We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Enjoying the Sunshine whilst Saving for the Rainy Day

11516182021212

Comments

  • slm6002
    slm6002 Posts: 4,452 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thanks i could just eat a slice right now :) Looks yummy x
    Me, DD1 20, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
  • Cheers for the cake! Worth spoiling my diet for :p.

    Glad DS1 has been better for you today. Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    DFW: Can you send some cake my way, please? :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • oh! DFW321! that cake looks yummy!! can i link to one I made the other day to join you? :) :
    https://www.facebook.com/photo.php?fbid=1388055584758864&set=o.564601796920959&type=1&ref=nf

    we can do cake swapsies cause i'm loving that jam in yours!!!!! :D

    PS - hope you and DS are ok now after what happened before with the argument?

    hugs! xx
    Debts @ LBM (May 2013): £25,250.27 | Debt Free: May 2015 :j:j
  • amber03
    amber03 Posts: 1,404 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    I hate to say it but there will probably be more arguments like this in the future. You will feel like you are the worst mother in the world and think most mothers are calm and have such polite children. So wrong, we all go through this , I have been in situations like this with all my kids as have most of my friends. Glad DS is at least talking to you, and to cheer you up I think you deserve two pieces of cake.xx
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • Thanks all for popping by :) C-R your cake looks yummy, chocolate cake is my favourite, I hardly ever make it though as I am such a piggy I would actually eat it all to myself, especially if it was chocolate fudge :o:p There's plenty of cake for all so tuck in ;)

    Amber thanks for that I really did feel like an awful mum, I was speaking to my own mum about it and she reminded me of a few times i'd gotten a slap for cheeking back and I apparently said the same nasty things as my ds1 said :o oops, I apologised....is 20 years a little late for that though?

    I've hung a wash out and it's gone overcast the very second I walked back into the house. How typical!!! I need to go to the shops again :( I forgot baking potatoes ....i'm really not doing great on the shopping this week am I!!! I will add in spends to my signature in a mo for what I spent on milk etc yesterday. And after I've been to the shops AGAIN I will add in what i've spent there! I'm trying to keep a close eye on the budget so I can see how much i've spent.

    I watched a programme last night about building a house for £100k did anyone else see it? This is something i'd love to do :) he had a huge house for little more than £200k at the end of it :T (well it's huge to ours anyway...) the plot was £100k and the builds came in at a little over £100k. I really am interested in doing something like this and DH seemed to like the idea last night....may have to do some research ;) AND we've plenty of time until our credit scores will be up to scratch for savings :o lol

    I've got some bread baking, the WM has already done it's daily load, the DW will go on later and I did loads of cleaning yesterday but I will see what Flylady has in store for me in a mo. I'd like to cut the grass quickly as I can't see us getting many more chances now the rains have started! I also need to get all the winter clothes out, put summer clothes away and price up some winter duvets for DS1, DD & myself (DS2 is the only one who has one...lucky him lol)

    I hope everyone is well, i've not had a chance today to check everyone's diaries out so I will try and get round some later :)
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • Thursday Throw!- Master Bedroom & Landing
    15 minutes...

    Check fire alarms are working
    Remove and wash bed linen and duvet covers.
    Fling open the window and let in the rainy sunnyness
    30 minutes to spare...
    [STRIKE]Dust surfaces & make sure no cobwebs.[/STRIKE].
    Vacuum & turn mattress before replacing with fresh linen..
    Air the duvet

    [STRIKE]15 minutes floordrobe clearance [/STRIKE] Got an hour...

    [STRIKE]Vacuum floors in bedroom and on landing[/STRIKE] Sort through a cupboard and fling everything that is dead (organic or non organic!)
    Clear a hotspot.. or spend 15 minutes clearing one.
    Extra tasks list, as usual choose one or more
    • 32 fling boogie time, go on grab a bag and clear that clutter
    • Clean all paintwork on the landing
    • Clean windows in these rooms
    • Clear out your trousers/skirts
    I made a start on this yesterday as I hoovered the whole house. And polished. Will do some more in a bit :) Oh and did I say I've booked a window cleaner, i've not done my windows since I moved in :o as I couldn't afford them to be done :o so next week I will have shiny clean windows :j:j (just to say i've cleaned the downstairs ones myself and always clean the insides...i'm not that dirty, honest :o I thought after 3 years though they can all be done as upstairs ones I can't reach outside so have never been done...oops!)

    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    You do come out the other side with teenagers, I promise! There will be loads more arguments I'm afraid. I always wanted to send mine away until they were out of the horrible stage, give me the terrible two's any day :rotfl:

    Very impressed with the cleaning, very impressed indeed....
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Mara_uk7
    Mara_uk7 Posts: 1,219 Forumite
    Seventh Anniversary Debt-free and Proud!
    I saw the housebuild show too, It was amazing what he did for his money, Altho I wasnt a huge fan of the recycled metal !
    I wonder if he actually finished all the rooms for that, as I noticed they didnt show his 3 spare rooms at all .. Ive done two homebuilds and Im never doing another, We finished the last one 4 years ago and I think Im only getting over it now (altho not financially .. have a whole new mortgage again ! sheeesh! ) ! lol
    Its just a bad day, Not a bad life .. :cool:
  • Piquant wrote: »
    You do come out the other side with teenagers, I promise! There will be loads more arguments I'm afraid. I always wanted to send mine away until they were out of the horrible stage, give me the terrible two's any day :rotfl:

    Very impressed with the cleaning, very impressed indeed....

    This is what my mum keeps telling me and also every time I speak to her she always loves to throw in "I did say to you what goes around comes around and now you've a darling little teenager just like yourself" then erupts into tears (of laughter) :rotfl:. Cheers mum. I've even stolen one of her lines...."I hope when you grow up and have kids that they are JUST like you DS1!!!!" :eek: I always said i'd never say that........ho hummmmmmmm!

    And cleaning is all down to fly lady thread! You should join us :)
    Mara_uk7 wrote: »
    I saw the housebuild show too, It was amazing what he did for his money, Altho I wasnt a huge fan of the recycled metal !
    I wonder if he actually finished all the rooms for that, as I noticed they didnt show his 3 spare rooms at all .. Ive done two homebuilds and Im never doing another, We finished the last one 4 years ago and I think Im only getting over it now (altho not financially .. have a whole new mortgage again ! sheeesh! ) ! lol

    Oh wow you have done two!! So I know who the expert is then and who to come to ;);). I hated the metal :o and said to DH I too would have wanted skirting boards and doors :rotfl: i'm so old fashioned :p. His house would have suited us great, i would have stuck with the 4 bedrooms though as i've got 3 kids, who in a few years won't be able to share because of ages or gender! But wow, he had a huge house and massive bedroom all for himself. I'd take my hat off to him (if I hadn't sold them or charity shopped them all :D) and to think he only had a modest income was what is spurring me on! DH earns twice as much as him (I know we've twice the outgoings though :cool:) and once i'm settled in a proper job we should be able to afford something like he's done :) I don't want to live quite as far north as Yorkshire though so I just hope land/builders/materials are just as cheap in the next county from them :D :rotfl:
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.