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Enjoying the Sunshine whilst Saving for the Rainy Day

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  • Wishing you the very best of luck, support and anything else that you may need on the chapter of your life. Well done on becoming debt free, your plans sound great I hope everything goes the way you want it.

    C x
    Loan from Mum £500/£300
    DH computer £270.06/PAID :T
    Kids computer £854.33/46.18 :eek:
    Bike £276.15/118.35
    Overdraft £1192/0 :eek:
    Car £5374.04/316.12 :eek:
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    I'm here, I'm here, will catch up when I've taped the LR skirting board in a minute :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    *Subscribed*

    Interesting to see you use cash instead of bank cards, this is what Mrs. K. and I have started doing in our attempt to become debt free. :)

    You still need to make me that pizza! ;)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Thank you Chrysalis :) and hello Kerri :wave:

    I'm naughty and opened my Pinot that I had saved for Saturday :o currently supping on a wine spritzer :D Did I say I went to the park after school with 6 kids (eldest came along to play rugby with them) and I ended up with 2 of the neighbours kids as well? 8 kids is ruddy hard work. Funny thing is I know of someone who has 10 children :eek: how she manages on a day to day basis without a drip going straight into her with 40% alcohol is a wonder to me ???! Sheesh! And there was me thinking of becoming a teacher............I best leave it to the professionals I think! :rotfl::rotfl::rotfl:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • AlexLK wrote: »
    *Subscribed*

    Interesting to see you use cash instead of bank cards, this is what Mrs. K. and I have started doing in our attempt to become debt free. :)

    You still need to make me that pizza! ;)

    Oh good luck! I just posted on your diary :D I think the cash route works best for me otherwise with a bank card to hand I think I have an endless supply (which clearly isn't true or I doubt i'd be here :rotfl:)

    Do you have a slow cooker? If so I will share recipe it was yummy!!! Otherwise I think the pizza might go cold if I post it over :rotfl:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    DFW321: No slow cookers here, we're poor don't forget. :(:( Send me the recipe anyway, we may improvise.

    LOL, reply received and I've already gone whining to Mrs. K. "but sheeee gets wine, look!" Of course, Mrs. K. is a hard task master who says "No". ;)

    Ditto on the bank cards.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • AlexLK wrote: »
    DFW321: No slow cookers here, we're poor don't forget. :(:( Send me the recipe anyway, we may improvise.

    LOL, reply received and I've already gone whining to Mrs. K. "but sheeee gets wine, look!" Of course, Mrs. K. is a hard task master who says "No". ;)

    Ditto on the bank cards.
    This is it --> http://allrecipes.com/recipe/bread-machine-thin-crust-pizza-dough/ I changed the servings to 10 and the thingy to metric rather than the US with 'cups' and other funny things I don't really understand :o:rotfl:

    ETA: I meant bread maker! D'oh! Not slow cooker! I used the slow cooker for spag bol today....if only my kids were younger I could blame my ditzy-ness on baby brain still :o not stupidity haha
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • *Robin*
    *Robin* Posts: 3,364 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Stoptober Survivor
    Hi DFW, :hello:

    Happy shiny new diary! :D

    *subscribed*

    ..Your mate with ten kids? Big ones will help entertain / supervise little 'uns - guess the six you're keeping safe are much closer in age = much harder work so well done!

    You deserve a drop o' good cheer - in fact, think I'll join you in a tipple [cider for me]; cheers m'dear! :beer:
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Bread maker! That's even more middle class, my dear. ;)

    We still work in pounds and ounces here up north!
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • *Robin* wrote: »
    Hi DFW, :hello:

    Happy shiny new diary! :D

    *subscribed*

    ..Your mate with ten kids? Big ones will help entertain / supervise little 'uns - guess the six you're keeping safe are much closer in age = much harder work so well done!

    You deserve a drop o' good cheer - in fact, think I'll join you in a tipple [cider for me]; cheers m'dear! :beer:
    Hello Robin, good to have you! Yes that's true her TEN (:eek:) are aged from 18 down to baby and mostly girls.......I bet that helps! My DS1 is always trying to secretly get digs in to my younger two and then says he was playing with them :cool: hmmmmm!

    The ones I had today for 3 hours were ---> 4,4,5,5,5,8,9,14. The 14yr old actually not being the worst today :rotfl: he usually is ;) today it was the 9 year old instead. He kept throwing the very heavy rugby ball ds1 was playing with at the 4 & 5 yr olds heads. :eek:.

    :beer: enjoy the cider!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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