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How do I curb wife's spending
Comments
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£5 says you run out by 23rd August and have to live off baked beans for a week!
(But I wish you the best of luck with this!)
I hope not i hate baked beans![STRIKE][/STRIKE]Outstanding debt Jan 11 [STRIKE]£77,500[/STRIKE] Jan 12 [STRIKE]£65,800[/STRIKE] Jan 13 [STRIKE]£49,300[/STRIKE] July [STRIKE][/STRIKE]£42,000 August £40,720[STRIKE][/STRIKE]September £38,4000 -
If she can't see how wasteful this kind of spending is, she's really got her head in the sand!
I wish you luck but unless she realises how unsustainable this kind of spending is (has her own light bulb moment) rather than feeling forced to follow your rules, she's always going to be undermining your plans.
That's what I am hoping for. I can not find the words to explain on here how frustrating it can be trying to work with someone who is doing the exact opposite of what I am trying to do.
I get really pleased with myself when I have trimmed £20 of this and £50 off that. Even the petrol station I go to I get 1% discount for using the self fill pumps and paying with a debit card.
I have always bought in bulk. Costco this week had Lynx deodorant for £8.39 Inc. vat for 6 cans so I bought 5 packs. That should be enough for the year. Just got to get a family member to bring it over on their next visit. Although I just realised this should come out of household budget![STRIKE][/STRIKE]Outstanding debt Jan 11 [STRIKE]£77,500[/STRIKE] Jan 12 [STRIKE]£65,800[/STRIKE] Jan 13 [STRIKE]£49,300[/STRIKE] July [STRIKE][/STRIKE]£42,000 August £40,720[STRIKE][/STRIKE]September £38,4000 -
Here is the list of last weeks spend. Remember this is not for groceries just eating and drinking out.
Monday £45 ( this is the missing money, I have one receipt for £15 for supermarket
Tuesday
Wednesday
Thursday - coffees £16, lunch £40
Friday - drinks £20
Saturday- breakfast £16,birthday meal £125
Sunday- £35 not sure what it was for
That's about it. Nothing at all to show for it.[STRIKE][/STRIKE]Outstanding debt Jan 11 [STRIKE]£77,500[/STRIKE] Jan 12 [STRIKE]£65,800[/STRIKE] Jan 13 [STRIKE]£49,300[/STRIKE] July [STRIKE][/STRIKE]£42,000 August £40,720[STRIKE][/STRIKE]September £38,4000 -
When you have no food left later this month (sorry, but I suspect that's going to happen), come back on here. There are threads where you can post what ingredients you have in the house and people put menus together for you. It's an excellent way of eking out what you have. Good luck.0
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Giving someone who can't control their spending £300 at the start of the month to last the month isn't going to work.
You're better giving £75 per week. That way at least you won't all be eating tomato sauce sandwiches by the 24th."One day I realised that when you are lying in your grave, it's no good saying, "I was too shy, too frightened."
Because by then you've blown your chances. That's it."0 -
Hi PNA,
Glad you have sorted things out and I think although some posters don't think your wife will cope and keep within her budget, you have to give her the chance. If it fails dismally then you will have to rethink things I guess.
I agree though that you have to stick to your guns here. Give in to her now you will be a doormat for the rest of your life!
I still maintain that she has no right to complain so bitterly about having to ask for every penny when she has absolutely no interest in what the bank balance shows.DMP Mutual Support Thread No. 421
Debt free date 25/11/2015 - Made It!0 -
There is something about this thread that I do not understand. How did your wife find employment so quickly on coming out to join you? How did your wife manage on benefits for 4 YEARS when you were separated? A woman who can manage alone on such a limited amount of money simply does not square with the picture you paint of your wife at the moment. Surely you must have realised this for yourself?
I would suggest that you both buy a copy of a A Doll`s House with your personal money - and read it.Debt September 2020 BIG FAT ZERO!
Now mortgage free, sort of retired, reducing and reusing and putting money away for grandchildren...0 -
There is something about this thread that I do not understand. How did your wife find employment so quickly on coming out to join you? How did your wife manage on benefits for 4 YEARS when you were separated? A woman who can manage alone on such a limited amount of money simply does not square with the picture you paint of your wife at the moment. Surely you must have realised this for yourself?
I would suggest that you both buy a copy of a A Doll`s House with your personal money - and read it.
When we was separated I was paying the mortgage on our UK property so they would have a roof over their heads. My wife had a 16 per week part time job that she had for 14 years.
She has ran up her own card debts with which she has payment arrangements for which at the moment I'm paying. At the moment I have managed to keep up with all my minimum payments and have not defaulted on any.
Currently our UK property is let out.
I am intrigued by this dolls house suggestion is it a book?[STRIKE][/STRIKE]Outstanding debt Jan 11 [STRIKE]£77,500[/STRIKE] Jan 12 [STRIKE]£65,800[/STRIKE] Jan 13 [STRIKE]£49,300[/STRIKE] July [STRIKE][/STRIKE]£42,000 August £40,720[STRIKE][/STRIKE]September £38,4000 -
Play. Ibsen.Debt September 2020 BIG FAT ZERO!
Now mortgage free, sort of retired, reducing and reusing and putting money away for grandchildren...0 -
PNA.. please be aware that the offer of a book read from FudgeCat is in no way helpful to your cause of being on MSE. It was a play by Ibsen indicating the right of women to live their life to the fullest in a male dominated society.
What FugdeCat clearly doesn't grasp is that a woman who has a right to live her life to the fullest shouldn't be doing it at the expense of her "male" who is supporting her by paying her maxed out credit cards and trying to forge a somewhat decent existence for them both and encourage their children to become self-sufficient..
That's my tuppence worth. And no I haven't read the book. I am too busy living my life to the fullest.:)“Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".0
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