The October Awakening!

Superdopsa

Evening all.

Phew! End of the month at last.

Another spend day today - on food - partly because I didn't have any packed lunch. I hang my head in shame . . .

My totals for the month are:

Food- £122.54/£80:mad:
Misc - £442.52/£150:eek:
Petrol - £15.08/£50:)
Food bank - £2.56/£3
Car tax - £175/£175
Money made - £36.20/£100:mad:
France - £102.90/£150:)
SFD - 15/20

All in all I think I have done ok for my 2nd month on the challenge. I know what I need to do with regards my budgets for November. I really do need to batten down the hatches for November. I'm not 100% sure I can achieve the SFD total but I will give it a good go.

Can't wait until tomorrow as my pay rise kicks in and I just want to know how this has affected my pay packet (I'm currently paid weekly), so I can budget better. I would stay up and check at midnight but am so tired am heading off to bed.

Have a good Friday everyone and see you in November! Good luck all!

Kaybeebop

We had 40 trick or treaters this year!!

Spendy day at boots event, SFD yesterday. Think it's 14, with better planning I can only get better!

Scared for NOvember, but excited too.

See you on the other side.

K

rosiecheeksblossom

Come on NSK, not long now and you will be debt free!!! Exciting times for you lovely lady, an inspiration to us all xxxx
Today is the end of the october challenge and its my 20th SFD, never reached the target before so so happy:D:D:D:D. Not a bad month went slightly over on my food spend and way over on my other spend as forgot I needed to pay for framing......
All in all though, Im happy, overpaid on the creditcard payments and the mortgage so bring on november's challenge. See ya there xxx

andrar

Fmess wrote: »

Morning all, woke up to a lovely surprise. The gold I sent off has been valued and £70.48 has been sent to my account Yay! That means my ccard is below £1900 and my total debt is £56 away from being below £13000

Only downside is that it credited today so I can't use it for my NOvember money making

Just wanted to say well done on getting so far so soon on the debt, I'm a long hauler too and can't wait till I get under 10k, it'll be so good to know my hard work has literally paid off! Right I'm off to November...

NinjaSavingKat

I am officially signing off October as I fell asleep last night before I could do so. 20 SFD's last night after meeting a friend for dinner who cooked for me..(Phew!).. and am now off to NOvember having paid £1740 off my debts... time to hit the OT again though!... See you all in NOvember!

Maisie_M

SFDs: 17/20
Food budget: £403.10/£350:o
Donation: £0/£3
Planned outings: 1/1 Meal out for birthday with OH (paid on voucher already)
Takeaway £19.40/£20 - Chinese to celebrate birthday with children,
Take lunch to work: 18/18 :j
Beauty spends £2.67/£10

Okay so first time on challenge. Didn't quite make the SFD but quite happy at only being 3 off when it's our first time. Made all lunches for work and under on beauty spends. Planned outings/takeaways came in on budget so that was all good. Only down side was the grocery spend but to be honest it was our first month and we had a huge stock up on the first week and didn't really know how much we needed. Needless to say we have quite a lot left so I have been very bold and have cut this months budget!!

Off to NOvember.