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Enjoying the Sunshine whilst Saving for the Rainy Day

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  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,543 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 7 September 2013 at 12:37PM
    Jobs to do next week:

    • Contact tenant ask her when payments are going to be paid this month.
    • Sort out the mountain of paperwork :eek:
    • Shred all the debts that have been paid - KEEP the f&f letters to say they have agreed to terms
    • Sort out 1 cupboard in the kitchen (it all needs doing every cupboard is a mess :( but I would be there all week if I attempted it all at once) I am thinking of buying some cheap storage boxes as the cupboards worst affected by 'mess' are the ones with plastic tupperware things and they are thrown all over the place!
    • Start yoga :j
    • Go to the gym 2 times
    • Go on a bike ride
    • Take the dog on a social walk (friday)
    • Take dog out every day at least half hour WHILST kids are at school!
    • Keep on top of the house (flylady) :A
    • [STRIKE]Have a look at spreadsheets and see what can be done to find money (without raiding emergency funds!) to pay for car tax for the whole year. I have 6 months worth already but I want to start paying yearly so I need to find another £100 (which I gave £80 to dh already!) :money:[/STRIKE]
    • [STRIKE]Get some sort of filing system for DH's paperwork, his favourite place to 'store' it is on the fridge, shoved in drawers all over the house, in his underwear drawer (???) under the bed, behind his bedside cupboard....do you get the picture??? :eek:[/STRIKE] AM@ZON again!
    • [STRIKE]Order DS1 some storage for under his bed and behind his door (his room is very small and he already has a built in wardrobe but it's tiny and he's no where to put anything. After emptying his whole room the other night in the search of a spider I've decided to get him some storage now we have some extra money so next time this happens I can just tell him to remove box/bag at a time rather than smelly gym shirt at a time and him shaking it all over me, us both screaming and shouting at each other and just being a general pain and annoyance :eek::eek::rotfl:[/STRIKE]
    • Knit one square
    That is enough I think to keep me busy on my first child free week (during school hours) since 1998 ;) :eek:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Jobs to do next week:

    [STRIKE]Have a look at spreadsheets and see what can be done to find money to pay for car tax for the whole year. [/STRIKE]
    I have £125 on the budget card and £25 in cash. Car tax is an astonishing £280 for the year :eek: I budget £25 a month which is enough but I have always taken the money out every 6 months so far because the tax runs out at the 6 month point. I therefore need to borrow money just this once from elsewhere so from October I can start the £25 savings again knowing I have a full year to save before it runs out again! So I have £150 so far and the £130 will come from - £90 from christmas fund which is paid up. £25 from the saving I usually put in each month. £15 from the extra £80 we usually have left over which I like to leave in my bank for miscellaneous things (i/e dh's overdraft this month!). I was hoping to buy this month but because I now haven't got the money I will buy on 30th September (the day it runs out and also payday!!) and it will come from October's budget :)
    [STRIKE]Order DS1 some storage for under his bed and behind his door
    [/STRIKE]
    good old amazonn! :T
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • I don't know, I'm off the boards for a couple of days and you have got yourself a new thread!! I'm easily confused....don't do that to me again!!:naughty: :rotfl:

    OMG!!! far too many kids to look after:eek: (puppies are much better!!) I have no idea how you do it....its scary just to think about it!!

    Think you should be kicking dh's butt quite severely now (always happy to help ;))...he is taking the p*ss and you deserve better....:mad:

    Happy new diary though...will stalk you on here from now on!!:D
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Omg I was wondering if you had had him! Congratulations :D:D:D how do the others like being big brother and big sister??

    My daughter has become a mother hen and my son is getting used to being a big brother after 7 years of being the little brother but he's loving it they both dote on him.

    I've returned to work too as a childminder started on Tuesday but only after school and school holidays so I get to spend the day with my little baby awwwwwwwww xxxx still 6 kids under one roof is noisy noisy noisy lol xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772 wrote: »
    My daughter has become a mother hen and my son is getting used to being a big brother after 7 years of being the little brother but he's loving it they both dote on him.

