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Enjoying the Sunshine whilst Saving for the Rainy Day

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  • liltdiddylilt
    liltdiddylilt Posts: 4,118 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Oh dear to the vegetable incident. I once declared in front of my very impressionable niece 'Meat isn't made from animals, it comes from the vegetables no one wants'. SIL was horrified as niece instantly declared an utter dislike for meat, which was the only non-processed thing she would eat!! :o:o:o so I sympathise with your young guest at not knowing protocol around small children. Oh how I have learned! :rotfl:

    Wahoo to the extra pay!! Although.. how you are so calm about the prospect of a CC bill is beyond me. I know we accept certain issues in our other halves, but this total diversion from your own way of existence to DH's is just.. mind-boggling. I would have divorced or killed him by now for sure! :rotfl: You are an :A and saintlier than I!!

    Also I am loving at your internal pride at the girl and her mum looking in all of your cupboards :rotfl: thank goodness for KM'ing. :D xxx

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • Oh dear to the vegetable incident. I once declared in front of my very impressionable niece 'Meat isn't made from animals, it comes from the vegetables no one wants'. SIL was horrified as niece instantly declared an utter dislike for meat, which was the only non-processed thing she would eat!! :o:o:o so I sympathise with your young guest at not knowing protocol around small children. Oh how I have learned! :rotfl:

    Wahoo to the extra pay!! Although.. how you are so calm about the prospect of a CC bill is beyond me. I know we accept certain issues in our other halves, but this total diversion from your own way of existence to DH's is just.. mind-boggling. I would have divorced or killed him by now for sure! :rotfl: You are an :A and saintlier than I!!

    Also I am loving at your internal pride at the girl and her mum looking in all of your cupboards :rotfl: thank goodness for KM'ing. :D xxx

    I have DH's cc bill in front of me as i've just done my ynab :mad: It only lists up to the 11th of april so I've no idea how much he's spent after that date but basically the £197 that was already on there has now jumped to £414 :( I really feel like he does it because it proves that I don't control him (which isn't my intention I am just trying to have control over the finances not him :( ) ....I've paid £9.33 over to the CC just now as that was all that was left in my main account before payday tomorrow. I have budgeted £100 to pay it this month so basically I will be paying it off still by the time we're hopefully moving. I honestly give up and don't know what to say to him.
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • liltdiddylilt
    liltdiddylilt Posts: 4,118 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Oh you are kidding!?! What is he spending it on?! I would be shouting so loud and for so long... I feel so sorry for you :( I know you know it does no good to tell him. He can't be trusted, you should treat him like a child if he is going to behave like one.

    Just keep your chin up and keep aiming for what is best for you and the kids ok. xxx

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • Oh you are kidding!?! What is he spending it on?! I would be shouting so loud and for so long... I feel so sorry for you :( I know you know it does no good to tell him. He can't be trusted, you should treat him like a child if he is going to behave like one.

    Just keep your chin up and keep aiming for what is best for you and the kids ok. xxx

    I only wish I were kidding! I feel like KM'ing my husband right now, he's bringing me no joy whatsoever :mad:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • liltdiddylilt
    liltdiddylilt Posts: 4,118 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    I only wish I were kidding! I feel like KM'ing my husband right now, he's bringing me no joy whatsoever :mad:


    :rotfl::rotfl::rotfl: I love you I do. You're just fab even when life throws piles of rubbish at you. Big big hugs. KM away. Maybe you can find a place for him in the garage after you've KM'd it though. he can go in the 'useful as provides an income but gives no joy' box ;) xx

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • :rotfl::rotfl::rotfl: I love you I do. You're just fab even when life throws piles of rubbish at you. Big big hugs. KM away. Maybe you can find a place for him in the garage after you've KM'd it though. he can go in the 'useful as provides an income but gives no joy' box ;) xx
    Haha literally :rotfl:! Yes I overlooked the useful category there! Good call I'll have a rethink :p
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Take the card off him and tell him he ain't getting back til it's paid off!!!!!!
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • :mad: I must be the only person who can have a full blown row with someone the other side of the world :mad: Honestly all i've done this evening is get upset at DH!!! I'm fuming with him he's so ignorant and selfish I wonder all the time recently why I am with him still :(:(.

    Anyway i've just realised i've gone the whole day without a headache and I took no SJW today so it must have been that ...the sicky tummy feeling is still there though, hoping the nausea will pass soon. I didn't think you could have a bad reaction to that herb! Guess I am the exception ?!

    I am watching another dvd on the "maybe " pile ....when I did my initial sort through there were at least 20 that I couldn't decide if they sparked joy mainly because I hadn't seen them in years or not watched them at all :o so I am making my way through them slowly and so far only one has stayed out of 6 :T I'd much rather have a bookshelf full of movies we all love (I have kept dh's favourites although I feel like being a b1tch right now and throwing them away :D ) and I am going through the ones he's not bothered about and I'm not sure about. I am watching Biloxi Blues right now...haven't watched in years so can't even remember if I like it or not :rotfl:

    Hope everyone is having a good evening. I needed that little rant before I say something to dh on messenger I regret! I've already told him we need to put in some serious work to our relationship when he's back so i think that's enough for one evening :D
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Evening DFW,

    Bl00dy men... who'd have them :mad: hope he makes it up to you when he's home.

    Good news on the lack of symptoms today from the SJW, are you back down to 1 a day now? xx
    Mummytogirls x

  • liltdiddylilt
    liltdiddylilt Posts: 4,118 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Great news about the headache disappearing. SJW can be quite strong and give reactions. Try one tablet and use that for a couple of weeks then start moving it up. It may just be you need time to get used to it!

    As for your rant on DH... bless you; I would have gone for the messenger message instead, but I can be a real b!tch when I want :rotfl:

    Yes you do need some work; I hope he agreed! I seem to remember this was argued over and agreed at your last parting though and he did a bit of kowtowing then swanned off with his mates?

    Big hugs to you. You're a super strong woman of steel! xxx

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
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