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Enjoying the Sunshine whilst Saving for the Rainy Day
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Lol Skint get on it, my house has never been so tidy! (or clean!)Diary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
Like a car bonnet? can i do it while holding a glass of red?Trying to shift that debt!0
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Skint_but_Optimistic wrote: »Like a car bonnet? can i do it while holding a glass of red?Diary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
Tuesday Trauma - Kitchen and Dining Room
15 minutes...
[STRIKE]Clear and wipe kitchen surfaces[/STRIKE] 30 minutes to spare..
[STRIKE]Sweep[/STRIKE] and mop floors
Clean the fridge.. get rid of all those furry things growing in corners!
[STRIKE]Wipe dining table.. (clean table cloth if necessary) [/STRIKE] Got an hour to spare...
Dust any extra furniture in dining area, checking for cobwebs on way round
[STRIKE]Wipe and replace all those small appliances.. kettle, microwave etc
Clean cupboard door fronts and fronts of appliances .. don't forget those kick boards.[/STRIKE].
Clean out your mankiest kitchen cupboard..
Extra Mission : help yourself
- Run the WM through 'clean cycle'.. hottish wash with a splosh of vinegar, soda crystals bleach.. whatever you fancy just clear those pipes of gunge!
- Wipe down any tiles and shine those taps.. a toothbrush is great for cleaning away the gunk!
- 31 fling boogie..
- Wipe over the oven and hob - you know you want to ...
- Empty the bin.. wash it out.. and make it smell SWEET
but I will mop and do a few of the extras in a bit.
I've been on my bike ride today and they decided to take us up a huge hill :eek::eek: I was not prepared! I doubt I will be able to walk tomorrow now :rotfl:
I'm feeling kind of 'meh' today, feeling very lonely and kind of friend-less. I only have one friend left here that hasn't been moved on and i'm feeling very sorry for myself today
I've half written about 3 posts for here over the last day and keep forgetting about them and leaving them so will try and stay on track and finish off this postDH is home and keeps distracting me/looking over my shoulder etc and putting me off :eek:. I can't believe i've had diaries on here since 2011 and he still doesn't know about them
oops :rotfl:
Anyway off to finish my tea and stay off amazon (my favourite vice when feeling down)
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
Total- £1562.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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DFW - I don't have any friends here
and in Cardiff I have borrowed friends from OH. I gave up all mine when I moved from London, they weren't the best crowd to be hanging around with anyway. So big hugs for the loneliness, I know how you feel xx
Diary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
Ahh we can be loners together Kerri ...I've moved around so much I have friends all over
seemingly none here right now. Most are in London as are yours, or Lincolnshire. I can cope pretty well usually and I like my own company a lot (thankfully) but today is just one of those days where i'd like a friend locally for a cuppa and a natter. Ah well. DH often introduces me to his friend's wives but they aren't all my cup of tea and i'm not theres, I also have really bad trouble understanding people with strong accents (no idea why? but there is only so many times I can say 'pardon') so i'm not much use to making new friends here either as people are from all over! xx
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
Total- £1562.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Aww I have a habit of saying the wrong thing to people, I really don't mean anything by it but I'm sometimes "too honest" as my OH says. My latest was telling one of his friends girlfriends "you only ate the meat"...which was true she didn't eat any of the vegetables when we were in the pub and she had a big plate of chicken wings....except she was of the very much larger size, so apparently I meant that's why she was of that size...however I only meant that she only ate the meat not the veg (hope that makes sense), so I find it very hard to make friends
I don't even realise I do it half the time until someone picks me up on it.
Are you going to yoga this week? You could make some yoga friends. I'm going to pregnancy yoga tomorrow in the hope I'll make some friends
You can always have a cuppa and an internet natter with us though. We love pictures of your cakesDiary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
Ah yes but if i'm the only one eating the cakes I will end up the size of a house :rotfl:. And I know what you mean i'm very honest too. And if I don't like someone is doing or saying I've no qualms about telling them so, DH thinks it's 'brave' I think what he means is 'stupid' to be so honest :rotfl:hence why I have very few friends and the ones I do have are either like me or are used to me :eek: I am going to yoga there is only 8 in the class including the teacher. They all look super fit and healthy and not sure I am their cup of (herbal) tea tbh
:rotfl: they all do seem lovely though on first meetings, no one seems back-biting or b1tchy or childish which I like :T I just need a body like cindy crawford (is she even en vogue anymore? Perhaps I should say that fittie off of transformers that my 2 sons and husband are in love with?!:rotfl:) instead of Fat Amy from p1tch perfect then I would fit in beautifully.
:D
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
Total- £1562.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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You just need someone to f4rt to break the ice
I've been put off making cake since I burnt the last one. Although I could be tempted to try again in a bit when work quietens down (if ever!)
I have no idea who fat amy is....Diary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
watch this! --->http://www.youtube.com/watch?v=KEn4-pU3M4Q
or this! http://www.youtube.com/watch?v=48HqBv5Ropo LOLMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
Total- £1562.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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