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September's Step-Up!!!
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Late check in from me- heres Sept Budget:
Food..............£62/£100
Petrol.............£20/£30
Holiday...........£0/£200
Going out........£0/£40
Travel topup.... ..£0/£10
Alcohol days... 1/27
SFD................0/22
Am hoping that today will be spend free day 1, fridge & freezer stocked yesterday so im ready & raring to go, lunch made & ready to be eaten, excercise I now cycle so ill hit that target. Ready to pull those purse strings in....heres to frugal & fun september!!DFD-01.03.2018:starmod: :beer::T
Maternity Savings- £2000/£10,000
Emergency Fund- £1,000/£5,000
House Deposit- £0/£25,000.
NSD November 2/30
Make £5 per day- £128.48/£1550 -
Good luck Shelbi!
Alcohol, forgot to mention that in my last post. We have a couple of bottles of wine, a bottle of pink fizz, a bottle of pear cider and some very old bottles of Sangria in the loft! We don't really drink during the week but I do like a glass during X-FactorWill probably take a bottle or two to Butlins as well. So, no alcohol purchases at all should be needed!
My debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |
Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.0 -
Thanks Lili, you too!! Have to say am very impressed by the stocks you have left, wish I had that kind of will power, I think a bottle or two to take on your holiday is essential :beer:DFD-01.03.2018:starmod: :beer::T
Maternity Savings- £2000/£10,000
Emergency Fund- £1,000/£5,000
House Deposit- £0/£25,000.
NSD November 2/30
Make £5 per day- £128.48/£1550 -
MORNING!!! :j:j:j
I am at work until 1900 - I think I need to hit the ground running with some excitment and try and keep it going until the end. If you start your day not wanting to cope then it's only gonna keep going down - best be positive!
So I am eating pot number 1 of 5 pots of beans that now inhabit my freezer. I have all my food for the day tucked into a bag under my desk including the chocolate bar Mummy NSK sent last week - I think I will make it.
To say I would rather be at home, updating the thread, posting on FB and chilling with the MOg is an understatment - we all have to earn a living right??...
Mr Cobes I down-loaded that app... I think I can make a better one in line with these challenges....:T...watch this space!!! I found their isn't an option to break the spends down properly - the initial lump has to be all inclusive then you assign where it went... I will have another fiddle and see if I can cope with it. I think having an app on a phone might be a lot easier for some people so thank you for that...
Happy - thank you for putting that question in a different colour. it helps locating you when I have to look back... yes one spend is fine.. It's hard enough getting the little people to comply with a limited amount of snacks in the house never mind activity levels... thanks for the questions...
HM I am on the look out for a little fluff ball..
GoingForward I am liking for enthusiasm... especially with the boys in the house eating everything that isn't nailed down..lol!
Webitha your "amount left" is very close to what mine is.. when are you aiming to be debt free by?
LittleSkintDragon - you poor thing - what a day you had... is baby not here yet....***hurry up baby Dragon***:j:j:j
Mrs Toast... how are you and the little one...
Abundant if you look in Tescos a big block of "firm" tofu is only £2... that's what I used yesterday.. I will post pictures on FB.. I pressed it, sliced it, then baked it..YUMMY!!! Tempah is harder to locate and as such I have been gazzumped. I visit the local Chinese wholesalers now and then and get puffed tofu but that goes off within days as it's fresh... perhaps it's a case of sending off for it... #annoying... but I am going to research this for you..
HollieinBloom I like your style about paying for something new with something old. What a brilliant thing... I currently have some vintage items on eBay - see how dedicated your leader is.. selling off precious dresses...:o.. as long as you aren't aiming for a coat from Reiss...#agirlcandream..:(
Right NSK has real work to do apparently....cause MSE is FUN!!!
Onwards and Upwards!!!“Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".0 -
Hello everyone :hello:
SFD - 0/18
Groceries - £38.51/£250
Alcohol-Free - 2/26 (2 parties and a holiday)
Exercise - 1/12
Packed Lunch 2/16 (On hols part of month)
Food Bank - 0/3
At work again today but Ihave already done today's exercise (early morning spinning session - ouch!) and have just eaten my packed lunch. Not planning to drink tonight either so that is three things ticked off. Not a NSD today as I have a physio appointment tonight which could be expensive but I have had a foot problem for over two months now which means I can't run and I am a very keen runner so I need to get it sorted out.
Don't think there will be any grocery spends today but I still need to find a food bank for my food donation.
his missus - I have a kitten called Harley too! Well, he's about a year old now, and another called Rosie. They are really sweet but they don't do facebook.
Enjoy the rest of your day everyone.Sealed Pot Challenge #8 £341.90
Sealed Pot Challenge #9 £162.98
Sealed Pot Challenge #10 £33.10
Sealed Pot Challenge #11 Member #360 -
littleskintdragon wrote: »Must keep smiling, must keep smiling, must keep smiling.....
(Repeat x 100,000 times to convice myself!)
So yesterday after car breakdown, dh dropped his mobile and broke it (out of contract next month so were going sim only to save!) and ive just come downstairs and realised that the freezer has been open all night!!
Happy (poor) September to me
Awwww poor little dragon, chin up pet at least that's the big three out the way, it happens in threes remember!
I just wanna say woohoooooooo! Garage just rang me to say my service, mot and bits and bobs will cost less than £200 yay! I'd budgeted £300 so I'm putting the extra £100 towards a bed so I don't have to sleep on the floor at my new place at the end of the month when I move. Result!
Plus I walked back and need to walk there to collect the car so that's as couple of miles in the exercise tank. Happy days. Just hope my marathon of house viewings goes OK tomorrow and they accept me with my DMP, fingers crossed.
Have a good day all you NSD-ers0 -
For the last month I've been doing my own personal challenge. That is to ALWAYS have something listed on ebay. If something doesn't sell I relist until it does.
If not ebay then Gumtree or Netmums.
I'm 'making' money every day.
I made £70 in the past 40 days. Some of it was silly like an empty perfume bottle!Dave Ramsey Fan[/COLOR]0 -
........so I'm putting the extra £100 towards a bed so I don't have to sleep on the floor at my new place at the end of the month when I move. Result!
May I suggest looking on line for a bed. I will NEVER go to a high street store for a bed now ... I might be telling you to suck eggs here so tell me to shut up if you want... discount beds are ten a penny online and I got my vintage style metal frame double bed ( on legs so their is space for storage underneath) AND a pocket sprung Tempur memory foam mattress for £349.. I have protected it well so it will be sold when I go travelling... #CASH-BACK... :T:T:T“Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".0 -
All advice greatly received NSK!
The one I've got my eye on is frame and mattress £240 all in, just £140 left to scavange from somewhere before the end of September?!0 -
Food 4.12/120
Petrol 1/60
Going out 0/ 40 - have some concerts booked this month.
Alcohol Free days 2/29
Sfd 1/18 First one today, staying in rest of day except for a dog walk.LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/220
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