Anyone want to join me? Awaiting Mortgage decision...

Craigzeh

Craigzeh wrote: »

First time buyer Scotland!

16/09/18 - Seen Property
17/09/18 - AIP approved from Halifax
18/09/18 - Offer submitted on house
19/09/18 - Offer declined
20/09/18 - Revised offer submitted
20/09/18 - Offer accepted
20/09/18 - Halifax Mortgage application submitted.

Now just the wait. Not sure how long they typically take.

So little update, Just had confirmation of Mortgage offer being sent out this morning!

Very quick turnaround. So that gives our timeline as .
16/09/18 - Seen Property
17/09/18 - AIP approved from Halifax
18/09/18 - Offer submitted on house
19/09/18 - Offer declined
20/09/18 - Revised offer submitted
20/09/18 - Offer accepted
20/09/18 - Halifax Mortgage application submitted.
25/09/18 - Halifax Formal Mortgage offer sent out.

Over the moon! :T :j

LucasH

UPDATE

First time buyer!

05-09-18 - DIP/AIP given.
06-09-18 - Reserved new build.
10-09-18 - Broker submitted barclays full application.
13-09-18 - Message to say valuation was booked for 17-09.
17-09-18 - Valuation complete.
18-09-18 - Barclays have received valuation.
25-09-18 - Mortgage offer received through the post.

Thank you for all the advice and help.

Can't take this grin off my face!!!

jaelato1

LucasH wrote: »

UPDATE

First time buyer!

05-09-18 - DIP/AIP given.
06-09-18 - Reserved new build.
10-09-18 - Broker submitted barclays full application.
13-09-18 - Message to say valuation was booked for 17-09.
17-09-18 - Valuation complete.
18-09-18 - Barclays have received valuation.
25-09-18 - Mortgage offer received through the post.

Thank you for all the advice and help.

Can't take this grin off my face!!!

Congrats :T

DawnCBUk

Hi all!

Anyone have current timescales on Nationwide?
Existing nationwide customer 5 year fixed at killer rate.
High equity sale porting only to avoid stupid 5k redemption fee on 98k.
Self employed now so a bit anxious!!
Offer made and accepted 20/9
Dip 19/9
Full application 26/9
Valuation booked 03/10

Anxiously waiting to see if they want a blood sample to prove I can meet the mortgage I have been double paying all year!!

Prayers appreciated :A:A

mortgage1st

Used Santander's online application as we knew the product we wanted and it's been pretty straight forward and communication has been good, timeline as follows:

18/09 - Application submitted and DIP received
19/09 - Documents requested (payslips, P60 and 3 months bank statements)
20/09 - Query on one doc so had to get another copy
25/09 - Notification to advise application approved
26/09 - Identification pin received to confirm address submitted
26/09 - Message received to advise valuation already done and offer and copy of valuation will be sent with mortgage offer

Kind of a bit weird now as I'm assuming they're putting the valuation report together along with the offer to send out but to get this far in just over a week I'm quite pleased with.

CornwallFTB

CornwallFTB wrote: »

14/09- Got the valuation back and all okay. One more hurdle crossed!

26-09: Still waiting. After the case going to the underwriters last Thursday it now seems our case has been randomly selected for an internal audit. They refuse to say how long this may take which isn't greatly helpful when trying to keep everyone updated on progress.

mortgage1st

I’ve had mine selected for an internal audit as well got a message from Santander today and then called them, they said 9 days from when the app was made which means for me up to 03 October, the wait continues!!

JVennard

Hi how long has Halifax taken from aip to offer for everyone xx

itani

How long does Nationwide usually take once broker submits application?

CornwallFTB

mortgage1st wrote: »

I’ve had mine selected for an internal audit as well got a message from Santander today and then called them, they said 9 days from when the app was made which means for me up to 03 October, the wait continues!!

The wait is the worst bit - def a test of patience!