Anyone want to join me? Awaiting Mortgage decision...

hbrad01

leila96 said:

NATIONWIDE UPDATE
soo happy to say we have just received our mortgage offer after a painful month of waiting!! 

Our timeline was as follows in case this helps anyone

05/06 - We have received your mortgage application 

22/06 - A valuation has been booked for 02/07/2020 

02/07 - We have received your valuation report

02/07 - We’re pleases to let you know we’ve issued your mortgage offer

Good luck to everyone else on your house buying journey! 

Awww wow I'm still waiting. Yours seemed really fast. Congrats 

buyerforthefirsttime

Another Nationwide update.
DIP may 26th.
Full application June 26th
Valuation July 2nd
Offer July 2nd
Very relieved

Steve_KCS

Can I ask why people are worried through the mortgage application process? Is it your credit rating? The valuation? Or just the unknown? 

heston2014

Steve_KCS said:

Can I ask why people are worried through the mortgage application process? Is it your credit rating? The valuation? Or just the unknown? 

Affordability, credit rating, valuation, how long it takes and no updates 

RPF1992

Steve_KCS said:

Can I ask why people are worried through the mortgage application process? Is it your credit rating? The valuation? Or just the unknown? 

All of the above 😂

moo313

bethanyjade92 said:

Got our offer through from NatWest today!! 🎉🎉🎉 Good luck everyone! Xx

Congrats! I am still waiting from Natwest. My mortgage broker told me to be patient, he is confident that I will get the offer.

Even though everything on the online application ticked since Monday .

Lancs1234

Hoping to hear back today. It is 3 weeks on Monday since we put the application in, and were given an approximation of 2 weeks to hear back. Found out on Wednesday that the additional documents the Mortgage advisor sent in last week were not the ones they asked for and she only just realised. So fingers crossed they stick to their 48 hour turnaround time on those now correct additional documents and we hear back today! 

asherzly92

So excited to finally be joining in!
We are FTB, been living with parents, searching for a house on and off for 2 years, finally found our perfect house on Monday.
offer submitted 29/06
offer accepted 29/06
mortgage application put in to TSB 02/07
now the waiting game...
Good luck everyone! 

RoloCookie

Excited to be joining in also! FTB.
Offer submitted 29/06
Offer Accepted: 29/06
Mortgage application: Have an appointment this evening to submit the application.
Good luck everyone
 @asherzly92 we are pretty much starting at the same time! Keep me updated and good luck!

Jamaicanmelaff

Steve_KCS said:

Can I ask why people are worried through the mortgage application process? Is it your credit rating? The valuation? Or just the unknown? 

Honestly, for me it's just the wait and the unknown. My credit is fine and my affordability shouldn't be a problem, but I'm self-employed and even though my business has been running fine I'm worried they're going to find a reason to reject my application anyway. Add that on top of seeing other people's applications (though probably employed tbf) go through without a hitch within a couple of weeks makes a now 4-week wait for my additional documents to be assessed torture. But my offer was accepted back in March and I've already had to switch brokers, increase my deposit and try for a new deal cos the first application was never submitted properly and that deal no longer exists, so I'm worried my seller is going to give up and pull the sale.