    I've returned to work too as a childminder started on Tuesday but only after school and school holidays so I get to spend the day with my little baby awwwwwwwww xxxx still 6 kids under one roof is noisy noisy noisy lol xx

    :smileyhea aww I knew you would say that about your DD as all girls are like this eh ;) My son (eldest ) is a nightmare big brother he's like a mini hitler and always telling the kids off for something or other !!

    I'm with you on the 6 kids being too noisy :eek::eek::eek: being a childminder is harder than I thought! :rotfl:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • I don't know, I'm off the boards for a couple of days and you have got yourself a new thread!! I'm easily confused....don't do that to me again!!:naughty: :rotfl:

    OMG!!! far too many kids to look after:eek: (puppies are much better!!) I have no idea how you do it....its scary just to think about it!!

    Think you should be kicking dh's butt quite severely now (always happy to help ;))...he is taking the p*ss and you deserve better....:mad:

    Happy new diary though...will stalk you on here from now on!!:D
    :rotfl: sorry :rotfl:don't mean to confuse ;) I have the 6 kids and the dog too. But I agree 6 dogs would have been far easier (and quieter, I think?) :eek::rotfl:As for DH he's not here atm so I can't kick A$$!! You wait till the weekend though! And I forgot we are going to his nephew's birthday party so I need money for the family meal at harvester afterwards :mad: money which he's spent!!!!!!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • well we've had a nice chilled out day and it would have been a NSD if it weren't for the purchases on amazonia but they were needed and cheaper than shops as I checked so at least they were good deals! I also need to order DH's nephew a present for his birthday next week. I have petrol money still so that's all ok, I do need to find money for a meal though. SIL asked if we wanted to eat there with them after the party as it would be quite late when it finished and I agreed because I thought we would have some money left ...which we did until dh's bank went overdrawn :cool: I don't know whether to cancel or just borrow money from emergency funds. I'm ahead this month on the savings plan anyway as I put extra away so I think that's where it will come from if we do go. Why can't anything be easy eh :cool:

    DS2 has cleaned my front room for me :eek::eek::eek: and when he'd finished he asked if I could tell his teacher so he could get a special sticker :rotfl: I knew there had to be a reason for it :rotfl: everytime someone takes something out or puts a drink down now he's up and shouting at them for messing up his hard work :rotfl:he's too small and cute to be taken seriously though :o:rotfl:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    :smileyhea aww I knew you would say that about your DD as all girls are like this eh ;) My son (eldest ) is a nightmare big brother he's like a mini hitler and always telling the kids off for something or other !!

    I'm with you on the 6 kids being too noisy :eek::eek::eek: being a childminder is harder than I thought! :rotfl:

    The minding the kids part is easy once you get in a routine with them it's the paperwork that kills me there's so much of it it's unreal glad I'm not in England anymore as when I childminded down there the paperwork was more intense they seem to forget childminders exist to provide a home from home environment xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    I'm confused with your kitchen cupboards and tupperware being the issue. I might need to see a picture to understand. I've just sorted through our cupboards and tupperware was a live saver, everything stacked neatly and in some kind of order, with cascading sized tupperware :) ik3a was where I bought mine though.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • kerri_dfw wrote: »
    I'm confused with your kitchen cupboards and tupperware being the issue. I might need to see a picture to understand. I've just sorted through our cupboards and tupperware was a live saver, everything stacked neatly and in some kind of order, with cascading sized tupperware :) ik3a was where I bought mine though.

    Oh it's awful :( I've got loads of different sizes and shapes (collected over the years) i've got original tupperware my mum gave me (bright orange! :rotfl:) and random bits that I don't want to throw out because they are strong and have lasted but nothing fits inside one another :eek: so I try to balance it all and put smaller stuff inside big stuff and it just ends up in a mess after a week or so :(!!! drives me potty!! I also have ike@ stuff (green lidded? all stacks inside one another?) and that is ok. In that cupboard I also have things like small electrical appliances and mixing bowls because I haven't many kitchen cupboards so the ones I do have are generally used for 2 or more purposes ...nightmare. Hate it! Kitchen will be top priority if ever I move!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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