and it turns out just in time as the rest of the staff have found out some nasty changes are due with a major contract and model change. Certainly a low mood pervaded the place today for everyone. Turns out my friend's remark when she left was it was right time to go and it certainly feels like the right time for me to do the same.

    Onto happier news off on holiday this weekend and can't wait. Really looking forward to a break and exploring this new place.

    Went to take another look at the car and a thorough check over, now we've sorted a price to stick to its time to see if the dealership will go for it. Let's see, if it's meant to be it will be and if not there will be another one I'm sure that will be just right when I return from holiday.

    NSD 18 today and no clothes spend day 19
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Got the car for the price we decided on which was a good result. Picking it up when back off holiday. Pleased about this and was worth thinking about what price was best for us.

    Better get ready now for that holiday and get on with some packing!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    I'm back after a wonderful week away exploring North Wales. Great place to stay with great weather. We both unwound and relaxed as we felt far away from modern life. Lots of walking done too and a good day climbing a mountain on a bright sunny late winters day rather than spring!

    That was the best day of the week.

    Holiday spends came in well under budget which was a good result and it came in at a very reasonable amount for all spends.

    Picked my new car today and it's great, lovely to drive and just getting used to it now!

    Back to work tomorrow and I'm glad it's a couple of short weeks now as it will be a shock to the system tomorrow morning!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Loving my new pap pap.

    Work mega busy and looking forward to a long weekend.

    Ordered curtains for my bedroom in the sale out of house budget, hope they look good! Off to buy some paint on offer to tomorrow and maybe a radiator too if I can find one in between work! Then just need to get a lampshade and wallpaper.

    NSD 1
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • Fantastic news on the new job, well done I hope it brings interesting and happy work for you.

    Oh I missed that you have been to my part of the country, although I have been down south for a few days, where did you stay?

    Everything sounding good and exciting.

    C x
    Loan from Mum £500/£300
    DH computer £270.06/PAID :T
    Kids computer £854.33/46.18 :eek:
    Bike £276.15/118.35
    Overdraft £1192/0 :eek:
    Car £5374.04/316.12 :eek:
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