Anyone want to join me? Awaiting Mortgage decision...

bethanyjade92

moo313 said:

Kiwistrawb1990 said:

@bethanyjade92 we've just had our offer!!!!!!!! 

Congrats!
I am still waiting on Natwest to come back to my to me. Everything is ticked at the assessment stage  

That’s the same as me! When did all yours get ticked? I’m feeling so inpatient! 😂 xx 

anteguardian

Congratulations to everyone recieving thier offers! Some great news for you and hope the rest of the process goes well too!

RPF1992

Anyone currently or recently put in a full app with Halifax? Trying to guage length of time for application - it's only been a couple of days and the wait is already killing me!

Full application sent: Wednesday 24th June

Confirmation of being at underwriters: Thursday 25th June

Money taken for property valuation: Thursday 25th June

Now waiting to hear what happens next. Anyone else at the same stage with Halifax?

Thanks in advance,
R

ftb2020mm

Hi All,
We have just had an update from our Broker, that Barclays are doing a few final checks before they issue our offer. Which is good news, but I cannot help but get anxious as this process has already made us anxious enough already and I wonder what other final checks they may need to make before an offer? 
We have already had a valuation, gone though underwriting and a credit checks as far as I am aware. So what final checks could these be?

Thank you all in advance

hbrad01

Bfa10 said:

Hi 
Is there anyone awaiting an offer from Nationwide. We've gone through our application submission June 10, valuation and valuation approval June 16, moreso additional information on deposit bank statement submission June 23 but its been a long wait expecting an offer. The wait is draining.

I'm the same with nationwide, val on 19th June, val accepted 26th June, just been asked to supply extra payslips now 

Bfa10

hbrad01 said:

Bfa10 said:

Hi 
Is there anyone awaiting an offer from Nationwide. We've gone through our application submission June 10, valuation and valuation approval June 16, moreso additional information on deposit bank statement submission June 23 but its been a long wait expecting an offer. The wait is draining.

I'm the same with nationwide, val on 19th June, val accepted 26th June, just been asked to supply extra payslips now 

This was the same feeling when they requested more information. It's really pushing up anxiety on us. 

onlyliveonce

Hi, thought i would join in.

Broker put our application in with Accord on 17/6, hard search done on 18/6. Called our broker today for update. Been told valuation has come back fine ( in Scotland; using home report transcript) What a bloody hellish waiting game this is. Cant remember this stress with our purchase back in 2011. Is this a good thing, having credit search done and valuation; no word of any decline.

Best of luck everyone

Marleysmum

RPF1992 said:

Anyone currently or recently put in a full app with Halifax? Trying to guage length of time for application - it's only been a couple of days and the wait is already killing me!

Full application sent: Wednesday 24th June

Confirmation of being at underwriters: Thursday 25th June

Money taken for property valuation: Thursday 25th June

Now waiting to hear what happens next. Anyone else at the same stage with Halifax?

Thanks in advance,
R

I have, and I can definitely relate to the waiting being a killer!

15 June 2020 - Halifax full application + valuation fee paid

18 June 2020 - Advised by MA that it was approved subject to valuation

26 June 2020 - Documentation sent to ESurv for a desktop valuation (It's a new-build)

MA advised that on Halifax's systems the valuation is scheduled for tomorrow, so I'm hoping I'll hear something by the end of the week!

moo313

bethanyjade92 said:

moo313 said:

Kiwistrawb1990 said:

@bethanyjade92 we've just had our offer!!!!!!!! 

Congrats!
I am still waiting on Natwest to come back to my to me. Everything is ticked at the assessment stage  

That’s the same as me! When did all yours get ticked? I’m feeling so inpatient! 😂 xx 

My mortgage broker updated them on my agreement to reduce my credit card balance late Friday afternoon. In order to make the mortgage more affordable and offer the amount I need. I noticed it was set on "We are working on this action" throughout yesterday until around 5pm it was set to "completed" with a tick. 
Since then there hasn't been any updates. My broker told me yesterday to take this as a positive sign and be patient!

CCE1996

Hi all.
So me and my partner are first time buyers. Applied directly through Nationwide with 90% LTV just in time prior to them removing them from the market. Timeline is as follows:
- DIP 11/06/2020
- AIP & full mortgage application submitted 15/06/2020

- Valuation completed and report received 16/06/2020

Had an update from them on 19/06/2020 stating valuation report was fine, and that the mortgage was now with the underwriters for “final approval” and we have not heard anything else since. They haven’t even asked for supporting documents or evidence such as bank statements etc. Which is getting me really concerned thinking 1) Why haven’t they asked for any supporting documents and 2) What have they being doing for the past two weeks with no evidence of income or bank statements or proof of deposit etc.?????

It’s now been 2 weeks since the valuation report was received and no further updates it is driving us insane!!!
Anyone else in a similar position?