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September's Step-Up!!!

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  • thriftylass
    thriftylass Posts: 4,033 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 5 September 2013 at 11:51AM
    Oh what a hassle to cancel an overdraft. You'd think they'd be interested in me not having one as that's how they make money, but he seemed genuinely concerned actually about me then going over and having to pay even more. Anyway explained I check my balance daily and just make sure I just don't go over anymore as most times in the past it wasn't emergencies anyway but going into it voluntarily.

    Today should be a SFD. Tea will be homemade pizza as I found dough lurking in the back of the freezer and we got a few cold cuts etc that need using up. Oh, got no cheese though, oh well. will look up alternatives (fried eggs or sth ?)

    Found another survey site I was a member off a few years back and it still got nearly £7 in it so I'll continue that too for xmas Amazon vouchers.
    DEBT 02/25: total £6100 Debt free date 12/25
  • lilian1977
    lilian1977 Posts: 5,157 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning all

    Quick check in from me, back at work although not 100% so no gym at lunchtime - going to go and get my free McDonalds frappe instead, mwahaha!

    M and FIL picking DS up from nursery today so OH and I have to stay out of the house until 8pm as I want them to practice the whole routine from pick up to bedtime without us in the house, as we're out next Wednesday and they've never done it on their own. So we are going to have our tea out, but somewhere cheap where curry and rice is only £3.60. I have also decided to go for the carvery with my friend tomorrow but I will just share mine with DS as it's unlimited potatoes and veg, and you can get the smaller carvery for £3.69 which includes sausages so he can have those. We'll sit tucked round a corner so no one can see us, haha!

    So, not a SFD today (unless OH treats me to curry!) or tomorrow. Probably not over the weekend either. But I have budgeted for all my activities so will hopefully start next week over my cold, ready to start exercising again and on target with my budget!
    My debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |

    Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.
  • Poor mum is still ever so poorly, we've got her some antibiotics now though so hopefully she will be on the mend soon. I can't stand seeing her like this :(

    Checking in for the day:

    *stayed home to look after mum so no money spent on lunch
    *I'm still counting


    Budget so far:

    Food: £6/£20
    Petrol: £20/£40
    Other: £0/£100
    Paid off my debts, saved up my cash and now I'm finally buying my own home!
  • Definitely money well spent thriftylass!!

    I'm so sorry to hear about your day Moneymash, hope you're ok?

    Low spend day for me today, 39p on a bottle of water cos in the rush this morning I forgot to bring one from home.

    Will be a spend day tomorrow too as my hair desperately needs cutting. Hoping I can get lots of sfd's next week?
  • Siouxsie32
    Siouxsie32 Posts: 1,987 Forumite
    Part of the Furniture 1,000 Posts Cashback Cashier
    Afternoon one and all :) Just a quickie from me before I head off to work (with tofu, roasted butternut squash and cranberries all ready to be eaten mid way through my shift....with some raspberries to nibble on in the meantime!). Yesterday was set to be a SFD (aren't they all?!!) but I got caught in a traffic jam and was a few minutes late for yoga so headed to the supermarket instead. £39.89 later :eek: I had two huge bags full of yummy fresh goodies. I'll only need teeny top ups now til the end of the month so it was a night well spent....except I skipped the exercise part!

    Off to work now (boo, would rather spend a day in the garden!) but I'll update my totals when I get a chance later.

    Enjoy the sunshine :)
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi folks

    Sorry didnt check in yesterday but it was SFD No.3..astonishing good for me!:beer::j

    Did have a sneaky glass of red wine though..am still hoping that if I dont buy any this month that'll be good enough bending the rules if you like!:rotfl:)

    Today will be a spend day. The online groceries arrived...larder and fridge are full. Best get baking..cakes and icecream to make for the fundraiser on Saturday! Also ahd to give the kids dinner money:eek: the shock of it!!:rotfl:
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • azlan
    azlan Posts: 67 Forumite
    Part of the Furniture
    Didn't check in yesterday cos I went out for food & drinks with some friends to catch up - very happy I resisted having any alcohol:A
    SFD: 3/18
    AFD: 4/28 - very proud that I didn't have a drink last night
    lunch: 4/21
    :footie::footie:: 0/12 -:o must sort this out!!
    Food: 0/€100
    Dogs: 0/€80
    Beauty: 0/€10
    Food bank: 0/€3
    Social: 19/€100
  • just a quick update, apologies for not updating yesterday but we had lots of visitors and phone calls regarding DD starting her new school and everyone wanting to know how she got on.
    NSD yesterday but not to day. done the weekly shop this morning so hopefully nothing else to buy until next thurs. have done well all week eating bits from cupboards and freezer. not bought as much as normal but have meal planned so should last. cut down on the fresh veg and salad we seem to be throwing it away so i may have to pop out and buy the odd bit .
    my back seems to be fine with extra walking so will try running again at weekend.
    back to work next week so plan on buying items for food bank then (i dont get paid holiday,self employed, so have no money at all spare until i get paid again )
    everyone seems to be doing well its interesting reading all the posts certainly give me ideas and motivation.
    well im off now to clean some windows enjoy the last of the sunshine everyone i think they have forecast rain tomorrow.
    You can if you think you can .
  • Quick check in from me: SFD no. 4 today, even though the lunch I brought to work was half inedible - fritata doesn't freeze people! Went all watery an mushy. Yuk!
    Total debt: [STRIKE]£9473.62[/STRIKE] £7,384.87 22% PAID
    TAF #25 NSD 8/12 | Food £43.45/£50 | eBay 0/20 | Exercise 5/18
    :T Proud to be Dealing with my Debt :T
    DFD: June 2015
  • his_missus
    his_missus Posts: 3,363 Forumite
    Debt-free and Proud!
    I'm not joining in with September but just wanted to share with someone..I've just got £53 for trading in my phone and £3.58 cash from quidco :) That'll pay for the vet's bill for Scrappy's chill pills ;)
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