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Enjoying the journey - budgeting, saving and remaining credit card free
Comments
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Ok today didn't go quite to plan
Jeans not in stock in right size - will check again next weekend.
Uni work a non starter due to no copy at home that I need to work on so have made a list to attack in the week ahead.
Things that went as planned;
Train tickets bought for work this week.
Chucked out the old desktop power unit stand at long last to free up some space ready for the renovation in the spare room this year.
Shred done - day 5 Level 2, getting better now I'm half way through.
Porridge made for the next 2 mornings.
Ironing done for this week and washing done ready to hang out in the morning.
eBay listings all done including one thing I've never used in the kitchen and 2 more items not used for a long long time - all done on free listing weekend.
More shredding sorted out including credit card statements from 15 years ago, folders more or less up to date.Hanging onto to few more papers until the final ombudsman investigations are completed.
NSD 2 and no clothes spend day 2final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
You're doing great, it's just a small blip... isn't it crazy how quick small expenses add up and bring you over budget!!
Good luck with GG next week, I'll have my fingers crossed for you0 -
I wish I had your motivation
. If I could muster up the energy to do half of what you do, I'd probably feel a little better in myself. Keep up the good work. You're doing amazing.
Tina xxxThe £1,000 emergency fund challenge #163 - £536.16/£10000 -
I love having my energy, feels normal to me.
Outfit sorted for tomorrow, having a Freedom Monday this week freeing a black thick jersey mini skirt worn once, loose knee boots not worn much in the last year and a very old jumper also not worn much in the year or so. Hope the skirts not too short, it isn't compared to the lengths some others wear and I've attempted to dress it down some with clumpyish flat knee high boots.
Let's see how the week ahead goes.final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
Ok how did today go down - quite spluttery with a cough and very tickly itchy throat. Made myself do Shred as planned and it went surprisingly well considering the cough and slightly wheezy chest. Not as bad as the other week for wheeziness thankfully! Shred Day 6 Level 2 all completed and all good there.Might even do one more day tomorrow, will see how my shoulders are first!
Finances checked and another super tight month.
Spoke to a builder today and hoping to get a quote sorted out for the bathroom fairly soon to see how much that will cost.
Finally a NSD again today which was very easy for me to get - NSD 3 and no clothes spend day 3 toofinal unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
Not much to report today apart from another NSD of course, easy one today. Managed an hour of uni work to make a bit more sense of what needs changing and also read 2 papers on the way home that turned out to not be too much help but at least they've been assessed. Will do some more tomorrow and hope things start to come together some more like today. Step by step it goes.
Woke up feeling coldly tired out as the cold same out some more, weird this time alternating between feeling run down, phlegmy or itchy scratchy. No doubt tomorrow will be better, hopefully then I can carry on with Shredding. Better do!
I'm giving up creme eggs for lent this year. I've never managed to stick to anything I gave up for the whole of lent but I reckon I can do this and not replace them with something else. That's the challenge anyway!
Early night here with some catch up tv for me.
NSD 4 and no clothes spend day 4final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
A busy day at work today and also managed to rattle through a few mor papers for my own work. A bit more sense made of things ready for some writing and alterations tomorrow.
Made myself do Shred this evening which was harder work this evening, that mid week lull I suspect! Anyway day 7 L2 completed, 3 more to go before the final level
NSD 5 and no clothes spend day 5, all going well, good job as hardly any pennies left as usual.final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
It's the weekend, yeah!
That week went quick!
What else can I report? Not much really. Dropped off some stuff at the tip after work, then returned the jeans and reordered the correct ones from last weekend which should be here by the end of the weekend. Then back to start the weekend clean by sweeping and mopping the floors, all done and dried. Then cleaned the bathroom, washing all dried outside today in the breeze which was good as it was all heavy stuff today.
Then chucked out all really old study stuff into the recycling which felt good, and also to free up some more space in the spare room of doom. 5 folders gone with 5 more to go once I get my final marks then it's done and gone straight away.
Tomorrow I will be mainly rewriting, finishing off the cleaning, watching rugby of course! Also will do Shred tomorrow as I didn't do it today, felt really tired last night and this afternoon. So it is an early night here, maybe another episode of catch up and that's it!
Got another £2 today to add to the total, always good.final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
Must have needed that early night, went to bed really early last night and woke up an hour later than usual. Feel better this morning for it.
One bid on an eBay item which is always good news. A couple of days left to go and pretty quiet so far on there.
Planning a day at home to get on with all my jobs and get on with the rewrite as the deadline ticks down. Planning to get a final draft ready for sending for comments on Mondayfinal unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
I have converted my remaining CC vouchers into air miles to add to the total, let's see how many I get and how far I can travel when the loan is paid off. Looking forward to that holiday!
Cancelled some savings SO to take into account the reduced monthly pay and have cancelled £75 so far, not sure if that is enough and can do another £50 if need be but the rest must stay in place as they saving for important things over this year.
Worked out on the DD and SO page of bank that by the end of the year it will look even better than it does now 4 DD to cancel later this year and I should be able to re-instate the savings I have cancelled today. Lets see when I get there what is happening then.
Looks like today will be a NSD which is pretty good too!final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550
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