We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Debt, get ready to kiss your @$$ goodbye!
Options
Comments
-
Feeling proud of myself: The managing agent for our flat tried to charge us a fee for the inventory check out which wasn't clearly spelled out in the lease. Unfortunately for them, I work for a property management company and am surrounded by knowledgeable property surveyors......who gave me some great advice.....and I challenged the fee quoting some guidance from OFT and they have agreed to waive it! Haha!! Happy HOK3Y!!!Credit Card Freedom gained 14 Feb 2014!!Total Debt Freedom gained 29 Apr 2014!!Savings goal 30/9/23: £72,000/£538,001.....yes I'm serious!Total Debt August 2013: [STRIKE]$21,587[/STRIKE] April 2014: $0!!!!:j0
-
That's great Hok. I just wanted to pop in and let you know that i'm here reading every post but i never know what to say to help
Thinking of you and My Hokey.
Ruth xSealed Pot Challenge member #071 VSP #4
£723.44(SPC5) - £753.77(SPC6) - £857.19(SPC7) - £1,632.19(SPC8) - £2,707.15(SPC9) - £2,950.30(SPC10) - £0(SPC11)...so far
I love LC2 and Jakes-Mum :rotfl:
Star's from Sue :staradmin x28
CC Debt - £2,927.14 Savings - EF - £4,797.21/£5,000 - H2B - £4,691.03/£12,0000 -
hey Hoks!
I can't believe you're making the move so quickly! So when exactly will you be heading stateside?
I watched extreme couponers last night and thought - how soon till we see hoks with a stockpile worth 30,000 dollars pointing at washing powder, sanitary products and gatorade and smiling 'this was free, all free, got this free'
Please say you'll jump on extreme couponing when you move and post up pictures! I would love to coupon and it is the one thing that tempts me to the US!!!!!
xxxxxDebts @ LBM (May 2013): £25,250.27 | Debt Free: May 2015 :j:j0 -
How's it going HOK3Y?
Thanks so much honey..it's been an amazing week..I never thought I'd get here so soon but see, miracles can happen with the dash of hard work put in for good measureMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
C-R, I proper laughed out loud and had to explain myself to my hubby! Yeah, why do I get the feeling I'll be tackling couponning with gusto?!
I have missed them being back in the UK as you just don't see many here. Just gotta get through all the paperwork......keep your fingers crossed!
Brizzle, I tell you, it takes serious determination to get where you are. But the effort it takes to get there is considerably more than it takes to remain there (at least that's my perspective). If you can fight to get out of the debt, the life you can have afterwards is so much better - so less stressful and draining. It is such a gift you have given to yourself - well done!!!
As for me, I am currently sitting on a train to Dover.....again. Apparently the ca is fixed and I am seriously hoping that is the case. On my own as Mr HOK3Y has to work.......and I'm not sure who got the better end of the deal to be fair!Credit Card Freedom gained 14 Feb 2014!!Total Debt Freedom gained 29 Apr 2014!!Savings goal 30/9/23: £72,000/£538,001.....yes I'm serious!Total Debt August 2013: [STRIKE]$21,587[/STRIKE] April 2014: $0!!!!:j0 -
Crimson! I swore I replied to you a couple of days ago! :eek: Please forgive me! You are such a sweetheart to keep tagging along with me and your posts always make me smile. We are truly doing okay - it's been a rough, rough month but I am hopeful we're on the upswing.......please, please let us be on the upswing!
You're going to hit 50% in the near future I see!!!! Bet you feel great on the other side of halfway - downhill is so much better!Credit Card Freedom gained 14 Feb 2014!!Total Debt Freedom gained 29 Apr 2014!!Savings goal 30/9/23: £72,000/£538,001.....yes I'm serious!Total Debt August 2013: [STRIKE]$21,587[/STRIKE] April 2014: $0!!!!:j0 -
Car is home and working perfectly!Credit Card Freedom gained 14 Feb 2014!!Total Debt Freedom gained 29 Apr 2014!!Savings goal 30/9/23: £72,000/£538,001.....yes I'm serious!Total Debt August 2013: [STRIKE]$21,587[/STRIKE] April 2014: $0!!!!:j0
-
Brilliant:T:)MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
A quick 'pick-me-up' for all my fellow DFWs who might be struggling today: This song ALWAYS makes me feel better and I can't decide if it's because of the great message or the sight of that smile combined will all that water snaking its way through those abs.....!!
Enjoy my fellow swimmers - it will get better if you just keep trying and moving forward. xx
http://m.youtube.com/watch?v=KkB6DNRgXYsCredit Card Freedom gained 14 Feb 2014!!Total Debt Freedom gained 29 Apr 2014!!Savings goal 30/9/23: £72,000/£538,001.....yes I'm serious!Total Debt August 2013: [STRIKE]$21,587[/STRIKE] April 2014: $0!!!!:j0 -
Well it has been a bit busy in the house of HOK3Y. We now have a firm quote for the removal of our goods and vehicle to the US. The money from my CICA claim arrived today and I have been able to pay enough rent to make it even when they take the deposit on our vacation of the property. I have £1,000 to pay to the movers to secure our pack out date. My application is at the US Embassy and we're waiting on word on that. I still have nowhere to live as of May 8th but I'm strangely unconcerned! Mr HOK3Y will be leaving around that time and I will be here alone - and without my car! Boooooo!
So life is on the up! I am contemplating grabbing something yummy to eat on the way home seeing as I actually have some pennies in the bank. Things feel like they are levelling out a little and I'm so grateful for that.Credit Card Freedom gained 14 Feb 2014!!Total Debt Freedom gained 29 Apr 2014!!Savings goal 30/9/23: £72,000/£538,001.....yes I'm serious!Total Debt August 2013: [STRIKE]$21,587[/STRIKE] April 2014: $0!!!!:j0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards