Grown up children living at home

Dunroamin

Own_My_Own wrote: »

If you live alone and have the lounge light on you pay the whole amount for using it. If you live with other people (say parents) and the light is on, you pay your share of the bill.
So obviously living back home is cheaper, even with out subsidy.

I wasn't assuming that most people under 25 would be living alone even when working as that isn't a situation that the majority of people can afford to do at that age. Your share of bills will be the same whether you're sharing with mum and dad in their home or Jo and Fred in a shared flat.

balletshoes

Person_one wrote: »

Even McDonalds can take their pick these days:

https://forums.moneysavingexpert.com/discussion/4645045

https://forums.moneysavingexpert.com/discussion/4082127

of course they can - they've always been able to .

Own_My_Own

Dunroamin wrote: »

I wasn't assuming that most people under 25 would be living alone even when working as that isn't a situation that the majority of people can afford to do at that age. Your share of bills will be the same whether you're sharing with mum and dad in their home or Jo and Fred in a shared flat.

So if you can't find a Jo or Fred to share with you could be forced to move back home.

dktreesea

Dunroamin wrote: »

I wasn't assuming that most people under 25 would be living alone even when working as that isn't a situation that the majority of people can afford to do at that age. Your share of bills will be the same whether you're sharing with mum and dad in their home or Jo and Fred in a shared flat.

Yes, perhaps, provided the LHA is enough to cover your share of the rent. But if someone has been working, it is possible that the dole won't cover their outgoings. If, after rent, they had been used to an after tax income of, say, £150 a week, more than enough to pay their car loan and credit card bills plus leave them with enough to live on, and then they lose that job and drop to the dole (£71 a week?), their circumstances haven't changed. They still own their car, still have their car loan and credit card to pay off. Not to mention their share of the bills.

This is a problem facing all employed people who lose their jobs. You can't just suddenly close down your lifestyle because your income has halved.

Dunroamin

dktreesea wrote: »

Yes, perhaps, provided the LHA is enough to cover your share of the rent. But if someone has been working, it is possible that the dole won't cover their outgoings. If, after rent, they had been used to an after tax income of, say, £150 a week, more than enough to pay their car loan and credit card bills plus leave them with enough to live on, and then they lose that job and drop to the dole (£71 a week?), their circumstances haven't changed. They still own their car, still have their car loan and credit card to pay off. Not to mention their share of the bills.

This is a problem facing all employed people who lose their jobs. You can't just suddenly close down your lifestyle because your income has halved.

No, but debts and contracts don't just magically disappear if you move home to live with your parents!

Dunroamin

Own_My_Own wrote: »

So if you can't find a Jo or Fred to share with you could be forced to move back home.

Jo and Fred won't move out just because you lose your job - if you do then you have to advertise for replacements!

Dunroamin

PasturesNew wrote: »

Grown up children have always returned home, multiple times, it's their home. It's been happening for thousands of years and it's only today's "selfish society" of parents that consider this odd.

Her wanting to hang out with you would be considered normal..... exceptional in many cases.

But the point is that the daughter doesn't want to hang out with her mother if their friends are around and that's just an insult.

Grown children return to live in their parents' home on a regular basis - that doesn't mean that it's still their home.

beckysbobbles1

I haven't read all the replies but I found it interesting from a parents point of view.

I moved out of the family home when I was 19. I was the youngest one so my parents finally got their home back. I wouldn't dream of moving back in however I understand this isn's an option for some people.

My OH for example has just turned 30 and he lives at home. His parents are moving abroad so his parents are buying him and his brother a flat.

I think the OP has every right to feel a little frustrated. Of course she loves her daughter but that doesn't mean she has to continue entertaining her.

dktreesea

Dunroamin wrote: »

No, but debts and contracts don't just magically disappear if you move home to live with your parents!

That's true, but there seems to be an expectation among some adult "children" that you get to live at home for free while you get back on your feet, freeing up all your dole to meet your debts/contractual obligations. Or, if still not enough, an expectation that your parents (particularly if they are both in work) will make up the shortfall.

Parents can be like the benefits system - an unreliable benefactor.

It can't be easy, being young, and realising your parents - your ultimate last resort fall back position - aren't going to be there for you.

Person_one

Dunroamin wrote: »

I wasn't assuming that most people under 25 would be living alone even when working as that isn't a situation that the majority of people can afford to do at that age. Your share of bills will be the same whether you're sharing with mum and dad in their home or Jo and Fred in a shared flat.

That's recent though, isn't it? Assuming that people will/should live like students or as lodgers until their mid to late twenties.