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Anyone want to join me? Awaiting Mortgage decision...

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Comments

  • Liamo3
    Liamo3 Posts: 36 Forumite
    10 Posts
    edited 24 June 2020 at 3:06PM
    Just seen on the tracker our valuation has been now been assessed. No other requests or actions outstanding. I assume a decision is next.
  • Liamo3 said:
    Just seen on the tracker our valuation has been now been assessed. No other requests or actions outstanding. I assume a decision is next.
    Our valuation is being done tomorrow, do you know when yours was done? 
  • Jjamie
    Jjamie Posts: 76 Forumite
    10 Posts First Anniversary
    I’m waiting for a valuation. It was instructed 14 days ago and nothing yet. We are in Scotland and things seem to be moving slowl 
  • Halifax have come back on our application asking about a very slight descrepancy (like £70) in my paycheck to what my salary is stated, turns out my company slightly miscalculated my pay for May as I moved from part time to full time hours midway through the month, which made the paycheck higher than it was meant to be. Have sent them my June paycheck but this seems very finickity of the underwriter right? Could this be a deal breaker?
  • Halifax have come back on our application asking about a very slight descrepancy (like £70) in my paycheck to what my salary is stated, turns out my company slightly miscalculated my pay for May as I moved from part time to full time hours midway through the month, which made the paycheck higher than it was meant to be. Have sent them my June paycheck but this seems very finickity of the underwriter right? Could this be a deal breaker?

    I think it’s the nature of the job. I was requested to submit my SA302 for 2 years, then they requested my tax year overview, then an accountants certificate (each of these numbers say exactly the same thing!) just seems they like you to jump through hoops and check everything! 

    £70 seems very petty, over a course of a year, it’s only £840
  • Liamo3
    Liamo3 Posts: 36 Forumite
    10 Posts
    Liamo3 said:
    Just seen on the tracker our valuation has been now been assessed. No other requests or actions outstanding. I assume a decision is next.
    Our valuation is being done tomorrow, do you know when yours was done? 
    It was done yesterday. 
  • Kambucha
    Kambucha Posts: 16 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    Liamo3 said:
    Just seen on the tracker our valuation has been now been assessed. No other requests or actions outstanding. I assume a decision is next.
    Our valuation is being done tomorrow, do you know when yours was done? 
    Any update on your natwest application ?
  • Kambucha
    Kambucha Posts: 16 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    Anyone got a Natwest Application pending? if so how long did it take ?
  • Liamo3
    Liamo3 Posts: 36 Forumite
    10 Posts
    Kambucha said:
    Anyone got a Natwest Application pending? if so how long did it take ?
    My application started on the 11th I'm past valuation but no offer at present I'm due to hear something today or tomorrow
  • Potbellypig
    Potbellypig Posts: 791 Forumite
    Part of the Furniture 500 Posts Name Dropper
    A week today for me. This is perhaps the longest wait of my entire life... 
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