August's Almighty Advance

andrar

This is my first time trying to do NSDs so wish me luck! I'm not sure where the rules are but from what everyones posting I presume the below is ok?

Bills/DMP £1007.85/£1116.10
Car Tax £68.75/£68.75
Petrol £0/£160
Food £20/£63.99

Sticking to this and not spending is i'm guessing the challenge which i'm well up for! Can I just clarify - if i'm spending money but it's from the list above eg filling car with petrol, buying groceries does it count as a NSD? I.E. i'm not spending any spare cash so the more NSDs I have the more extra money I can put towards paying off my debts?

Thanks!

Enchanted21

Hello August Almighties :-)))

It's my first post on this thread and I am pleased to announce my first NSD :-)))). Not surprising really, as I only have 74p to my name until tomorrow.

Things will look considerably better then as Hubby gets paid :-).

It has been a rather crazy day at the Enchanted Castle. I have blogged about it on my diary, but the long and short of it is that I have budgeted this month to within an inch of my life. Hence the 74p in my account.

Now it's a new start and I mean to make the most of it.

Although thinking about my recent predicament, this comes to mind, Mr Micawber's famous, and oft-quoted, recipe for happiness:
"Annual income twenty pounds, annual expenditure nineteen [pounds] nineteen [shillings] and six [pence], result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery."

At least I was still in the Happiness category...... Only by the skin of my teeth though :-))

Good luck everyone on your first August Day.

Enchanted Xx

LoveaDove

Abundant1972- *Faints at your find* :cool:

lilian1977

Right. Opinions. I have spent today (£2.69 on some coffee and YS chicken) but only because I thought I was going out tonight - I'm now not. Can I use my huge free Vitaminwater stash to cancel out this spend and call this a SFD?! The water will mean I don't need to buy soft drinks for weeks and weeks!

* is cheeky *

big_sved

NinjaSavingKat wrote: »

Big_Sved - what's your ultimate goal?

Hi Ninja Kat,

See my signature, basically pay off debt as quickly as possible to be able to get a first time mortgage.

karmachilovething

Well the 1st did not get off to a good start! I ran the petrol in my car down to such a level that it konked out at a roundabout :rotfl:It wasn't some crazy super MSE plan, I just plain forgot to fill up.

Two very nice men behind me helped me get it off the road, and thankfull 2min from work so walked the rest and then a colleague gave me a lift to buy a can and some petrol!

So the can is an unplanned spend already, and I will need to fill up properly after work so nos SFD today.

Hopefully the 2nd will go better :cool:

his_missus

HI All,

My goals/budgets for August:

Budget to include food&entertainment will be £80 a week. I've tried separating into more focussed themes but it doesn't work for me. Once the £80 is spent, that's it! Unless it means the cats going without then I'll cheat.

Days/evenings out planned for August: 2 Orange Wednesday trips to the cinema, holiday shopping trip on Thurs (using money saved up already) and Spa day with bestie (already paid for by me, she's buying lunch/drinks/petrol) & a night out to see a comedian (already paid for but may involve tea out...wonder if I can convince Hubby to pay?

Charitable donation - not sure what/who/how. I like the food bank idea, not sure how to donate to one round here. Do all supermarkets do it?

Beauty spends will come out of my weekly budget.

20 SFDs... well I'll try

Good luck everyone xxx

NinjaSavingKat

lilian1977 wrote: »

Right. Opinions. I have spent today (£2.69 on some coffee and YS chicken) but only because I thought I was going out tonight - I'm now not. Can I use my huge free Vitaminwater stash to cancel out this spend and call this a SFD?! The water will mean I don't need to buy soft drinks for weeks and weeks!

* is cheeky *

Sell some on eBay and you can call it an SFD...:rotfl:

NinjaSavingKat

Oh dear KarmaChi you poor lovey! Glad you were close enough to work though!!

NinjaSavingKat

andrar wrote: »

Sticking to this and not spending is i'm guessing the challenge which i'm well up for! Can I just clarify - if i'm spending money but it's from the list above eg filling car with petrol, buying groceries does it count as a NSD? I.E. i'm not spending any spare cash so the more NSDs I have the more extra money I can put towards paying off my debts?

Thanks!

Hmmmmmmm I can see what you are suggesting! But however if there is a spend of any kind the say is not an SFD. Sorry...

It is an SFD if you buy all yellow sticker foods and nothing more, if you use vouchers or coupons or use points or if you have to buy meds. This is where you have to plan plan plan and make sure you have all the food you need when you shop and all the petrol you need (can these days be co-ordinated).. etc.. Hard I know but don't starve for the sake of an SFD, it's just a plan to ensure you think before you shop because there are temptations out there every-time you step foot inside that supermarket.

Does that make sense..?