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Enjoying the Sunshine whilst Saving for the Rainy Day

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  • AlexLK wrote: »
    Bread maker! That's even more middle class, my dear. ;)

    We still work in pounds and ounces here up north!

    :rotfl::rotfl::rotfl: well to be fair it was my debt free gift to myself. My DH who is on exercise for 2 weeks has yet to meet it :D oh and the new mini cupcake maker, shower curtain and bathroom bin because it matched the shower curtain......:o:D oh boy i will be in trouble .........
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    :rotfl::rotfl::rotfl: well to be fair it was my debt free gift to myself. My DH who is on exercise for 2 weeks has yet to meet it :D oh and the new mini cupcake maker, shower curtain and bathroom bin because it matched the shower curtain......:o:D oh boy i will be in trouble .........

    :rotfl: How about I'll swap you my usual spending habits for yours? I take it your husband is in the forces?
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • AlexLK wrote: »
    :rotfl: How about I'll swap you my usual spending habits for yours? I take it your husband is in the forces?

    Yes he's in the Army hence my spending habits couldn't possibly match yours because his credit never was really up to scratch :o (obviously am very glad about this! :rotfl:I think.....)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    DFW, the flylady tasks are about doing as much as you can. If you miss something today, then forget about it, it's gone. It'll come round again next week don't worry :) the fact you have been able to do just one thing on the list is great. This is what I have to remember for when I have to go to the office to work instead of working from home. The ultimate thing with flylady is we're no longer trying to be perfectionists :) there's no room in our lives for the P word :p
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • kerri_dfw wrote: »
    DFW, the flylady tasks are about doing as much as you can. If you miss something today, then forget about it, it's gone. It'll come round again next week don't worry :) the fact you have been able to do just one thing on the list is great. This is what I have to remember for when I have to go to the office to work instead of working from home. The ultimate thing with flylady is we're no longer trying to be perfectionists :) there's no room in our lives for the P word :p

    Yes you're right! thanks for that :) I will leave the rest till next week now. I always do a quick clean and wipe of each room every day anyway so nothing major should build up! :D she says..........
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Happy shiny new diary :j :j :j

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Good morning!!! Another scorcher here today *woop*:j Washing is out on the line already and the washing basket is finally empty :T

    Off to see a friend this morning and I was so close to cancelling it this morning after accidentally getting out the wrong side of the bed :o, 2 cups of tea, 3 slices of toast & my agnus later and I feel ok again :rotfl:I still have one more early morning then I get 2 lie ins :D. I've got up at 6am every day this week and it's really starting to catch up with me... i'm such a lightweight!

    My ds1 has given me some letters this morning and he's sitting some of his GCSE's this year :eek: Since when did they sit them in year 10 and not year 11?????????? He has his first psychology lesson today and his first philosophy & ethics one, he's looking forward to doing those :T I have to say I wouldn't mind sitting in on those ones either ;) he can keep the double science & maths this morning though :rotfl:

    The kids are being picked up at 5pm tonight (:T) so early dinner and bed for my two I think! Dukie (the doggie) is loving all the attention he's getting from all the extra kids :) and come the evening he no longer tries to sit all over my laptop/book /whatever I am doing and he just crawls off to [STRIKE]his[/STRIKE] my bed and passes out from exhaustion :p

    Will do my banking this morning as I forgot last night and i'm sure a bill is due out around the 6th. Also will check meal planner as can't remember what we're supposed to be having :o am thinking pasta bake purely because it's quick and easy and they need to be fed and watered by 4.30 ish.

    Hope everyone is enjoying the sun today! It isn't going to last much longer according to my trusty weather report (my neighbour) rain from Saturday and Autumnal weather from Monday. I've got my shorts on and I intend to wear them as much as I can before packing away for next year :(!!

    :A
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,541 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 5 September 2013 at 7:56PM
    Tantalizing Thursday ~ Luxurious Living Room, hall and stairs s1322.gif

    15 minutes....
    [STRIKE]Pick things up off the floor, make sure those stairs are safe.
    [/STRIKE] Finally I can see more carpet than toys :j
    [STRIKE]Take "first day of school" photo - if your little darlings are back at school today![/STRIKE]Did this Tuesday :cool: and put on fb much to my ds1's despair (oops)
    Vacuum through the living room, hall and stairs it got too late :( my kids will sleep through it but i've got neighbours kids to think of so will do it tomorrow morning instead :)
    30 minutes to spare..
    [STRIKE]Dust standing objects including electrical items - no electrocutions please!
    Turn over and plump sofa and chair cushions.
    Water plants[/STRIKE]
    Got an hour to spare...
    27 fling boogie
    Sort out one cupboard/drawer, even that cupboard under the stairs if you want...
    Wash windows and nets

    [STRIKE]Sort the junk on the landing[/STRIKE]
    Extras...
    • Sort out any mending that needs doing and have a go at it..
    • Replace any dead light bulbs
    • Wash smelly pet beds
    • Wash any cushions, throws or curtains that need it..
    • Deflea pets
    Will attack this room later need to do school run in a moment and then have tea with my friend (this is a need not a want, honest :rotfl:)

    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    subscribed. will read back later today..
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Happy shiny new diary:T:T

    I'm skimming over the flylady bits in case I get infected :eek: I've had enough keeping the home like a show-house whilst trying to sell it. I suppose I'm lucky I sold it quickly, otherwise I might risk getting into the habit of thorough housework, feeling faint at the thought....
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



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