Anyone want to join me? Awaiting Mortgage decision...

caw379

lizhd said:

caw379 said:

Had my application approved today from HSBC!!!!!!!!!!!!!!!!!!!! I am so happy!!!! With the wait, I did not think it was gonna happen! 
Application submitted 2nd June
Valuation 8th
Couple rounds of documents being requested
Approved today - we were meant to hear Tuesday but they had delays 

Amazing news! Congratulations!
I'm really hoping we will hear tomorrow.

I have my fingers crossed for you! 

lizhd

caw379 said:

lizhd said:

caw379 said:

Had my application approved today from HSBC!!!!!!!!!!!!!!!!!!!! I am so happy!!!! With the wait, I did not think it was gonna happen! 
Application submitted 2nd June
Valuation 8th
Couple rounds of documents being requested
Approved today - we were meant to hear Tuesday but they had delays 

Amazing news! Congratulations!
I'm really hoping we will hear tomorrow.

I have my fingers crossed for you! 

When was the last date you were asked for further documents? I'm trying to gauge their timescales.

Facknats

lizhd said:

Facknats said:

HSBC-ers.. how long are you looking?
We applied last Thurs, after tons of issues with brokers having the number of apps they can make limited and website downtime.. advisor was great but is our pain likely to end soon.. or in weeks?

Our HSBC application was submitted on 10th June. They did a desktop valuation on 18th and we're not waiting for final sign off by the underwriters. We've not been asked for any extra documents during that time, and we are a fairly straightforward case - both employed with a 70% LTV. I'm hoping we'll hear tomorrow. Waiting is so hard.

Congrats & thanks.. bit optimistic to hope for x5 days then perhaps!

adierei

Hi everyone, 
Lurker turned poster in the midst. 

Just in case this puts anyone at ease- submitted FTB (90% LYV) application with HSBC on the 11th June, got offer pending valuation today. They rang today and asked if either of us had been financially impacted by COVID (we thankfully haven’t) and told we’d get a decision in 1-2 days. About an hour later we got the coveted text to say it had been approved. 

Looks like things are getting faster  

anteguardian

qln7676 said:

Three months later I am still waiting for Barclays to issue us an  offer. I think I am gradually losing the will to live lol.

We submitted our application in March and have experienced numerous technical issues. Had our valuation done on 16 Jun and submitted a cladding EWS1 report to them today,  our LTV is <30% .I was told their IT team is waiting for their Indian outsourced team to come back with an approval so they can fix the issue on their system. I feel I have been dragged into this black hole...so much anxiety and uncertainty involved.

Stay strong, I’ll keep my fingers crossed for you and hope you hear back soon! 
I know the wait each day can be so frustrating and the nervousness never seems to end...

caw379 said:

Had my application approved today from HSBC!!!!!!!!!!!!!!!!!!!! I am so happy!!!! With the wait, I did not think it was gonna happen! 
Application submitted 2nd June
Valuation 8th
Couple rounds of documents being requested
Approved today - we were meant to hear Tuesday but they had delays 

Congratulations!!! I’m really happy for you and now you relax and enjoy that it’s going through finally! 

templeofdoom

Marleysmum said:

New to this (however lurking for a while!) and the waiting is killing me - my anxiety levels are definitely through the roof!
I'm using a MA, AIP through Halifax given on the 11th June, full application submitted on the 15th and paid valuation fee (hard search on CF that day).  No other documentation has been requested other that what I provided to MA in advance of my application.
MA advised on the 18th that it all looked fine and application was now just subject to satisfactory valuation.
Anyone know how long Halifax are taking with scheduling valuations? (It's a new build not due for completion until Oct).
For me personally, this has been a long time coming and I'm trying not to get my hopes up - am I right in thinking that if there were any issues these would have been highlighted by now?

We are in a very similar position with Halifax! We are also buying a new build due to be completed in October . Our broker said everything looked ok after some payslip questions and we are just awaiting a valuation - really hoping its done quickly as our builder wants to exchange on the 11th July  . Assuming its going to be a desktop valuation as the property isn't built yet, so should be pretty straightforward?

Marleysmum

@templeofdoom I thought it would be a desktop valuation, fingers crossed it’s just delays due to the backlog of physical valuations they’re trying to get through.  The sales office for the development where I’m buying said that normally they’d look to exchange within 28 days, however they’ve extended this date by 2 weeks.  Definitely nail biting stuff!

KJB_D

Facknats said:

HSBC-ers.. how long are you looking?
We applied last Thurs, after tons of issues with brokers having the number of apps they can make limited and website downtime.. advisor was great but is our pain likely to end soon.. or in weeks?

Hey! We applied last Thursday too and sent supporting documents on Friday. Physical valuation on 24th so should hear back about that today. Application is with the underwriters and in final stages with offer due to be sent out from today to circa next Wednesday (3-5 day turnaround).
Our process has been extremely quick however we did the application online with no advice (my SO used to be a mortgage broker so utilised his knowledge), and I have had the luxury of calling up and pushing the process through as quickly as possible.

kf3112

Hi - first time poster (and first time buyer too!),
Anyone else waiting for a decision from Nationwide? We submitted our application via a mortgage adviser last Friday (19th), and was informed that day it had been approved subject to valuation and receipt of Nationwide's gift form for our deposit. We sent everything over immediately but haven't heard anything from our adviser or Nationwide since. Our property developer (new build) said they had expected a valuation to be booked Monday/Tuesday this week but we have no idea if it was done! Anyone in the same boat? 

templeofdoom

Marleysmum said:

@templeofdoom I thought it would be a desktop valuation, fingers crossed it’s just delays due to the backlog of physical valuations they’re trying to get through.  The sales office for the development where I’m buying said that normally they’d look to exchange within 28 days, however they’ve extended this date by 2 weeks.  Definitely nail biting stuff!

It really is nerve racking, for us I feel like we have jumped through so many hoops and are on the home straight now!! Just think how relaxed and happy we will be once its all approved