Anyone want to join me? Awaiting Mortgage decision...

Memie

FunnyBunny85 said:

Oh my goodness!
Received an update - offer approved! I’m elated 
Naturally, as many others have also found out at the moment, things took a little while, but got there in the end!
Good luck everyone else waiting on their offers. 

Massive congratulations 🥳 

anteguardian

FunnyBunny85 said:

Oh my goodness!
Received an update - offer approved! I’m elated 
Naturally, as many others have also found out at the moment, things took a little while, but got there in the end!
Good luck everyone else waiting on their offers. 

Congratulations on your offer being approved! 
Great to hear going into the weekend eh! Bet that’s put your mind at rest...

FunnyBunny85

anteguardian said:

FunnyBunny85 said:

Oh my goodness!
Received an update - offer approved! I’m elated 
Naturally, as many others have also found out at the moment, things took a little while, but got there in the end!
Good luck everyone else waiting on their offers. 

Congratulations on your offer being approved! 
Great to hear going into the weekend eh! Bet that’s put your mind at rest...

Thank you. Absolutely, I’m going to allow myself a cold cider or two. Lovely first weekend in yonks to not be gripped by anxious uncertainty haha!

Kambucha

For those of you awaiting a Natwest Mortgage decision, As of 11 am this morning, the speed from making an offer to purchase has dropped from over 30 days to 12 days. So fingers crossed to us all who are awaiting a decision from natwest.
https://www.intermediary.natwest.com/intermediary-solutions/Service_Levels.html

kf3112

leila96 said:

kf3112 said:

Hi - first time poster (and first time buyer too!),
Anyone else waiting for a decision from Nationwide? We submitted our application via a mortgage adviser last Friday (19th), and was informed that day it had been approved subject to valuation and receipt of Nationwide's gift form for our deposit. We sent everything over immediately but haven't heard anything from our adviser or Nationwide since. Our property developer (new build) said they had expected a valuation to be booked Monday/Tuesday this week but we have no idea if it was done! Anyone in the same boat? 

We are waiting on Nationwide too. They usually send out text alerts. Did you get one when they received your application? If you did you should get one as soon as the valuation is booked, we received a message last week about ours but did take them a few weeks to book it which was frustrating!!

We got a text about an hour ago confirming our valuation has been booked for 6th July, a bit later than we had expected but I guess that's good progress! Still a nerve-wracking few weeks to go. Was hoping we could complete on the house by end of July so fingers crossed. I hope yours all goes smoothly, and yours too @Potbellypig

lizhd

Update for HSBC people. My case was passed to the underwriters on 23rd June. They are currently looking at cases from 21st, so it'll be a few more days for me. My application went in on 10th June, with desktop valuation on 18th June.
Hope that helps someone.

Process90

lizhd said:

Update for HSBC people. My case was passed to the underwriters on 23rd June. They are currently looking at cases from 21st, so it'll be a few more days for me. My application went in on 10th June, with desktop valuation on 18th June.
Hope that helps someone.

This is good info without having to find this information out by ringing them myself! So thank you!
My partner and I seem to be a day behind you...
- Submitted our application on 15th June
- Additional documents and IDs uploaded on online portal on 17th June
- Manual referral to underwriter update on online portal on 24th June
We've been pretty patient up til now and just trusted the process whilst knowing that demand is through the roof and lender productivity isn't as great as pre-COVID - people working from home still etc.
Going on timescales from people on here it seems as though cases like ours (partner self-employed) are taking around 3 weeks to be processed.
I just can't believe how slow it actually is at the moment.

Lifs

josie01234 said:

Hello I have submitted an application to Skipton on 12th June. All quiet not heard anything yet. Trying to stop feeling anxious! 

Hey, have you heard anything from skiption?
We're in a similar position. Application on the 16, valuation meant to be on the 24th but it wasn't confirmed and it seems the valuation company didn't get in touch with the estate agent. Mortgage broker said he'd give us an update today but heard nothing so feeling pretty anxious about the whole thing.

josie01234

Lifs said:

josie01234 said:

Hello I have submitted an application to Skipton on 12th June. All quiet not heard anything yet. Trying to stop feeling anxious! 

Hey, have you heard anything from skiption?
We're in a similar position. Application on the 16, valuation meant to be on the 24th but it wasn't confirmed and it seems the valuation company didn't get in touch with the estate agent. Mortgage broker said he'd give us an update today but heard nothing so feeling pretty anxious about the whole thing.

Hey good to hear from you. I’ve not heard a thing! I’m so nervous. It’s been in for 2 weeks. In progress tracker it says went to underwriter on23rd valuation done but not received by Skipton yet. My MA hasn’t replied to my request for an update yesterday morning. Let me know when you hear something won’t you 😊

nttjackson

Hey HSBC-ers 
Jumping on to this as trying anything to ease the tension of waiting! 
This is our timeline so far...
Applied directly online on 17th June ( A broker said we couldn't borrow enough for HSBC, but a direct AIP said otherwise, called HSBC up to double-check and the figure she gave was higher than the broker, but lower than the AIP! - very confusing but it was just enough) 
Submitted docs 19th June - they've only asked for 1 month's payslips so far 
Valuation took place 25th June 
Logged on today and our status has changed from "Application under review' to "Ready for Offer'. 
Does this mean we're one step before the underwriters look at it, or have we passed this stage? 
We are yet to see anything about the outcome of the valuation online either, do we find out what they have valued it at? 
Thanks