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Debt, get ready to kiss your @$$ goodbye!

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Comments

  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi honey

    As we say down here...ow bist me lurver???

    Take care x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • HOK3Y
    HOK3Y Posts: 1,667 Forumite
    Debt-free and Proud!
    Well, I'm still here and plodding along. Just 2 days until we find out about hubby's bonus. The car is fully repaired and paid for. We are picking it up on Saturday. Train tickets have been booked so it should be as relaxing a trip as possible (and cheaper/less hassle than driving a hire car). And yeah, I have signed up for AA membership already!

    Still desperately short of cash for everything we need to do. Just trying to juggle it all. Biggest concern now is getting the money together to ship what will be left of our household goods to the States. I am waiting on quotes and am quite afraid to hazard a guess at the cost. We will just have to see.

    Still no word on the money from my ring but hoping to hear today. I've not been very impressed with the customer service to be fair.

    Rent remains unpaid. God I hate that.

    On the flip side, I discovered Tim Minchin on YouTube thanks to a friend and have laughed until I cried!
    Credit Card Freedom gained 14 Feb 2014!!
    Total Debt Freedom gained 29 Apr 2014!!
    Savings goal 30/9/23: £72,000/£538,001.....yes I'm serious!
    Total Debt August 2013: [STRIKE]$21,587[/STRIKE] April 2014: $0!!!!:j
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    HOK3Y wrote: »
    On the flip side, I discovered Tim Minchin on YouTube thanks to a friend and have laughed until I cried!

    I love that man! Very naughty but very funny:rotfl:
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • HOK3Y
    HOK3Y Posts: 1,667 Forumite
    Debt-free and Proud!
    Well holy cow. Sometimes, just when you need it most, the Universe gives.......just been granted £2,000 in my criminal compensation claim. Can't believe it - so grateful!!!!
    Credit Card Freedom gained 14 Feb 2014!!
    Total Debt Freedom gained 29 Apr 2014!!
    Savings goal 30/9/23: £72,000/£538,001.....yes I'm serious!
    Total Debt August 2013: [STRIKE]$21,587[/STRIKE] April 2014: $0!!!!:j
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Glad to hear that. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Yes yes YES!!!! :T :T:T

    Brilliant. A breather..and just what you needed.

    X
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • HOK3Y
    HOK3Y Posts: 1,667 Forumite
    Debt-free and Proud!
    Yes, I'm a little relieved!! Talk about impeccable timing! :D Plus I have been told that the cheque is due from the ring sale although I am still waiting on confirmation. I will definitely need it to successfully deal with our upcoming move so my fingers remain crossed!
    Credit Card Freedom gained 14 Feb 2014!!
    Total Debt Freedom gained 29 Apr 2014!!
    Savings goal 30/9/23: £72,000/£538,001.....yes I'm serious!
    Total Debt August 2013: [STRIKE]$21,587[/STRIKE] April 2014: $0!!!!:j
  • dawnybabes
    dawnybabes Posts: 3,371 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Let's hope they come In threes xx
    Sealed pot challenge 822

    Jan - £176.66 :j
  • HOK3Y
    HOK3Y Posts: 1,667 Forumite
    Debt-free and Proud!
    dawnybabes wrote: »
    Let's hope they come In threes xx



    Yes I was hoping the same.......but I didn't win the Wednesday lottery!! :D


    The only thing that is a bit gutting is that even with a £2k windfall, I can't make a dent in that car loan! Funny, isn't it, how your viewpoint on money changes when you truly commit to becoming debt free. I have not lost the overwhelming desire to be utterly rid of it all and it's been a very frustrating few weeks. I am hoping with the ring sale that we can still pay off the car loan AND finance our move so that we can arrive Stateside debt free and with some pennies in the bank.


    Every finger crossed for some good news on the ring payment today.
    Credit Card Freedom gained 14 Feb 2014!!
    Total Debt Freedom gained 29 Apr 2014!!
    Savings goal 30/9/23: £72,000/£538,001.....yes I'm serious!
    Total Debt August 2013: [STRIKE]$21,587[/STRIKE] April 2014: $0!!!!:j
  • Great news Hok3y!

    I generally just read your diary and don't post but just wanted to say well done on keeping going when it got tough!!

    You completely deserve your windfall and I hope everything is back under control for you soon :)
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