The October Awakening!

Superdopsa

And as usual I forgot to include my totals so here they are:

Food - £97.57/£80:mad:
Misc - £357.92/£150:eek:
Petrol - £15.08/£50:)
Food bank - £2.56/£3
Car tax - £175/£175
Money made - £28/£100
SFD - 10/20

LoveaDove

Oh dearrrrr, I think Geocaching has definitely become my new obsession and is actually starting to preoccupy what was my DFW thought quota...however the activity in a way is a free one so technically it is a DFW activity, plus requires a fair bit of walking and ADVENTURE! :T

Had a lovely couple of hours with OH discovering a country park I did not even know existed near to where I live this afternoon! We picked up some geocaches along the way- my favourite being a geocache in the form of a somewhat realistic looking plastic duck sneekily hidden in an ivy laden tree! Remainder of the afternoon was spent playing on the zip wire and swings hidden away in the country park, then back to OHs for tea, choc digestives and a movie before trudging home in the rain and getting splashed by a charming white van driver...

SFD today- hooray! SFDs= 14 :j

clippy_girl

so think i can declare today a sfd

£10 vet plan was budgeted for as is going to be a monthly cost for this

took back a cat bed that he is not interested in and got the collar, toy and bought him a paper ball thing but used the gift card and still have £16 left which will be 3 months of litter will invest in a pop up feeder thing i think so he can have two meals a day when im not here (will get someone to come in once per day) so will use the litter money towards that (they are £40 at pah but only about £20 on amazon).

he has been outside all day in the rain so had to give him a dry before he lay everywhere!

also been to gym so hope to see some results on wed weigh in

SFD 9/20
Toiletries- £3.92/10
Food- £75/80
Food bank- £0/3
Lunches- 13/22
Extra earnt- £107/100
Social events- £35.30/75
Gym visits- 3/20

bought the new bridget jones book on amazon during the week and have read it already. put it on ebay and just sold for £7.60 with £2.60 postage. i only paid £9 new and its still on amazon for £9 fee p&P :T:j:beer:

andrar

luckystarr wrote: »

Afternoon all .. not sure this is the correct place but i have been lurking and been very inspired and want to join next month ... trying to get debt free but we are not doing very well living in the OD,overspending,paying a loan and owe family some money .. was thinking of re financing the loan but this thread has made me think twice... any tips or hints before i start would be ace .. again apologies if this is in the wrong place to put this.

To start with it might be worth starting your own thread on the debt free wannabe board with your statement of affairs (SOA) http://www.stoozing.com/calculator/soa.php

Then bods like us can point out places you can save some dosh and you might not even realise where your moneys going until you see it in writing. Good luck!

andrar

Oh and I didn't even leave the house today, just freecycled some stuff and batch cooked so a SFD for me yay!

Oh and Loveadove if I could like your post I would, so I just hit thanks instead. Geocaching sounds ace!

Samjangi

Yahoo a SFD!!!

stewby

hello...

Spend-free day number 15 today.
:j

Slept most of the day before making some lasagne and watching masterchef australia with my mum whilst OH and my dad watched the football.


Back to work tomorrow (well, today now it's just gone past midnight).

Hope everyone had a great weekend.

NinjaSavingKat

Morning all.. I knew my days of research and MSE at work were numbered. An email today confirms my desk move to "share" until someone else comes back from A/L. This means I won't have easy access to you lot.... be good while I am away and I shall check in again tonight.

Meeting a friend for a coffee (herbal) which makes me think he might pay for them - otherwise I have an SFD planned.

I am just dreading this new office. I have no interest in this job any more and I just can't wait to leave. Defeatist - yes. Do I care - not really. Life has something a lot more fun planned for me and it ends at this place.

I am not sure I will survive for another 9 months after my DFD of just earning in order to travel...

Anyway enoguh of the misery guts.. I have goodies galore packed with me today - a super healthy day is planned. AND I am still drinking my water like a good NSK....

So I shall be back.... Whoop!

LoveaDove

NinjaSavingKat wrote: »

I am not sure I will survive for another 9 months after my DFD of just earning in order to travel...

NSK - It is tough trying to stick at something you really are not enjoying anymore. However, I think you should reward yourself once you hit that glorious DFD! Even something small to keep you going until you pack up and chuck that backpack on! May be a 'luxury' that you have deprived yourself of throughout the last year? My little reward for myself will be returning to my Zumba/Street dance classes. Only once a week, but something to look forward to and definitely something I will be able to afford again! Before I head off on my gap year in '09 I found work a real slog, but tried to press on through by creating a travel scrap book and chatting to fellow travellers on gapyear.com to keep motivated and read other people's advise and travel experiences. I also chatted lots to friends who also shared the passion for travelling, it will keep you motivated.

After my DFD I will be saving for my Hawaii trip/ 30th commiseration trip, filtering some money into a savings account for the L-T goal of generating a deposit for a Dove house of my very own! I also need to formulate a plan to help my Mum finish paying her mortgage off. It finishes in 3 years 8 months, it's what would be deemed a 'small mortgage' (house bought in '88), but it's interest only and as a full-time carer of my sister she has not been able to pay/ save for the capital. Lots and lots of financial planning ahead...I feel this personal journey has just been a little prep for a much bigger financial challenge!! Eek!

thriftylass

Today shall be SFD number 13. I also have a bag of goodies bagged. Fruit and nut mix (gone already :0), HM humous and carrot sticks, yogurt, fruit, a wafer thingy as a treat, and HM scotch broth.

Need to send off the shoes I sold on ebay but that comes out of the money she paid. So that means I got my wallet with me BUT it will stay firmly shut.

EDIT: Got 120 nappies from my boss today as their daughter is now house trained .