We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Anyone want to join me? Awaiting Mortgage decision...
Comments
-
Is anyone waiting on a decision from Halifax? My valuation is booked for Friday, would they of booked this if we hadn't passed the credit checks?0
-
Good luck with the valuation... Out of interest, how long did it take you to get a valuation date arranged?lunaloo122 said:Is anyone waiting on a decision from Halifax? My valuation is booked for Friday, would they of booked this if we hadn't passed the credit checks?
We are currently going through Halifax for a mortgage too.
0 -
Thank you! Full application went in 29/6, hard credit check showing up on 30/6 then valuation booked for 3/7. All seems really quick which is what's making me so nervous!RPF1992 said:
Good luck with the valuation... Out of interest, how long did it take you to get a valuation date arranged?lunaloo122 said:Is anyone waiting on a decision from Halifax? My valuation is booked for Friday, would they of booked this if we hadn't passed the credit checks?
We are currently going through Halifax for a mortgage too.0 -
Got our offer through from NatWest today!! 🎉🎉🎉 Good luck everyone! Xx0
-
I did ask him if that meant we were approved subject to valuation, and he said that, whilst that exact phrase wasn't used, it was a very good sign to have the valuation next week, as that wouldn't be proceeding if there were problems with the application...Almostfree said:
Has your broker said anything? Ours told us we were approved subject to valuation. Your broker should be able to find out whether that's the last step for you.thePhilster69 said:Thanks, fingers crossed... I assume valuation is one of the final steps before the offer gets made? We've paid the valuation fee, so I'd feel pretty hard done by if the valuation turned out okay, but underwriters didn't like our application...0 -
Desktop valuation was scheduled yesterday with ESurv - just waiting now eeek! MA has been pretty good at keeping me updated, so don't want to send any emails as yet (that may change tomorrow though!)templeofdoom said:@Marleysmum how is your application going? Had to send yet another letter around this pay cheque issue and they have finally accepted it, just waiting for a valuation date now!!!0 -
Yes me! Desktop valuation done yesterday, just waiting for a decision now...lunaloo122 said:Is anyone waiting on a decision from Halifax? My valuation is booked for Friday, would they of booked this if we hadn't passed the credit checks?0 -
That is good! We put our app in on 24/6 and have not heard anything back yet. Strange how the process works for some, compared to others....lunaloo122 said:
Thank you! Full application went in 29/6, hard credit check showing up on 30/6 then valuation booked for 3/7. All seems really quick which is what's making me so nervous!RPF1992 said:
Good luck with the valuation... Out of interest, how long did it take you to get a valuation date arranged?lunaloo122 said:Is anyone waiting on a decision from Halifax? My valuation is booked for Friday, would they of booked this if we hadn't passed the credit checks?
We are currently going through Halifax for a mortgage too.
0 -
NATIONWIDE UPDATE
soo happy to say we have just received our mortgage offer after a painful month of waiting!!Our timeline was as follows in case this helps anyone
05/06 - We have received your mortgage application
22/06 - A valuation has been booked for 02/07/2020
02/07 - We have received your valuation report
02/07 - We’re pleases to let you know we’ve issued your mortgage offer
Good luck to everyone else on your house buying journey!5 -
Congratulations!leila96 said:NATIONWIDE UPDATE
soo happy to say we have just received our mortgage offer after a painful month of waiting!!Our timeline was as follows in case this helps anyone
05/06 - We have received your mortgage application
22/06 - A valuation has been booked for 02/07/2020
02/07 - We have received your valuation report
02/07 - We’re pleases to let you know we’ve issued your mortgage offer
Good luck to everyone else on your house buying journey!1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.4K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards