September's Step-Up!!!

Mrs_Toast

Happy birthday CCL1 :bdaycake:

It's not been a SFD today but has been low. Had to put £30 of fuel into the car to get to Nottingham and back & spent £4.80 on rides at the fair for DS & ice cream. We took a picnic with us & DH & I didn't have an ice cream. A lovely gentleman gave us his parking ticket so we saved at least £2 on parking :money:

I've also managed to get all of DS's school uniform for free courtesy of clubcard vouchers. Just need his shoes now but they are not urgent so may wait for them to be reduced :money:

I've set my budgets and I HAVE TO STICK TO THEM THIS MONTH

Food £145
Petrol £110
Entertainment £120
Planned spends £50
SFDs 15
DFD September 2014

We desperately need to pay off the overdraft this month. There are 3 birthdays this month but are all children so will be cheap. Hopefully I can earn some money delivering these catalogues which can pay off our debt that much quicker.

Thanks again to NSK. Such an inspiration :T

andrar

First check in of the month and its a SFD and an AFD yay! Taking the car for its mot and service tomoz so am 'running' home to count as my exercise.

abundant1972

Hey all...

September has begun!!! Day in studying and going slightly crazy... and have bought in my protein powders for the next month - so damn expensive!!! They're kind of an essential though to me getting where I want to be in terms of my gym work so it was a necessary evil... but one if I'm honest - I'd forgotten about. I am going to deduct from my savings, otherwise I will have no budget at all for the month!!!

Back to work tomorrow after a week off. Darn.

:cool:

wannabee_in_credit

Hi all,

Just a quick check in from me as I'm busy getting all stressed about going back to work tomorrow after 10 weeks off. I have a massive list of things still to do and I want to be in bed watching tv by 9pm.

Thankfully my kids are with granny overnight and for tomorrow so it's just me, hubby and a houseful of cats - and they are all capable of looking after themselves while I flap about tomorrow.

I am declaring a sfd, even though I spent £4.44 in the c00p earlier. Went in about 10 mins before closing and cleared out some cheap veg, chicken and a couple of desserts for the kids to take to my mums with them - all yellow sticker so I know I get a gold star for that.

Happy birthday too, CCL :T
Right. I'm off to clear some more items off the list before I go and settle into bed.

I will check in tomorrow after work at some point.

couldsavemore_2

just a quick update . have been busy doing speadsheets and budgets, started meal planning will finish in morning.
food 0/200
petrol 0/80
foodbank 0/3
birthdays 0/60
entertainment 0/0
misc 0/30

need to be very strict this month. aiming for 22 NSDs. looking at various blogs looking for cheap meals etc.

will try to fit in more running have been for a long walk over the fields earlier with the dog.

have put notebook in my handbag ready for action.

i dont really drink much alcohol so shouldn't be an issue.

cottage_retreatist

first day update on behalf of mine and OH's (not that he knows!!! :rotfl:) step-up!! -
9.99 at corner shop for the pre-requisite tobacco purchase and milk bits (put that in my spending diary spreadsheet)
&
no alcohol!!
but
no exercise today but walking to and from work (35 power walk each way) for the rest of the week
veg lasagne home-made freezer meal for supper

got 4.30 in change which should be enough for OH to get tobacco on Tuesday (so no dipping into the 20 quid budget)

Monday to Friday - let the multitude of NSDs begin!!! :eek:

And Happy Birthday CCL1 :j

Maddie57

Hi All

Today was a spend day and tomorrow will be too so I think I will try an plan in some NSD in my notebook. Was working this afternoon and when I came home I tackled my ironing pile, dishes and prepared the veg so I can make my 22 lunchs tomorrow (I love stir fries).

I am seriously considering joinig WW as I need to lose a serious amount of weight. I might try weighing myself each sunday and see if the running plus less junnk works on its own first. I would like to lose 7lb a month.

Am going to chill for half an hour before dragging myself off to bed.

Mads

zoominov

Can i Join ?

thriftylass

Sorry, thought i better do the mandatory check in on day one. Absolutely shattered and in bed already like yesterday. Wish my energetic pregnancy phase would start soon. Anyway, sfd today but spend day yesterday from the sept budget. Will update and read tomorrow.

Night night

CountingSheep

Hello,

Long time lurker, a bit late to the party but can I join in please - I've had to create a login and everything.:j

I need a pot of £2900 savings for the end of November but I'd like to get this sorted for the end of October (which is a bit of an epic challenge)

Todays update:
spends on a cup of tea half way through the cycling club bike ride (but it was 45 miles in total so that's the exercise box ticked), stationary for DS2 for school tomorrow and supermarket shop - lots of YS of things we eat so they are all in the freezer

SFD 0/18
AFD 1/27 (mine and lots of friends birthdays this month a whole month is never going to happen)
Exercise 1/12
Food 133.66/380
Work lunches 0/21

Night all. Baa.