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Debt, get ready to kiss your @$$ goodbye!

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  • HOK3Y
    HOK3Y Posts: 1,667 Forumite
    Debt-free and Proud!
    Oh my. Thank you all so much. Crimson, that is such a kind thing to say - love and hugs to you. Let's hope we both win the lottery this weekend!

    Well, we are slowly clawing the funds together. We have asked for a payment break on the car loan ( it's paid ahead anyway) which will free up about £400. Hubby has cancelled his pension contributions and a small bonus should be in his account by the end of the month too which should combine to at least £400. I know we can put about £950 into the pot as it stands so we just need to squeeze out a few more hundred from Ebay. Here's hoping for a good weekend on that score!
    Credit Card Freedom gained 14 Feb 2014!!
    Total Debt Freedom gained 29 Apr 2014!!
    Savings goal 30/9/23: £72,000/£538,001.....yes I'm serious!
    Total Debt August 2013: [STRIKE]$21,587[/STRIKE] April 2014: $0!!!!:j
  • HOK3Y
    HOK3Y Posts: 1,667 Forumite
    Debt-free and Proud!
    And just in case this isn't enough, my ex has now reared his truly ugly head and threatened me with legal action. Just how far can you push someone? We might be finding out here soon.
    Credit Card Freedom gained 14 Feb 2014!!
    Total Debt Freedom gained 29 Apr 2014!!
    Savings goal 30/9/23: £72,000/£538,001.....yes I'm serious!
    Total Debt August 2013: [STRIKE]$21,587[/STRIKE] April 2014: $0!!!!:j
  • dawnybabes
    dawnybabes Posts: 3,368 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Never rains but pours .... ((Hugs))
    Sealed pot challenge 822

    Jan - £176.66 :j
  • HOK3Y
    HOK3Y Posts: 1,667 Forumite
    Debt-free and Proud!
    Aaaaannnnnndddddd now a parking fine for the services where we literally passed out in the car park on the way back from the ferry because you apparently had to pay to park there and it was clearly signposted.......which we didn't see in our exhausted state.....and because the car was hired, the hire car company have added their own £35 admin fee to the original parking fee!!! This would be funny if it wasn't utterly soul destroying. Very much getting to the point of looking forward to kissing goodbye to this country!
    Credit Card Freedom gained 14 Feb 2014!!
    Total Debt Freedom gained 29 Apr 2014!!
    Savings goal 30/9/23: £72,000/£538,001.....yes I'm serious!
    Total Debt August 2013: [STRIKE]$21,587[/STRIKE] April 2014: $0!!!!:j
  • crimson.addict
    crimson.addict Posts: 1,198 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Alas, it was not meant to be, i had only one number and didn't win the raffle either :( Sorry Hok x

    I'm sorry to hear about all your other issues. You are such a strong lady!
    Sealed Pot Challenge member #071 VSP #4
    £723.44(SPC5) - £753.77(SPC6) - £857.19(SPC7) - £1,632.19(SPC8) - £2,707.15(SPC9) - £2,950.30(SPC10) - £0(SPC11)...so far

    I love LC2 and Jakes-Mum :rotfl:
    Star's from Sue :staradmin x28
    CC Debt
    - £2,927.14 Savings - EF - £4,797.21/£5,000 - H2B - £4,691.03/£12,000
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Well it never rains but it pours....wheel out the umbrella HOK3Y!!!

    How did Bay of E go?
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • hokeeeeeeeeeeeeeey!

    let us know you're ok hun and you managed to sort out the rent?

    we miss you and sending you massive hugs from the big smoke:grouphug::grouphug::grouphug::grouphug::grouphug:

    xxxxxxxxxxxxxxxxxxxxxxxxxxxxx
    Debts @ LBM (May 2013): £25,250.27 | Debt Free: May 2015 :j:j
  • HOK3Y
    HOK3Y Posts: 1,667 Forumite
    Debt-free and Proud!
    Bless you guys for checking in on me when I can barely keep up with myself.


    The rent is behind and I have no way to make it up. We have given notice on the apartment. I don't know where I will be living in about 6 weeks. Hubby will have jetted back to the US. Everything is up in the air. I have gotten to the point where I just shrug my shoulders at the latest expense. There is no money so what's the point in getting upset. I have nothing to give to anyone.


    Ebay has been allowing some funds to trickle in but a trickle won't fix the current problems. We have paid for about 50% of the repairs to the vehicle. We will be paying the other 50% next week. This will again leave us short on the rent. The plan is to pay enough to make us even when they take the deposit to cover the arrears once we leave.


    I am heading into town this morning to see if I can find out when the funds from the sale of my ring are expected to be transferred to me. With a bit of luck, it might not be too far in the future but given my current streak of crappiness, I am not holding my breath. Waiting on the 28th when we find out if Mr HOK3Y has got a bonus......which I sincerely hope he has. Then he's handing in his notice.


    I can honestly say I have not enjoyed the last 3 weeks one bit. And it feels like 100 years. Tell you one thing though, it has slammed home the point that you MUST have an emergency fund. It will be one of the first things we take care of when we pull out of this mess. Never again.
    Credit Card Freedom gained 14 Feb 2014!!
    Total Debt Freedom gained 29 Apr 2014!!
    Savings goal 30/9/23: £72,000/£538,001.....yes I'm serious!
    Total Debt August 2013: [STRIKE]$21,587[/STRIKE] April 2014: $0!!!!:j
  • oh hok3y - its good to hear from you and I am sooooooooooo sorry - this could not have happened to a nicer more motivated person and I hate to see a cloud over your great, sunny nature.

    I will keep my fingers crossed for the fund from the ring being available very very quickly. Have you got someone you can stay with if worst comes to worst in 6 weeks time and you need someone to stay with before making the move with Mr H to the US?

    emergency funds definitely can't be over-estimated, its one of the reasons i haven't closed all of the cc accounts although I should - that fear of the unknown.

    remember you are a superstar and we are all rooting for you
    xxxxxx
    Debts @ LBM (May 2013): £25,250.27 | Debt Free: May 2015 :j:j
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    HOK3Y..just checking in. Keep on going. Am sure this is will just turn out to be another bend in the road. It won't last forever and the rent will get paid, even if it's just out of the deposit.

    We are all here for you. In awe of your inability to get under a rock and hide...you have some spirit. Hope that the ring money comes through sooner rather than later. Just remember we are rooting for you...Greatest support network in the world we are!! ;)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
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