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Enjoying the Sunshine whilst Saving for the Rainy Day

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  • Thank you shinner and kerri :)

    I spent £1 today and was gutted as it meant not a nsd:rotfl: oh dear the simple mentality eh!

    I've got £10 cash and £29 in my bank until Friday which should be enough but my petrol is on empty (as usual! ) and I have a 200 mile round trip to mil :cool: am planning on putting £ 29 in the tank and driving slow :rotfl: and using the cash for Dartford and any other little expenses. Really hope nothing pops up though :think:

    If I'm absent tomorrow and Thursday it's because I'm in deepest darkest Kent with no signal :eek: and Thursday is trick or treating too :)

    I've felt tired and achy all day so I'm putting the smaller kids to bed after their film and tidying up a little and going up myself :( hate clock change time it always throws me out :(
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • shinner
    shinner Posts: 670 Forumite
    Seventh Anniversary Combo Breaker
    Enjoy MIL hope you have fun. Also not too much trick or treating, don't forget to share.:):)
    sealed pot challenge 099
    2013 £365 in total
    2014 ???? Target £400
    debt 1 [STRIKE]6753[/STRIKE] [STRIKE]6386[/STRIKE] 0000 debt 2 [STRIKE]4973[/STRIKE] [STRIKE]4731[/STRIKE] 0000 debt 3 [STRIKE]3673[/STRIKE] 0000 debt 4 [STRIKE]2400[/STRIKE] [STRIKE]2239[/STRIKE] 0000
    OH debt [STRIKE]3800[/STRIKE]2780
    Bank of Mum [STRIKE]£2750[/STRIKE] 2000
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Hope you enjoy MIL and it doesn't feel like too much of a chore going down there. Fingers crossed for no unexpected spends. Hope you start to feel a bit better too xx
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • X posted kerri I was on your diary ;) I've nicked your mantra so today will be a good day :p
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Enjoy MIL and good luck with course next week

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • *Robin*
    *Robin* Posts: 3,364 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Stoptober Survivor
    Hi D.Free, :hello:

    Hope your trip to visit MIL is more fun than you're expecting; if it's sheer "duty" then hopefully the kids will enjoy themselves, and at least you've got your course to look forward to next week. :)
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Hope you had a nice time xxxxxxxx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Have a nice little break DFW! Hope the £29 + £10 keeps you going until tomorrow! xx
    Mummytogirls x

  • We made it to payday :T mil was such a short trip that it was fine ;)

    I'm currently hiding in my room away from kids. I swear they are about to break me with the moaning and telling tales on one another from dd and ds2 and the almighty tantrum I've just had from ds1 when I told him he wasn't getting a ps4 for xmas :( . He doesn't respect his things enough to warrant me spending anywhere near that and it looks like he'll be sorely disappointed on xmas day. I told him to ask family for money and I would give him vouchers toward it and he went right off the handle complaining about how stingy everyone is (errr hello there is a recession!) So I told him to forget it then he's not having it. Yet again I'm a carp mother so I just walked away or else I think I would have swung for him :( wouldn't mind but have spent a fortune on buying him 3 jumpers, 2 pairs of jeans/trousers just this morning. Am so fed up with him I honestly feel picked on!

    Will do my banking later I had to go to town and collect another log on thing as mine is lost. Hoping after earlier spends I've not over stretched myself already this month, all for an ungrateful teenager:mad::mad:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    If it's not school clothes I'd take them all back, assuming he's not worn them all already. Ungrateful so-in-so, doesn't he know you're doing the very best you can to look after the house by yourself whilst your DH is away?

    Big hugs DFW, but glad you didn't have too bad a time whilst away xx
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
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