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This Time I'm Really Going To Do It

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  • Suffolk_lass
    Suffolk_lass Posts: 10,318 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What about a building a bit like a cart lodge with accommodation for you over accommodation for horses and vehicles. It depends what it is made from and whether it has foundations and what sort as to whether it is a permanent building (requiring planning permission).
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • ManekiNeko
    ManekiNeko Posts: 238 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    @Watty1 have you looked into the tiny house movement at all? I had a nose a few years back and there were quite a few options for moveable structures. Some people also do things like convert an RV or van into a home.

    I haven't read all of your diary, just some at the beginning and then some since the breakup, but I do wonder re your ex whether you've had any advice from a domestic abuse agency at all? You've said he is using emotional abuse, and it's rare for one type of abuse to happen in a vacuum. More often, an abuser will start with one type, and then escalate to other types. (Ask me how I know.)

    It could be worth your while trying to get some advice, particularly as he seems to be continuing to try and control you through money. For whatever it's worth, I'd do it ASAP, and certainly before you commit to living as (effectively) neighbours. Generally, you can go to a local service in person. They often have experience of supporting people through the legal process of separation, and strategising with you to get the outcome you want. You might also find you have some more options about getting him to leave if you decided to report him to the police, although I appreciate this isn't right for everyone.

    Overall, it can only help to have more information from the specialists in dealing with this kind of behaviour. I'd just say that, experts or not, your gut instinct on this matters, and any decent advisor is going to follow your lead in making decisions, as you are the best judge of what's safe and sensible. Their role is just to set out your options and make suggestions based on their experience of handling similar situations.
    Completed on first home: 30 June 2022
    Mortgage outstanding: £68,499 £64,841.60
    OPs made or saved (2022-23): £315.52
    OPs made or saved (2023-24): £690.24
    OPs made or saved (cumulative): £1,005.76 (1.47%)
    Interest saved to date: £ *to add*
    % of mortgage paid off: 5.34%
    MF date: June 2056 October 2055
    Daily interest costs: £3.10 £2.90 and a half pence (as of 12.02.2024)
    Emergency fund: £0
    Debt to DS: £10,000 £7,209.01. 27.91% repaid (DFD: Aug 2027 Nov 2030)
    Debt to DP: £1,423.55 (this will increase until DS repaid)
    Debt to non-profit: £4,500 £4,239. 5.8% repaid


  • Watty1
    Watty1 Posts: 6,894 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    @ManekiNeko that was a really lovely thoughtful post.   Thank you.   Yes the local womens aid were very helpful when I first decided to leave and have been supportive since.     I think part of the issue is that my ex is mentally ill and to begin with I was very forgiving of that.  He was diagnosed with mild psychosis and I tried to understand and support that and I think that is were the emotional abuse springs from.  He does sometimes not seem to have a grip on reality at all other times he seems very calculating and I am never really sure what is  real.    Some of that is why I left.

    I have no concerns about violence if I live nearby.   If you have read the part where I got arrested you will see that he feels he is the 'victim' and after the arrest I did speak with a DV police office.  He needs more evidence to convict and doing "nothing" which is the current strategy from the ex is apparently not enough of an issue.    On police advice I do have a strategy in place which might in the long run enable them to take action.  


    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Humdinger1
    Humdinger1 Posts: 2,310 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    @Watty1 I thought my admiration for you could go no higher; plainly, that was before I read the update about your ex's mental health.  You wonderful woman! What you have dealt with...you will get to the good place, that is absolutely clear and certain. You have a posse of devoted admirers on here that is ever-growing.   Onwards and upwards love Humdinger xx 
  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Great job, Watty. KBO.

    I wonder if statics are a bit like cars, most cost effective to buy at a year or two old when the newness has worn off?
  • Watty1
    Watty1 Posts: 6,894 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yes, but very few come up for sale.  Plans hit a hiccup in that another planning consultant who i checked with says long term plans might be negatively affected if I am caught by council as it would be a black mark against me and the site.

    So am now less keen.

    And of course the clock is ticking as I have to live somewhere by end of month.  Tried talking to ex yesterday about his solicitors latest demand for more money from me and explained I don't have it.   I'm having a bit of a wobble at the moment about long term future and money etc. 
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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