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Enjoying the Sunshine whilst Saving for the Rainy Day

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  • My 2 would have no issue with wearing 'boys' clothes... I think they would prefer to be boys haaa!!! xx
    :rotfl: DD won't wear anything unless it's pink generally so i've been lucky to persuade her into a few blue bits thinking i'm clever and then DS2 decides to throw a spanner in the works saying "no way!":rotfl: kids!!!!!!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Oh right im with you, so its a bit like the typical small village where word spreads fast then?! Obviously them not you :D.

    Bless DD, wish my 2 would put up less of a fight to wear nice things! xx
    Mummytogirls x

  • Oh right im with you, so its a bit like the typical small village where word spreads fast then?! Obviously them not you :D.

    Bless DD, wish my 2 would put up less of a fight to wear nice things! xx

    Yes! Just like that, although we are in a rather large town, everyone that lives on this estate is married to the army (quite literally it feels like) so all our husbands work together, our children school together, we shop in the same places, so it's like our insular little community inside a bigger one. AND I HATE IT :D I am determined to buy a plot of land in the middle of nowhere and if they won't allow me to build a house on it i will just camp out on it forever more with just me & the kids & dh :) Oh dear, see what living in a town has done to me :rotfl::rotfl::rotfl:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Right well i've fired off a few emails to potential letting agents, i'm not sure which will cover the area i've got the house in! I emailed them all ages ago and got the right answers back and forgot to save the correct ones to my address book :o they will think i'm crazy asking the same thing again only a year later if they twig on :rotfl::o

    Meal Plan this month is simple so I can save a few pennies for some things in the house. I desperately need a printer for me as well as DS1 as he's trying to print off GCSE course work in his lunch times and there's always a queue apparently...?! So this week's meal plan, due to start on Monday:

    • Chilli & Rice with salad
    • Tuna, Pasta & Sweetcorn
    • HM pizza & salad
    • Tomato & Basil Sauce with Spaghetti & garlic bread
    • Chinese Chicken and Rice
    • Spiced Carrot & Lentil Soup with HM bread (or rolls if I can be bothered ;))
    • Stew (will make enough for 2 dinners as this appears again in November :rotfl:)
    So all I need to buy this week is Mince, Sweetcorn, Fresh Basil, Chicken Breast, Stewing Beef, veg & salad. Have also run out of oil, eggs, white vinegar & herbal tea! I got a shop in yesterday which was £75 that consisted of everything I could get for the month in a1di but their shelves were pretty bare hence I've still got a few things to get. I've never seen it so busy in there :eek: I wonder if everyone was paid on the same day? :cool:

    I've got stew for tonight from the freezer and i've taken some sausages out for tomorrow, will do those with mash and it will make a change from a roast as no one appreciates the effort in that (aside from me!). Going to buy weekly this month because we have tonnes of stuff in the freezer still :T so hopefully I won't need a lot come the last week of the month :)

    Whilst i'm here can anyone recommend a not expensive wireless printer? Want to avoid HP if I can, have had them the last 3 times and they last on average 2 years before packing up and dying on me :( the ink is also very expensive for them (unless they are all expensive???:eek:)

    I forgot to say I bought tickets to the firework display on the 5th :T we've never had money for it before so I used my pocket money and told a white lie that DS2 was 3 :o so he was free :o and only had to pay for 3 of us as DH isn't here (:(). I'm also planning on having dinner tonight and going to the zoo with the kids as it's the last night of their halloween week. We have to go after dark for full effect so will eat and then go :) (hoping it's no extra cost as we have passes but not sure if we have to pay extra, suppose I will find out when I get there!)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Sorry me again ;)

    I forgot about 2 big expenses this month ..........*noooooooooooooooooooooooooo* well not huge but big enough combined to cause a problem! School pics will be coming out next week and that was £55 :( and DS1 needs his license paying for for kung fu which is £40 :( grrrrrr! So need to work the £100 into the budget somehow. I was hoping to go visit my mum next weekend too so can't steal from the petrol budget :think: will get my thinking cap on. I refuse to touch the ISA, but I guess the emergency funds are there for this reason if need be.....grr why am I so forgetful!!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Hi all,

    Another bad day here :( roll on next week when the kids are all back to school :(

    The night at the zoo was free but I ended up buying 2 small torches for the kids (nicely placed stall right at the bit where you have to walk past to get in!) so costs were £6. Not bad and a fun night :) kids were super scared but guess who was more scared :o yep me! I screamed about 12 times at different things. People find me highly amusing when i'm distressed. Charming!

    It was a NSD today but not anymore. I have been cleaning all day and only done the bedrooms, kitchen and the hall. Just finished 10 minutes ago and realised it was too late to put on sausage and mash so ordered a chinese. Then realised I would be waiting until 5.45 for delivery and so may as well have cooked. Duh! If I only had a brain.........

    DS1 has got on my nerves again today I really do give up with trying now. I took all his belongings away and then this afternoon threw them all back in his room, i haven't anywhere to store it and didn't want the mess in my wardrobe so gave it back. I give up, he wins. Honestly I hate teenagers.

    So spends today are £23.50, which I thought was quite good and I gave DS1 no choice in what he's having, he has to share with us. If he doesn't like it, tough.

    I didn't get round to making the chilli or the soup I wanted to do so will maybe try and do them tomorrow.

    Hope everyone here has had a better day than me!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Evenin' all!

    Can someone please kick me up the jaxy and get me off amazonia and fleabay :eek::eek::eek::eek::eek: I'm spending money that I don't have!!!!!! Actually I haven't spent anything, YET.....it's all in baskets and all WANTS not NEEDS :o:o:o! EEk indeed :eek:!

    Well today is a good day, I went to bed and read some of my book on Buddhism and am feeling a little better now, " Countless other living beings experience greater suffering and difficulties than I do". Too true. I told myself that over and over like a mantra until I fell asleep. It worked I am out of the doldrums I had fallen into :T AND after asking the universe for something good to happen- I received phone calls today from all the people I had been waiting to hear from (I get so anxious waiting for phone calls :o) and and and.....I received a brand new leappad 2 in the post :j:j DS2 broke his last week and this was one of the reasons I was so peed off :( it was so expensive to buy (especially when every penny counts eh) and when it broke I contacted them and they told me to send it in and they would see if they could fix it. I was expecting a charge to fix the old one and instead I received a brand new one today in the post :T It made ds2's day and mine! He cried buckets when his old one died :(:). Aside from that I've not spent any money so it's a NSD :T and I even made £4 from FB sales :)

    I'm going to bed tonight repeating the same 'mantra' and asking the universe again to provide something positive ;)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • slm6002
    slm6002 Posts: 4,432 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    STOP STOP STOPstep away from the shopping cart
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • It all sounds great your end. Brilliant mantra and fab that your requests have been answered. Might try that myself tonight :D.

    Nowt wrong with full baskets :rotfl: Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • You'll be pleased to know i've closed the tabs down with amazonia and fleabay! :j I really did want those dusky pink cushions though :o
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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