Anyone want to join me? Awaiting Mortgage decision...

lolypops24_2

Update- We have our mortgage offer. Over the moon now. It’s a shame I am at work and can’t celebrate. 

Emmyflowers

lolypops24_2 said:

Update- We have our mortgage offer. Over the moon now. It’s a shame I am at work and can’t celebrate. 

That's fab news! Great!

JustJane101

lolypops24_2 said:

Update- We have our mortgage offer. Over the moon now. It’s a shame I am at work and can’t celebrate. 

WOOH! Amazing!! Well done!!  I can imagine how amazing it must feel!! From memory your going with Kensington right?

I just had a phone call from a local surveyor asking for access to the property (That I'm buying #facepalm). I told him to contact the EA. Survey is now being done tomorrow - at the same time that I've got another viewing booked as I only viewed it the once, and I want to take a look at the loft space etc, so this works out great. The docs the broker asked me to provide on friday have been sent from my broker to them today, so all being well I guess I should know ....soon! I *really* hope the underwritter has chance to asses my case again today. I am anxious beyond belief. Kensington here also!

lolypops24_2

JustJane101 said:

lolypops24_2 said:

Update- We have our mortgage offer. Over the moon now. It’s a shame I am at work and can’t celebrate. 

WOOH! Amazing!! Well done!!  I can imagine how amazing it must feel!! From memory your going with Kensington right?

I just had a phone call from a local surveyor asking for access to the property (That I'm buying #facepalm). I told him to contact the EA. Survey is now being done tomorrow - at the same time that I've got another viewing booked as I only viewed it the once, and I want to take a look at the loft space etc, so this works out great. The docs the broker asked me to provide on friday have been sent from my broker to them today, so all being well I guess I should know ....soon! I *really* hope the underwritter has chance to asses my case again today. I am anxious beyond belief. Kensington here also!

Fingers crossed for you:) I can’t fault Kensington- it was very smooth and quick process. Thanks to our mortgage adviser of course- we couldn’t have done it ourselves. From aplication to offer two weeks:) Very very happy. 

Sncjw

It’s valuation day. I am hoping to have my offer the same day just so we know quick 

Susan_Boe

Sncjw said:

It’s valuation day. I am hoping to have my offer the same day just so we know quick 

Amazing!! Good luck! Do you know how long it usually takes them to report back to the mortgage folk? Have you been accepted subject to valuation? 

Rosiemea

We got the go ahead yesterday, said underwriter has signed it off and now gone to valuation! So Pleased

Sncjw

I don’t know how long it takes I’m hoping it’s same day as we have waited a couple weeks since application.  I have no idea what they have done

purpledolly91

Hi Everyone,
First time poster as well as a first time buyer, currently waiting for a mortgage offer from Barclays, valuation  two weeks ago found an issue with the lease of the land,(their findings were incorrect, we have updated the information and the valuer has passed the house for lending this was last week) still no offer out, our broker has contacted Barclays and they have escalated our case, hoping to receive an offer by Friday latest, my nerves are shot waiting to hear anything, anyone have experience with Barclays? after a case has been escalated do they have a quick response time? I hope after all this we are not refused   

Sncjw

So today was valuation day. 

I messaged nationwide using their mortgage app and they said they had two days to submit report and then nationwide had two days to review it. She said it would look like the 17th when we would hear. Ugh another week. 

Come out from work with no news. Get in the car I am a passenger in it. To a text to say they have mortgage valuation report and to give a couple days. Then get w message a minute later saying they have issued an offer. Yeay!!!!!!


inget on the app to chat with advisor to try and find our offer rather than wait for the post and they have offered us exactly what we applied for the minimum amount we needed. 

Feel so happy we don’t have to stew over it wondering. Now it’s all down to the solictor which mine is quite good it’s the sellers solictor being a pain.