Anyone want to join me? Awaiting Mortgage decision...

Lotak

Got our formal offer on Friday 21st, over a month after all the checks were done. Just needed to verify income. Took ages to do for some reason.

Anyway,

Got completion statement. All set for next week!

Very relieved.

Shopper1315

Shopper1315 wrote: »

Hi all,

Joining in to ease the stress of all the waiting

AIP - 17/08
Viewed property - 05/09
Offered - 06/09
2nd offer - 07/09
Accepted - 08/09
Solicitors appointed - 10/09
Full mortgage application - 10/09
Valuation booked for 17/09
Valuation cancelled due to key issue and rebooked 27/09

I really hate the waiting, I hope it gets easier, I’m a FTB on a new build so I hate to think what this is like in an actual chain!

Update - valuation took place today and have also received the offer from nationwide!!

Craigzeh

Craigzeh wrote: »

So little update, Just had confirmation of Mortgage offer being sent out this morning!

Very quick turnaround. So that gives our timeline as .
16/09/18 - Seen Property
17/09/18 - AIP approved from Halifax
18/09/18 - Offer submitted on house
19/09/18 - Offer declined
20/09/18 - Revised offer submitted
20/09/18 - Offer accepted
20/09/18 - Halifax Mortgage application submitted.
25/09/18 - Halifax Formal Mortgage offer sent out.

Over the moon! :T :j

Just to Note,

27/09/18 - Formal Offer received to myself and Solicitor.

mortgage1st

Thankfully the stresses are over, we've have notification today from Santander that following the internal audit they did on our application we've been accepted and our offer is in the post and a copy to our solicitor, valuation was done (we didn't even no!).

Waiting game is nerve racking but so glad we're over the line now!!

CornwallFTB

mortgage1st wrote: »

Thankfully the stresses are over, we've have notification today from Santander that following the internal audit they did on our application we've been accepted and our offer is in the post and a copy to our solicitor, valuation was done (we didn't even no!).

Waiting game is nerve racking but so glad we're over the line now!!

Congrats!
:beer:

scotgal30

AIP - Halifax 20/08
Reserved New Build: 8/9/18
Full Mortgage Application sent via Broker:1/10/18 - Nationwide Build Society

Nervous!!! Are NW quick turn around?

clairehi

Application submitted via broker on 17/9 for a new purchase. Received Halifax mortgage offer today, ie in 10 working days since the application went in. I didn’t even know they’d done the valuation yet! Hope everything else goes as smoothly!

Cj1392

Thought I would upload mine, NatWest via broker, super speedy
24/9/18 full application
25/9/18 requested proof of equity to pay off credit cards
27/9/18 survey done, we didn’t get told when it was being done
1/10/18 full offer!!!
7 days from application to offer!
Over the moon!

Helsxxx

I applied with Kensington thru my MA on friday last week, After failing with Halifax and had a reduced offer from TSB. I was told 24hrs for an initial contact for more info then 48 hrs for decision.... although all the reviews are saying weeks. I am now in week 5 since my offer on a house was accepted and i am chased by the estate agents for when the valuation will be booked in constantly. its draining and i am losing the will...... is it really going to take weeks???!!! i am hoping by the end of the week. They have had every piece of info available. they cant surely ask for much else.

AAA0

Full application sent to Santander on the 11/9/18 via broker
Evaluation done on 15/8/18
Bank statement requested on 24/9/18

And still waiting!!:mad:

Broker said we should hear something on Friday 5/10/18
So almost a month later! Just shoot me :eek: