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August's Almighty Advance
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I did forget to mention had a lovely Council tax refund for property covered by mortgage one so once cheque has been banked it will clear credit card off as expected on top of other funds placed in account for that reason.
It will be one expense cleared at a time so why not the 2nd most expensive and work backwards.
Going forward, it will mean no use of credit card unless for total epidemic emergencies.
Thanks for listening to me blabbing on and good luck to absolutely everyone2013 Goals - Credit Card - Repaid in full on 06/08/2013 - £1,313.92 / Mortgage 1 - Repaid £865.96/£3,500.00 / Mortgage 2 - Repaid £1,132.74/£3,650.00 / Loan 1 - Repaid £571.30/£1,983.64 / Loan 2 - Repaid £318.97/£3,026.01
Very achievable goals, here we go from 1st August 2013.0 -
Hi everyone,
First two days unfortunately not SFDs but at least low spends and all budgeted for. Had a day out with friends yesterday, who all seem to be rather extravagant, I was careful though and only went over budget by £1.60 which I have recouped by my toiletries money.... This leads me to day two, I did need a few toiletries for which I was careful to check B00ts.com and mysupermarket as well as £shop. Realised I had enough advantage points for my basics, so my toiletires spend was a mear £3.67!! Also had my first of two planned lunches out today, only £6.20, including a drink! So although no SFDs yet, I have kept within planned budgets. Unfortunately tomorrow won't be a SFD either but should be able to clock up 6 days in a row from Sunday, so maybe I'll try for 7! Might as well make it a challenge!
Good day!October Awakening: Food £20/20 Petrol £50/50 Misc £190/194.01 Extra Earnings £100/196.56 SFDs 20/220 -
0/200 groceries. 0/120 fuel 1/20 sfd
0/£3 charity 0/£10 beauty 0/£15 days out 0/£10 treat
I've also allocated £20 for any clothes/bits ive forgotten for my baby due in 5 weeks :eek:
Well sfd 1 for me :T had a lovely free day out with dd, and didnt even break into a £5 treat day!!
Used tesco vouchers for entry, dh drove the company car, which he has been asked to use up all the fuel as its being sold next weekand my mother bought dd a small treat £3 from shop, and i took a picnic
also paid for my mother to go in to the park with vouchers which she gave me the cash back for, ive decided to keep this with the spare vouchers and use it for our next day out!
Feel very proud of how we achieved this, the small things......
Just goes to show how it can be done!
So i am officially declaring today my first sfd!
Did do a grocery shop yesterday which i will update later, but the cupboards are full to the brim!Still here..... but working on that!0 -
Hi all,
No SFDs for me yet. Yesterday I topped up on breakfast foods for the coming week using the remains of this week's budget
Today I bought some footy socks for neice's birthday pressies only to be told by Hubby I've bought the wrong ones :mad: Socks are socks surely they'll do? He said I remind him of his Aunty who always did that when he was younger:p Oh well, will put them away for a pressie for someone else sometime and try again tomorrow.0 -
LSD...:rotfl:..love your initials. Can't believe another bub is on the way! Whoop!“Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".0
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HM can you not bring them back?“Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".0
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NinjaSavingKat wrote: »HM can you not bring them back?
I probably could, if I could be bothered but TBH I'm sure sis in law will appreciate them for xmas as a pressie from the cats (sssshhh! don't tell my boss lady I mentioned that word:rotfl:) my neice however wants official England socks and is spoilt enough for the wrong socks to ruin her birthday completely0 -
NinjaSavingKat wrote: »LSD...:rotfl:..love your initials. Can't believe another bub is on the way! Whoop!
Lol!! I know, it has been mentioned, nothing to do with any hobbies i have honest!!
As for the baba,i think theres something def in the mse water this year....Still here..... but working on that!0 -
Hi all
Well today was a spend day and I could kick myself as I had run out of milk, anyway bought 2 x 4pts and a lettuce, so hopefully that it should be for a few days, as Im working this weekend.
I get paid next Friday, so I have £17 in my purse to last me till then and then I will withdraw the balance that is left, for the rest of the month. I have enough fuel in the car to last as well, and hopefully my window cleaner wont be round until after Im paid. Must remember to look at my banking and keep an eye on the accounts as well.
Anyway off to get tea,
nannyg:)£1 a day 2025: £90.00/365 Xmas fund0 -
Hi everyone,
So far a SFD, but getting a takeaway tonight which I'll probably pay for but that should be it as far as spending goes!
Finished work earlier today, around 5, now heading up north to see the gf's parents... That was the plan anyway as they decided to book, on Tuesday, a last minute holiday to South Africa- they went yesterday! Ha, very jealous but we had already booked train tickets so we'll just chill out and see some friends we haven't seen in a while since moving to London! Should be a good weekend before the rat race begins again...Save £12K in 2013 £4000/90000
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