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Enjoying the journey - budgeting, saving and remaining credit card free

1515254565762

Comments

  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Jobs done after work;
    Paint taken back for a refund, one more to return later this week as I couldn't carry all three tins at once.

    Found some wallpaper samples, 2 of which I really like apart from one is double the price of the other.

    Rubbish put in the bin, still a long long way to go but getting there.

    Rang the bank who tell me to wait another two weeks and then get back in touch, let's see what they come up with or the excuse they use next time. A back log apparently, funny that as I've been waiting since 2013, I know there's a backlog. If they did admit the truth there wouldn't be such a back log I'm sure!

    Anyway, a NSD and another no clothes spend day of course!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    What a snowy day it was today! After lots of walking in the snow I'm giving the exercise a miss today, hoping to catch up tomorrow after the long long day at work.

    Not much else to say apart from hump day is almost over and the weekend is on its way.

    NSD 18 today and no clothes spend day 21!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Tomorrow's jobs I need to do.

    I will collect my prescription, take the final tin of paint back for a refund do the weekly shop, go to work, come home, check banking, make myself do shred, shower and bed ready for Friday.

    I will log everything in my food diary as I attempt to lose the half a stone I've put back on and I get back to my eating pattern and exercise pattern from before.
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Prescription collected
    Paint taken back for a refund
    More wallpaper samples collected
    Half food shop done

    Time for work in a while.

    Also sent another overpayment to the long term loan, £26.14 this time, every little helps!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    I did it and made myself do Shred after work, the thought of a hot chocolate kept me going to the end!

    NSD 19 and no clothes spend day 22
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    A lovely relaxing weekend with plenty of long dog walks. Over far too quickly as usual!

    Shred again tonight which went well. Didn't manage it on Friday due to finding out the boiler tripped the electrics leaving me with firstly no electric then no hot water or heating.

    Isolated it to the boiler switch and the company are coming out to assess things once again tomorrow. Luckily it all worked yesterday which was a nice surprise as I sit here all warm and cosy.

    Also dragged myself out for a 30 minute walk at lunchtime. Glad I did and I'll be going again on Wednesday when I'm back in again. Off tomorrow for boiler repair so a little less frantic start to the day which is much appreciated!

    Confirmation email received from the cd sales meaning all ok and the cheque is on its way to me ready to go towards the loan overpayment next week once it's cleared.

    NSD 23 today and no clothes spend day 26
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Very pleased, boiler all ok. It was a small leak on a valve that may have caused the problem. Or dirt which would be more of a problem. Either way I now know how to determine if it is the water or the heating causing the problem as it won't be both. It was worth keeping the appointment after all and not cancelling. It could do with a clean out and I'm thinking about getting this done next spring if I can save up over the next year. I'll think it over and set up another savings plan for it.

    I think it is worth it in the long run and if it prolongs the life of the boiler it is worth it for certain.

    Read one paper for work, onto the next one shortly.....
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Caught up with work jobs this afternoon, then fitted in a much needed sweep and mop of the floors at long last! A quick spruce up of the bathroom done too.

    Then after work usual dog walk then another round of shred leaving one more day to go before I move onto the advanced level at the weekend.

    Tomorrow off out with the girls for a long overdue catch up and tea which I'm looking forward to. As long as the snow doesn't scupper our plans that is!

    Today a NSD tomorrow a spend day then Thursday will also be back to a NSD too. No clothes spend day 27 today and NSD 24.
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Well the threat of snow scuppered the night out after all, however we've rearrnged for next week. Meaning today is a NSD afterall so all was not lost!

    Not much else going on today so it will be an early night and see if the snow arrives overnight or not.
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    A good nights sleep and I woke up before my alarm wide awake! A long time since that's happened.

    Finished of reading for work and emails. Also did some of the budgets, paid gas and electricity bill, line saver renewed for another year and waiting to see what the new bill will come to.

    Snow nearly gone from here thankfully and off to other job shortly. Will be back later tonight to report doing shred after work. Which I WILL do!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
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