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Enjoying the journey - budgeting, saving and remaining credit card free

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Comments

  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Firstly let me get the best bit of news out of the way - another £25 paid off the long term loan from eBay proceeds after fees and postage have been paid.

    Took the car to get the arming light checked out - nothing to worry about as we all knew but good to get it confirmed. £20 cost from car savings budget and worth it!

    Finished to weekly shop over by £2.50 this week. Got soaked out walking the dog despite trying to avoid the rain. Now having a lazy afternoon as feeling quite tired after this week. Throat better, chest a bit better today I think although haven't been anywhere or done anything too strenuous.

    Work over and done with for another week and not up to much this weekend apart from the usual and might knuckle down to some dissertation work if I feel like it, doubt it!

    NSD 13 and no clothes spend day 14 of course - no pennies spare for clothes yet.
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • urg123
    urg123 Posts: 1,997 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Glad to hear you are doing better. I do have to say, I always feel quite exhausted reading your diary so am glad to hear you are having some rest time!
    Well done on achieving the overpayment.
    urg x x
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Well what did I get up to today?

    Met my best friend for a coffee and chat. My turn this time so a low spend day today, not a NSD.

    Then had a rest as my chest is very wheezy today and the cold feels like it's coming out at last. Then did the minimal amount of cleaning and tidying up required for this week. Made a casserole for tea and a rather delish pud too.

    Took photos to list on eBay tomorrow, relisted everything else unsold and one item has a bid on which is good news.

    Tomorrow I'll be having a quiet day, do the floor mopping and sweep up outside. Then listing on eBay. Hoping to feel better tomorrow.

    No clothes spend day 15
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Thanks urg, feeling better about the loan overpayments and so far have paid off an extra £517, result!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Now have 39 items listed on eBay with a couple more to do later. Need a break after that!

    Today I've finished off all the weekend jobs - sweep and mop the floors, bedding swap, bin emptying, washing, soup making and the rest I've forgotten by now.

    Chest a little better today - hope I'm on the mend now.

    Sorted out the budgets to some extent to take into consideration the income drop at the end of the month by moving jobs. Will have another more in detail look later on to determine what needs rearranging.

    Time to check those tyres and see if they need some more air, then out with the dog, sweep up outside, get work stuff ready to go, put a casserole on for tea, pamper time for me of course!

    NSD 14 today and no clothes spend day 16
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Good job I went put to check the tyres, free air at the service station and one was very low. Will have to keep an eye on that one to see if there is a puncture.

    Lovely bath tonight with my homemade essential oil bath melt, nails to do in a bit then that's all the weekly pampering done as hair treated and conditioned this morning.

    Another 3 items listed on eBay including one that I've been putting off listing for ages for some unknown reason. Up to 42 items listed on there on this round of free listing weekend. Here's hoping for some sales to overpay on the loan.
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    edited 12 March 2014 at 2:05PM
    Quiet day at work, finishing off things ready to go for a meeting tomorrow and its a long day of travel - so let's see how that one goes. Have a good left over tea that I can quickly reheat once I get back in and have taken the dog out for his walk. Still very wheezy so no exercise until later this week, will see how I am on Wed or Friday to pick Shred back up again as I'm missing it!

    5 more weeks of work then it's holiday time - on the count down! 4 more Fridays then I get a week and one day off!

    NSD 15 today and no clothes spend day 17.

    Time to go and and watch another episode of the Bridge and an early night. Back tomorrow no doubt pretty tired after a lot of travel but hey no worries at all.
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    That was a long day on the train today for a meeting, over and done with for now thankfully.

    Quite tired now.

    Managed a NSD despite the drink and snack trolley going past numerous times!

    NSD 16 and no clothes spend day 18.
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    edited 12 March 2014 at 2:06PM
    Firstly another NSD in the bag today, good job as only a few pennies left for the next week until payday.

    A quiet day feeling tired after yesterday's long long travel day.

    Not much else to report apart from time to do some ironing, washing almost dried on the line which was good while at work. Work stuff ready to go for the next long day tomorrow then it's onto a short day on Friday thank goodness. Hope old job goes ok tomorrow.

    NSD 17 and no clothes spend day 19!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    edited 12 March 2014 at 2:06PM
    Ironing done, porridge made for breakfast for next 2 days, nails tidied up and repainted quickly as they really needed it!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
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