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Enjoying the journey - budgeting, saving and remaining credit card free

1535456585962

Comments

  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Training attended, very useful session this morning, letter posted to the bank, eBay sale posted and money paid back into holiday account leftover from the mini break.

    Picking Mr dog up later so it's time to do a bit of housework to catch up first which will then free up some time at the weekend
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Housework done before picking Mr dog up, all back home safe and sound now. Also another item sold on eBay today which was a nice surprise as that one has also been for sale for a long time.

    All NSD worked out and up to date along with banking checks before back to work properly tomorrow.

    Better make myself do Shred tomorrow too to work off all those treaty meals over the last week or two!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • Decided to do Shred before I started catching up with work emails at hone to not give myself a chance of backing out later tonight! Glad I did it.

    Also gave the floors a quick much needed sweep and mop as it looked like they might have a chance of drying before I set off, hopefully!

    eBay sale parceled up ready to post.

    Will be a NSD today and tomorrow too
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • MeandO
    MeandO Posts: 3,273 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Hi fedupandskint

    I see you're doing 'Shred' too - I started last week and was in agony after day 1! Can I ask, are you finding it's helping with the toning/weight loss at all? I'm dreading level 2, I can barely get through level 1 without having to stop and am useless at push ups - even the easy method!

    MeandO
    x
    Mortgage @ 03/2019: £125,000, Now: £49,869.55
    Mortgage OP’s: £22,109.28
    SHTF pot: 500/1000
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Shred certainly helps trimming and toning, I've done that twice now along with Shed and Shred Extreme.

    It's Shred it with Weights I'm on now. Take it steady and do 10 sessions of each level for the original Shred.

    Another go tomorrow too.

    I'm starting to despair about my old job, I'm hoping I find a new one soon to leave the old job behind for good and move into the area I want to. Another friend leaves next week who I'll miss a great deal but it's the best for her to move on to somewhere closer to home. As for me I want to leave this old job behind after all these years and move to the new one ready for my plans I want to achieve for the next couple of years.

    Either way today was a NSD. Still waiting for PayPal money to turn up, it's virtually gone awol. eBay sale posted and fees paid and the money will be repaid from the PayPal money once it turns up, soon I hope!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • PayPal money turned up at last after an email sent, apparently no problem though.

    A great lovely relaxing weekend with lovely long dog walks and great food this weekend too. Always go too quickly!

    Back to the office tomorrow, let's hope the week goes quicker than the weekend did!

    Shred day tomorrow once again, only managed it once last week, didn't get chance on Friday as too busy finishing off the weekly food shop, packing for the weekend and haircut.

    Coffee treat yesterday and NSD today making it NSD 11/20
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Shred done, getting better.

    Rang hmrc to enquire as to why my code had changed, good job I did as they were about to change my tax to the higher bracket without me earning the higher salary to fall into that bracket. No idea where they got the incorrect figures from as nothing has changed from last year so far.

    A NSD today of course, number 12. All jobs done for today, an it's time to catch up on TV
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Another day over and done with. Submitted another application form, let's see if I get shortlisted for any of them! Found another 2 to apply for which are extremely short contracts but they might just have to do if I get any of them at all.

    Met an old friend for a coffee and a catch up which was great to catch up about how much we have done and what we aim to achieve in the future.

    Bank has paid up for the PPI claim so that is finally completed. Not a big pay out but better than nothing. Still waiting to hear about the complaint process though.

    Mega hungry this afternoon and caved in to some choccy treats in the station before the train arrived. Hey ho another day tomorrow of course!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • Good luck with the job search! And well done on all the exercise, I do Bootcamp twice a week, but exercising at home is hard!
    LBM 1st Feb 2015 £18182 to go :o
    my diary: time to step up to the plate. SPC#079
  • Thanks for the good luck wishes!

    Back to shred it again tomorrow after a day off tonight, caught up with episode 5 of Smiley's People. Very enjoyable. Last episode next week.

    An achy foot for some strange reason, hoping it fades away overnight.

    Hump day tomorrow and hoping for an early finish. Forgot to go out for my lunchtime walk today as I was busily filling in my application as it was the deadline today and I only decided yesterday to go for it regardless of what I thought when I first saw the advert.

    Must remember to go tomorrow instead.
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
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